American 1 Credit Union Canton MI | Best Auto Loans & Personal Banking

Introduction

At American 1 in Canton, we understand that your financial journey is unique. Since our establishment in 1980, we have been dedicated to providing personalized banking solutions to our valued members. Located at 43443 Joy Rd, Canton, MI 48187, our branch is more than just a place to manage your money; it's a community hub where trust and commitment thrive. With over 66,000 members and total assets reaching an impressive $670,242,910, we pride ourselves on being a reliable partner for both personal and business banking needs. Whether you're looking for checking accounts, auto loans, or mortgage options, we've got you covered with services tailored just for you. In fact, our total loans exceed 54,041, reflecting our dedication to helping you achieve your financial goals. While members can visit us at Canton, official correspondence should be sent to our mailing address: 718 E Michigan Ave, Jackson, MI 49201. Our team of 280 employees, led by CEO Martha Fuerstenau and Board President Philip Hoffman, is here to assist you every step of the way. With a net worth of $101,561,233 and total deposits of $151,737,150, American 1 remains strong and committed to serving our community. You can easily access your accounts through online and mobile banking options or visit us during our operating hours: Monday to Thursday from 9 am to 5 pm, Friday from 9 am to 6 pm, and Saturday from 9 am to 2 pm. We invite you to connect with us today! Call us at 734-335-7244 or visit our website at www.american1cu.org to learn more about how we can help you secure your financial future.

Branch History & Mission

Community Focus

American 1 believes in giving back. We actively participate in local events and partner with organizations that uplift our community. Through these efforts, we strive to create meaningful connections that extend beyond traditional banking services. As we embrace modern technology with online and mobile banking options available for all members, we ensure that everyone has access to their finances anytime and anywhere. Our dedication to ADA compliance means that all members can comfortably navigate our services. Join us today at American 1 in Canton! Experience firsthand how we can assist you on your financial journey while being an integral part of this wonderful community. Together, let's build a brighter future! For more information or inquiries, feel free to call us at 734-335-7244 or visit our website.

Our Mission

At the heart of American 1 lies our commitment to improving the lives of our members. Our mission is clear: to provide accessible financial services while fostering a sense of community and belonging. Whether you need personal banking solutions like checking and savings accounts or are looking for auto loans, mortgages, or business banking options, we are here to help you achieve your financial goals. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at 718 E Michigan Ave, Jackson, MI 49201. Our operating hours are designed with your convenience in mind: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Plus, enjoy the ease of ATM access and drive-thru services available for quick transactions.

Branch Location & Accessibility

Convenient Access and Features

Our branch is designed with accessibility in mind, featuring ramps and ADA-compliant entrances to ensure everyone can visit us comfortably. Parking is ample and conveniently located, allowing you to quickly hop in and out. For those on the go, we also offer drive-thru banking services for quick deposits and withdrawals without having to leave your vehicle.

Get in Touch!

Have questions? Feel free to give us a call at 734-335-7244. We're always ready to help! Come visit us today at American 1 in Canton; we look forward to serving you!

Operating Hours

We understand that life can be busy, which is why our hours are tailored to fit your schedule. Our lobby is open from Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. This gives you plenty of time throughout the week to stop by when it's most convenient for you.

Services Available

At American 1, we pride ourselves on offering a wide range of services. Whether you need personal banking options like checking and savings accounts, auto loans, or credit cards with rewards, we have something for everyone. Our ATM is available for cash withdrawals and balance checks anytime you need it. While members can visit us at 43443 Joy Rd, official correspondence should be sent to 718 E Michigan Ave, Jackson, MI 49201.

Member Eligibility

Becoming a member of American 1 is like joining a welcoming community that genuinely cares about your financial well-being. If you're interested in membership, you'll be pleased to know that eligibility is accessible to a wide range of individuals. Generally, anyone who lives, works, worships, or attends school in the area can apply. This means whether you're just starting out or looking for better financial services, you're likely to fit right in. For specific eligibility criteria and any updates, feel free to visit our website at . Opening an account with us is simple and straightforward. Just head over to our account opening page at http://www.american1cu.org/loan-application, and you'll find everything you need to get started. If you have any questions along the way, don't hesitate to give us a call at (734) 335-7244. We're here to help you every step of the way!

