Arbor Financial Credit Union Portage MI | Top Checking & Business Loans

Introduction

Welcome to Arbor Financial, your trusted partner in financial well-being, located at 8910 Portage Rd, Portage, MI 49002. Established in 1935, our credit union has a rich history of serving the community with dedication and integrity. With over 46,802 members, we pride ourselves on being more than just a financial institution; we are a family committed to supporting each other's dreams. At Arbor Financial, we understand that financial decisions can be overwhelming. That's why we offer personalized services tailored to meet your unique needs. Our total assets amount to an impressive $938,273,331, and our strong net worth of $84,258,525 reflects our commitment to stability and growth for our members. We currently manage $70,613,294 in deposits and have facilitated 25,877 loans and leases, empowering our members to achieve their goals whether that's buying a new car or purchasing a home. Led by our dedicated CEO, Julie Blitchok, and Board President, David Aubry, our team of over 193 employees is here to provide you with exceptional service. We believe in giving back to the community that supports us; our efforts extend beyond banking services into various local initiatives. While members can visit us at our Portage Road location for all their banking needs including personal accounts, auto loans, mortgages, and business banking official correspondence should be sent to the same address: 8910 PORTAGE RD, PORTAGE, MI 49002-6420. Feel free to give us a call at 269-488-6640 or explore our website at www.arborfcu.org for more information about how we can assist you. Join us today and experience the difference of being part of Arbor Financial!

Branch History & Mission

At Arbor Financial, we take pride in our rich legacy of serving the community. Founded in 1935, our Portage Road Office has grown alongside the people of Portage, Michigan. With deep roots in this vibrant city, we've become a trusted partner for over 46,000 members who rely on us for their financial needs. Our branch is located at 8910 Portage Rd, conveniently situated near local landmarks that make it easy for you to visit and engage with our services. As a community-focused credit union, our mission is clear: to provide exceptional financial services while fostering a spirit of support and collaboration within the communities we serve. We are committed to helping our members achieve their financial goals through personalized banking solutions that include checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. Our total assets amount to $938,273,331, reflecting our stability and dedication to member success. Over the years, we have embraced innovation to enhance member experience. From online and mobile banking options to convenient ATM access and drive-thru services, we strive to meet your needs with ease. Our operating hours are designed with your busy schedule in mind: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM for lobby access. For drive-thru banking, we're available Monday through Thursday until 5:00 PM, Friday until 6:00 PM, and Saturday until 1:00 PM. Arbor Financial is not just about transactions; it's about building relationships. We actively participate in community outreach efforts that uplift those around us. Whether it's partnering with local organizations or hosting events aimed at financial literacy, our commitment extends beyond banking. While members can visit us at 8910 Portage Rd Portage Mi 49002, official correspondence should be sent to 8910 PORTAGE RD, PORTAGE, MI 49002-6420. If you're looking for a credit union that puts its members first while making a difference in the community, look no further than Arbor Financial. We invite you to join us today! Experience the benefits of being part of Arbor Financial by visiting our website or calling us at (269) 488-6640. Your journey toward financial empowerment starts here!

Branch Location & Accessibility

Convenient Features

At our Portage Road Office, we strive to provide our members with a welcoming environment. We have ample parking available, and our facility is designed with accessibility in mind, ensuring everyone can visit us without hassle. If you prefer not to come inside, you can take advantage of our drive-thru service for quick transactions such as deposits and withdrawals.

Get in Touch

If you have any questions or need assistance, don't hesitate to reach out! You can give us a call at 269-488-6640. Our friendly staff is eager to help you with whatever you may need. We invite you to stop by Arbor Financial today; we look forward to serving you!

Operating Hours

We understand that flexibility is key when it comes to banking. Our lobby hours are Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. For those who prefer drive-thru banking, our hours extend slightly longer on Fridays until 6:00 PM and Saturdays until 1:00 PM. We are committed to being available when you need us!

Services Offered

Arbor Financial is proud to offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, if you need cash on the go, our ATM is ready for use right here at the branch. While members can visit us at 8910 Portage Rd for all their banking needs, official correspondence should be sent to our mailing address at 8910 PORTAGE RD, PORTAGE, MI 49002-6420.

