American 1 Credit Union Jackson MI | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to American 1, your trusted financial partner located at 100 E Michigan Ave Ste 110, Jackson, MI 49201. Since our establishment in 1980, we have been dedicated to serving our community with integrity and commitment. With a robust membership of 66,032 and total assets amounting to an impressive $670,242,910, we are proud to support our members through various financial services that truly make a difference. At American 1, we understand that every member has unique financial needs. That's why we offer a wide range of services, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Whether you're looking to finance a new vehicle or consolidate debt, we're here to help you achieve your goals. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 718 E. Michigan Ave, Jackson, MI 49201. Our friendly team of 280 employees, led by CEO Martha Fuerstenau and Board President Philip Hoffman, is always ready to assist you. We pride ourselves on being more than just a financial institution; we are a community hub where relationships matter. With total deposits of $151,737,150 and a solid net worth of $101,561,233, you can trust us to manage your finances safely and securely. Plus, our total cash in hand stands at $11,914,012, ensuring that we have the resources needed for your immediate banking requirements. Explore our website at American 1 for more information on how we can serve you better. If you have any questions or would like to talk about your financial future, don't hesitate to call us at 517-759-1955 during our operating hours from Monday to Friday between 9 AM and 5 PM. Join us at American 1 today where your financial well-being is our top priority!

Branch History & Mission

Welcome to the inspiring journey of American 1, located at 100 E Michigan Ave Ste 110, Jackson, MI 49201. Since our doors opened in 1980, we have been dedicated to serving our community with passion and commitment. Over the years, we have grown significantly, now proudly boasting a membership of over 66,000 individuals who rely on us for their financial needs. At American 1, our mission is clear: to empower our members through quality financial services while fostering a spirit of community support. We believe that everyone deserves access to affordable financial solutions. Our range of services includes personal banking options like checking and savings accounts, auto loans, mortgage loans, and business banking services. We strive to create lasting relationships by providing personalized service that puts our members first. As we evolved through the years, we embraced advancements in technology to make banking easier for everyone. Our online and mobile banking options are designed to meet the demands of modern life while ensuring all members can easily access their accounts anytime, anywhere. We also prioritize accessibility and ADA compliance because we want everyone in our community to feel welcome and supported. While members can visit us at 100 E Michigan Ave Ste 110, official correspondence should be sent to 718 E. Michigan Ave, Jackson, MI 49201. You can reach us at 517-759-1955 during our operating hours: Monday through Friday from 9 AM to 5 PM. American 1 is not just a credit union; it's a vital part of the Jackson community. We take pride in supporting local initiatives and forming partnerships that uplift those around us. Whether it's sponsoring local events or offering educational workshops on financial literacy, we are committed to making a positive impact where it matters most. With total assets nearing $670 million, we have built a strong foundation that allows us to provide robust financial solutions tailored to your needs. We understand that each member's situation is unique and work diligently to offer options that fit individual goals. Join us today at American 1! Experience firsthand how we can help you achieve your financial dreams while being an active participant in the vibrant Jackson community. Your journey towards better financial health starts here!

Branch Location & Accessibility

A Warm Invitation

At American 1, we believe in making banking personal. Feel free to give us a call at 517-759-1955 if you have any questions or want to learn more about what we offer. We invite you to stop by our branch today and discover how we can help meet your financial needs!

Nearby Landmarks and Accessibility

Our branch is situated near popular local spots, making it a breeze to fit your banking needs into your day. If you're out and about near the downtown area, just swing by! We offer ample parking for your convenience, along with ADA-compliant features to ensure everyone can access our services comfortably.

Operating Hours and Services

We're here for you Monday through Friday from 9 AM to 5 PM. Our friendly staff is ready to assist you with a variety of services including checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and more. Plus, we have ATM availability on-site for those quick cash withdrawals or balance checks.

Member Eligibility

At American 1, we believe that becoming a member is like joining a family where your financial needs are understood and prioritized. If you're looking to join us at our welcoming branch located at 100 E Michigan Ave Ste 110 Jackson Mi 49201, you'll be pleased to know that membership is open to those who live, work, or worship in the area. This means that whether you're a lifelong resident or new to the community, there's a place for you here. We offer a range of services designed to support your financial journey, from checking and savings accounts to auto loans and credit cards with rewards. Joining is simple! You can find all the necessary details about eligibility on our website at . Once you determine that you qualify, getting started is just as easy just visit us or check out the account opening information at http://www.american1cu.org/loan-application. Should you have any questions along the way, feel free to reach out to us at (517) 759-1955. We can't wait to welcome you into the American 1 family!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer essential merchant services designed to simplify your daily operations. Imagine being able to process payments seamlessly while managing cash flow effectively. Our services empower you to focus on what truly matters growing your business. Located at 100 E Michigan Ave Ste 110 Jackson Mi 49201 in Jackson, MI, our team is ready to assist you. Give us a call at (517) 759-1955 or visit us online at One Jackson Square to learn more about how we can support your business journey!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $448,081, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we offer business banking services including merchant services and business loans. You'll find everything you need to grow your business right here at American 1.

