American 1 Credit Union Adrian MI | Affordable Auto Loans & Personal Banking

Introduction

Welcome to American 1, your trusted financial partner located at 1535 W Maumee St, Adrian, MI 49221. Since opening our doors in 1980, we have been dedicated to serving our community with reliable banking solutions tailored to meet your needs. With a total membership of 66,032 and assets exceeding $670 million, we are proud to be a significant part of the Adrian community. At American 1, we understand that financial decisions can shape your future. That's why we offer a variety of services including personal banking, auto loans, mortgages, and business banking solutions. Our commitment to our members is reflected in our robust total deposits of $151,737,150 and net worth of $101,561,233. We believe that strong financial health leads to empowered communities. While you can always visit us at our branch in Adrian for personalized service, official correspondence should be sent to our mailing address at 718 E Michigan Ave, Jackson, MI 49201. Led by CEO Martha Fuerstenau and Board President Philip Hoffman, our team is dedicated to providing exceptional service with a personal touch. With a workforce of 280 employees, we ensure that every member receives the attention they deserve. If you're looking for a credit union that puts you first, give us a call at 517-220-0028 or explore more about what we offer on our website: American 1. Join us today and experience the difference!

Branch History & Mission

Community Engagement

We believe in giving back to the communities we serve. Over the years, American 1 has partnered with local organizations and initiatives aimed at improving the lives of residents in Lenawee County. Our efforts include sponsoring local events, providing financial literacy programs, and supporting charitable causes that resonate with our members. As technology advances, so do we. Our branch is equipped with modern digital services like online banking and mobile payments that make managing your finances easier than ever. We also prioritize accessibility by ensuring our facilities meet ADA standards so that everyone in our community can benefit from our services.

Join Us!

Whether you're looking for a new bank or seeking support for your financial goals, we invite you to join the American 1 family. Experience firsthand how we blend excellent service with community spirit. Visit us today or give us a call at 517-220-0028 we're excited to help you achieve your dreams!

Our Mission

At American 1, our mission is straightforward yet powerful: we aim to empower our members through exceptional banking experiences. We focus on making financial services accessible and user-friendly while prioritizing community involvement. From personal checking accounts to auto loans and business financing, we ensure that our offerings are tailored to support every member's journey toward financial success. While members can visit us at 1535 W Maumee St, official correspondence should be sent to 718 E Michigan Ave, Jackson, MI 49201. Our branch operates during convenient hours Monday through Thursday from 9 am to 6 pm, Friday from 9 am to 7 pm, and Saturday from 9 am to 2 pm making it easy for you to connect with us when it suits you best.

Branch Location & Accessibility

Get In Touch!

If you have any questions or would like more information about our services, don't hesitate to reach out! You can call us at 517-220-0028. We look forward to welcoming you into the American 1 family and helping you achieve your financial goals!

Nearby Landmarks and Accessibility

You'll find our branch near popular local spots, ensuring that your visit can be part of your daily errands or outings. With ample parking available right outside, you can park with ease and enter our welcoming lobby. We take pride in being accessible to everyone; our facilities meet ADA compliance standards, including ramps and other features designed to assist those who may need extra support.

Operating Hours and Services Offered

Our doors are open Monday through Thursday from 9 AM to 6 PM, Friday from 9 AM to 7 PM, and Saturday from 9 AM to 2 PM, so you have plenty of time to visit us when it's most convenient for you. At the American 1 branch, we offer a variety of services tailored to meet your needs everything from checking and savings accounts to auto loans and credit cards with rewards. And if you're on the go, take advantage of our ATM availability for quick cash withdrawals or balance checks anytime. While members can visit us at our Adrian location for all their banking needs, please note that official correspondence should be sent to our mailing address at 718 E Michigan Ave, Jackson, MI 49201.