Member Eligibility

Becoming a member of Arbor Financial is like joining a welcoming family where your financial well-being comes first. If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us! Our community is open to individuals who share our values and commitment to supporting one another. We pride ourselves on offering members exceptional benefits, including competitive rates on loans and savings accounts, personalized service, and various banking options that cater to your needs. To learn more about the specific eligibility criteria, feel free to check out our detailed guidelines at https://www.arborfcu.org/about/membership/benefits. Ready to get started? Opening an account with us is easy! Just visit https://forms.fivision.com/arborfcu/oa/ to fill out your application. If you have any questions or need assistance, don't hesitate to call us at (269) 488-6640. Join us at Arbor Financial, located at 8910 Portage Rd Portage Mi 49002, and experience the difference of being part of a credit union that truly cares about its members!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $235 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $35 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $81,691,929, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

Imagine being able to accept payments effortlessly while focusing on running your business. Our merchant services provide you with the tools needed to process transactions smoothly, whether in-store or online. This means faster checkouts and happier customers, making your operations more efficient. At Arbor Financial, we're not just about numbers; we're about building relationships and supporting local businesses. Join us today and see how we can help your business grow! For more information, call us at (269) 488-6640 or visit our website at https://www.arborfcu.org/.

Comprehensive List Of Services

Banking at Your Fingertips

In today's busy world, convenience is key. That's why we provide robust online and mobile banking features so you can manage your finances anytime, anywhere. With options for ATM access and cash withdrawal services, along with basic drive-thru banking for deposits and withdrawals, getting the help you need is easier than ever.

Business Banking Support

If you're a business owner, we have specialized services just for you. Our business banking solutions include essential tools like merchant services and business loans that can help propel your business forward.

Credit Cards with Benefits

For everyday spending, consider our credit cards with rewards. They not only offer convenience but also allow you to earn points on purchases that you can redeem for various rewards making every dollar spent work harder for you!

Join Us Today!

At Arbor Financial, we're more than just a credit union; we're your partners in achieving financial wellness. To learn more about how we can support your financial journey or if you have any questions about our services, don't hesitate to reach out! You can call us at 269-488-6640, visit us in person at our branch on Portage Road, or explore our website at arborfcu.org for more information. Let us be part of your financial success story!

Personal Banking Made Easy

We understand that managing your finances can sometimes feel overwhelming. That's why we offer personal banking solutions that include checking and savings accounts tailored to fit your lifestyle. If you're planning to purchase a new vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms. For those considering homeownership, our mortgage loans and refinancing services can make your dream of owning a home a reality. Additionally, life can throw unexpected expenses your way, which is where our personal loans and debt consolidation options come into play. We want to help you regain control over your finances with manageable payments and clear guidance.

Digital & Online Banking

Key Services

Our online banking platform allows you to access your account information in real-time, making it simple to check balances, pay bills, and transfer funds. Plus, with our mobile application, you can manage your finances on the go perfect for those busy days when you're out and about. If you ever need to send money quickly, our person-to-person transfer feature makes it easy to share funds with family or friends instantly. We also prioritize your security with electronic signature authorization, ensuring that your transactions are safe and verified. Want to go paperless? Enjoy the convenience of e-statements that keep your financial documents organized and accessible without cluttering your mailbox. For those who love using mobile payments, our platform supports this feature, allowing you to make quick purchases right from your smartphone. With all these tools at your fingertips, managing your finances has never been more straightforward. At Arbor Financial, we are committed to providing user-friendly experiences that cater to your needs. Whether you're checking balances from home or making payments while on the go, our digital banking services are designed for ease of use and peace of mind. Join us today at arborfcu.org and discover how convenient banking can be!

Financial Strength

At Arbor Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position with you, which underlines our commitment to providing excellent service and support. With a net worth of $84,258,525, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $897 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $109,610,716 in share certificates and $78,158,256 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $24,162,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $78,184,916 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in the $4,112 in used auto loans and $724,444,789 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is evident in our $4,869,094, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 177 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $6,671,717. Total Share and Deposit Accounts: 110,657, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arbor Financial is your trusted partner. Visit us at 8910 Portage Rd Portage Mi 49002 or call (269) 488-6640 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $50,662,701 in used vehicle loans and $14,089,687 in new vehicle loans already helping members get on the road. We aim to make the car-buying process as smooth as possible.

Business Financing

For business owners, our outstanding commercial loans totaling $81,691,929 provide the capital needed to grow and expand your business. Whether you're starting a new venture or looking to improve cash flow for an existing one, we are here to support your ambitions. We pride ourselves on offering competitive rates and flexible terms tailored to meet your unique financial situation. Explore your eligibility for these loan products by visiting our website here. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter what stage you're at in life whether it's buying a car or investing in property Arbor Financial is dedicated to helping you make sound financial decisions every step of the way. Reach out today to learn more about how we can assist you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $74,626,576, make buying or refinancing simple. We also provide various refinancing options to help you lower your monthly payments or access cash from your home's equity.

Unsecured Credit Card Loans

Managing everyday expenses is crucial. We offer flexible terms on unsecured credit card loans, with a total of $30,465,016 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards tailored to fit your lifestyle.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent, allowing users to make informed choices about their financial futures.

Arbor Financial