Connect With Us

At American 1, we're here to support you every step of the way. If you have questions about any of our services or need assistance with account management, don't hesitate to reach out! You can call us at (517) 759-1955 during our lobby hours from Monday to Friday between 9 AM and 5 PM. Explore how we can assist you in achieving your financial goals today! Visit us online at One Jackson Square or stop by our branch in Jackson. Let's work together towards a brighter financial future!

Credit Cards

Our credit cards come with rewards that can benefit you in everyday spending. Picture earning points while shopping for groceries or dining out these rewards can add up fast!

Digital Banking Features

In today's world, convenience is key. That's why we provide online and mobile banking solutions that let you manage your finances anytime, anywhere. With features like ATM access for cash withdrawals and balance checks, you're always just a few taps away from what you need.

Home Financing

If you're considering buying a home or refinancing your existing mortgage, our mortgage loans are tailored for you. We provide guidance throughout the process, ensuring that you find a solution that meets your budget and goals.

Personal Banking

Starting with personal banking, we offer checking and savings accounts designed to fit your lifestyle. Imagine having a simple way to manage your everyday expenses while earning interest on your savings. Our accounts come with features that make transactions easy and straightforward. When it comes to financing a vehicle, our auto loans and vehicle financing options help you get behind the wheel without breaking the bank. Whether you're eyeing a brand-new car or a reliable used one, our flexible terms can make it happen.

Personal Loans

For those unexpected expenses or plans that require extra funding, look no further than our personal loans and debt consolidation options. These services allow you to manage life's surprises without feeling overwhelmed by high-interest debts.

Digital & Online Banking

Key Features

With our online banking platform, accessible at https://www.american1cu.org/, you can check your balance, transfer funds, and pay bills anytime 24/7! Our services also include e-statements, which means you can keep track of your finances without the clutter of paper statements. Plus, with electronic signature authorization available, signing documents is quick and secure. If you prefer banking on your mobile device, our mobile application is ready for you! You can make mobile payments with just a few taps, making everyday transactions as simple as sending a text. And for those times when you need to send money to friends or family, our person-to-person transfer feature makes it easy to send money instantly.

Security and Support

Your security is our top priority. We utilize advanced technology to ensure your information remains safe while you manage your accounts online. Our user-friendly interface allows you to navigate effortlessly through various features, putting you in control of your financial activities. At American 1, we believe that accessibility is key. Our digital banking services are designed to give you real-time account management right at your fingertips. Whether you're checking in on savings goals or transferring funds during lunch breaks, we've got you covered. Join us today at American 1 and experience the convenience of modern banking tailored just for you!

Financial Strength

Committed Team for You

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 276 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 142,496, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, American 1 is your trusted partner. Visit us at 100 E Michigan Ave Ste 110 Jackson Mi 49201 or call (517) 759-1955 to learn more about how we can help you achieve your financial goals.

Investing in Our Members

With $89,539,654 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $17,945 in used auto loans and $465,910,355 in total loans and leases.

Member Savings and Investments

Members' savings are secured through $107,611,241 in share certificates and $63,623,230 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $56,195,133, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $101,561,233, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,504 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans feature some of the lowest rates in the industry, with over $276,058,074 in used vehicle loans and $20,153,468 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, our team can guide you through the process and help you find an option that fits your budget.

Credit Lines

For those looking for additional flexibility in managing expenses or planning for future purchases, our credit lines totaling $45,000,000 can provide the financial cushion you need. They are ideal for unexpected expenses or projects that may require extra funds.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,261,561, make buying or refinancing simple. We provide competitive rates and flexible terms to ensure that your home financing experience is straightforward and stress-free.

Refinancing Options

If you're considering refinancing any existing loans be it auto or mortgage our team can assist you with understanding your options. We evaluate eligibility based on current market conditions and individual circumstances to ensure you get the best possible deal. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're ready to apply for a loan or have questions about your options, we're here to help! Visit us today at American 1 and see how we can support your financial journey.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $103,573,641 in loans helping members manage their finances effectively. These cards come with various benefits and are designed to meet your spending needs while allowing you to maintain control over your budget.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

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American 1