Business Banking & Commercial Services

At American 1, we understand that every business has unique needs and goals. Whether you're a startup or an established company, our commercial services are designed to support your growth journey. Imagine having the financial backing to invest in new equipment, hire additional staff, or expand your operations this is where our business loans come into play. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $448,081, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services that simplify everyday transactions. Picture this: you run a busy café. With our merchant services, you can easily accept payments from customers using cards or mobile wallets, making checkout smooth and quick. This not only enhances customer satisfaction but also streamlines your daily operations. Located at 43443 Joy Rd Canton Mi 48187 in Canton, MI, we're here to help you thrive. Contact us today at (734) 335-7244 to learn more about how we can support your business goals!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash in a hurry? Take advantage of our ATM and cash withdrawal services available at various locations. Our branch also offers basic drive-thru banking for deposits, withdrawals, and simple transactions, making banking even more accessible. Whether you're visiting us in person or accessing our digital platforms, American 1 is committed to offering you the best service possible. If you have questions or need assistance with any of our services, don't hesitate to reach out! Call us at (734) 335-7244 or visit us online at Canton today!

Business Banking Services

For entrepreneurs and business owners, we offer comprehensive business banking solutions that include merchant services and business loans. We know how important it is to keep your operations running smoothly, so our team is here to assist you every step of the way.

Digital Banking Made Easy

In today's fast-paced world, having access to your accounts anytime is crucial. That's why we provide robust online and mobile banking features. You can manage your accounts from the comfort of your home or on the go. With services like mobile payments and person-to-person transfers, handling your finances has never been more convenient.

Personal Banking Solutions

Managing your finances should be simple and stress-free. That's why we offer various personal banking options, including checking and savings accounts tailored to fit your lifestyle. Need to make a big purchase? Our auto loans and vehicle financing can help get you behind the wheel quickly and affordably. Plus, if you're thinking about buying a home, our mortgage loans and refinancing options provide competitive rates and flexible terms. We understand that life can throw unexpected expenses your way. For those moments, our personal loans and debt consolidation services can help you regain control of your finances with ease. And don't forget about our credit cards with rewards, which allow you to earn while you spend!

Digital & Online Banking

At American 1, we know how important it is for you to manage your finances with ease and security. That's why we offer a robust suite of digital and online banking services that fit your lifestyle. With the convenience of 24/7 online banking, you can access your accounts whenever it suits you best, whether you're at home or on the go. One of the standout features is our user-friendly online banking platform, which you can explore at https://www.american1cu.org/. Here, you can check balances, transfer funds, and pay bills without any hassle. Plus, with electronic signature authorization available, you can complete important transactions quickly and securely no need to visit the branch in person. Keeping track of your financial statements has never been easier. With e-statements available, you can view your account statements online anytime. This not only helps reduce paper clutter but also enhances security by keeping sensitive information digital. For those who love using their smartphones, our mobile application makes banking even more convenient. You can make mobile payments, enabling quick transactions with just a tap on your phone. And if you need to send money to friends or family, our person-to-person transfer feature allows for instant money transfers right from your account. With all these options at American 1, managing your finances becomes straightforward and efficient. You have the tools needed for real-time account management right at your fingertips. So whether you're making a payment or checking your balance late at night, we've got you covered!

Financial Strength

Commitment to Growth

With $89,539,654 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we currently have $17,945 in used auto loans and $465,910,355 in total loans and leases to support your financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $107,611,241 in share certificates and $63,623,230 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $56,195,133, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance is reflected in our $0, showcasing our operational efficiency that enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 276 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $101,561,233, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,504 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built Through Community

Total Share Accounts stand at 142,496, demonstrating a strong and growing member base that trusts us with their finances. With net shares amounting to $1,057,731, we ensure that funds are available for lending and investments when you need them most. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, American 1 is your trusted partner. Visit us at 43443 Joy Rd Canton Mi 48187 or call (734) 335-7244 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $276,058,074 in used vehicle loans and $20,153,468 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can choose what fits your lifestyle best.

Business Loans

For business owners, our outstanding commercial loans totaling $448,081 provide the capital needed to grow and expand your business operations. We understand the unique challenges small businesses face and are committed to supporting their success.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $7,261,561, which can help you secure your dream home or refinance an existing mortgage for better rates.

Refinancing Options

If you're considering refinancing any of your current loans or looking for eligibility options for our various products, don't hesitate to reach out. Our team is ready to assist you in finding the best solutions tailored to your financial situation. Feel free to contact us at 734-335-7244 for more information about any of our loan products or visit us online at American 1 Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial aspirations!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $103,573,641 in loans helping members manage their finances effectively. Whether you're looking to consolidate debt or make everyday purchases easier, our credit cards come with great benefits and rewards.

Loan Aggregator

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American 1