Member Eligibility

Becoming a member of American 1 feels like joining a warm and welcoming family dedicated to your financial well-being. Located at 1535 W Maumee St Adrian Mi 49221, we invite individuals who live, work, worship, or attend school in our community to join us. Our membership is designed for those who seek not just banking services but also a supportive environment where you can thrive. With great benefits like competitive rates on loans and savings accounts, personalized service, and access to exclusive member events, being part of American 1 means you're never alone on your financial journey. Opening an account is simple and straightforward! You can easily start the process online by visiting http://www.american1cu.org/loan-application. If you have any questions or need assistance, feel free to reach out to us at (517) 220-0028. For more detailed information about eligibility requirements, don't hesitate to check out our website at . We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $448,081, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services that simplify payment processing. Imagine running your shop and having the ability to accept card payments with ease this convenience can enhance customer satisfaction and boost sales. Our merchant solutions empower you to focus on what you do best while we handle the financial transactions securely. Visit us at 1535 W Maumee St Adrian Mi 49221 in Adrian, MI or call us at (517) 220-0028 to learn how we can assist your business today!

Comprehensive List Of Services

Business Banking Services

For small business owners, our business banking solutions include merchant services and business loans tailored for growth. Imagine having a partner that understands your unique challenges and works with you to achieve success.

Convenient Access Anytime

With ATM services available for quick cash withdrawals and balance checks, managing your money has never been easier. Our commitment to convenience means you're never far from accessing your funds when needed. In today's fast-paced world, we understand how important it is for you to manage your finances effortlessly. That's why at American 1 in Adrian, MI, we provide comprehensive banking solutions that are not only accessible but also designed with your needs in mind. Ready to explore how we can help? Give us a call at 517-220-0028 or visit us at American 1 today! Let's work together toward achieving your financial goals!

Credit Cards with Rewards

Don't forget about our credit cards with rewards! Enjoy benefits like cashback or travel points as you make everyday purchases. It's an easy way to earn while spending perfect for anyone who loves rewards!

Home Financing Made Easy

For those considering homeownership or looking to refinance, our mortgage loans offer flexible terms that fit your lifestyle. Our team will guide you through the process, ensuring you understand each step along the way. You can rest easy knowing that we're here to support you as you invest in your future.

Personal Banking Solutions

For those just starting their financial journey or looking to grow their savings, we offer checking and savings accounts that are easy to set up and manage. Imagine having quick access to your money whenever you need it our online and mobile banking features make checking balances and transferring funds a breeze. Plus, with e-statements available, you can keep track of your finances anytime, anywhere.

Personal Loans for Every Need

Life can throw unexpected expenses your way, which is why we provide personal loans and debt consolidation options. Whether you're tackling medical bills or planning a big purchase, our loans are designed to help ease financial burdens while offering manageable repayment plans.

Vehicle Financing Options

If you're in the market for a new ride, our auto loans and vehicle financing options are designed with you in mind. We provide competitive rates that help you drive away in the car of your dreams without breaking the bank. Whether it's a reliable sedan for commuting or an SUV for family adventures, we've got you covered.

Digital & Online Banking

24/7 Support

We know that life doesn't always stick to a schedule, which is why our online banking services are available 24/7. Whether it's early morning or late at night, you can always access your accounts when you need them most. In conclusion, American 1 is committed to making banking easier for you through our robust digital and online services. Experience the ease of modern banking today!

Easy Access to Your Accounts

With our online banking platform, available at https://www.american1cu.org/, you can manage your finances with just a few clicks. Check your account balances, transfer money, and pay bills all from the comfort of your couch or while waiting in line. Plus, our mobile application ensures that you have access to all these features right at your fingertips.

Go Mobile with Payments

Our mobile payments feature allows you to make purchases quickly and securely using your smartphone. No need for cash or cards just tap and go! Enjoy the flexibility of managing your payments wherever life takes you.

Secure Transactions

Your security is our top priority. We provide electronic signature authorization, allowing you to sign documents safely online without the need for paper forms. This not only speeds up processes but also keeps your sensitive information secure. Additionally, our platform supports person-to-person transfers, making it easy to send money to friends or family without any hassle.

Stay Organized with E-Statements

Say goodbye to piles of paper! With e-statements available at Yes, you can view and download your bank statements electronically. This feature helps you stay organized while reducing clutter and keeping your personal information safe.

Financial Strength

Growing Member Base

We have a strong member base with a total of 142,496 share accounts. This reflects the trust our community places in us as their financial partner. Our net shares amount to $1,057,731, which further strengthens our ability to lend and invest wisely. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, American 1 is your trusted partner. Visit us at 1535 W Maumee St Adrian Mi 49221 or call (517) 220-0028 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) (https://www.ncua.gov), based on the latest results.

Investment in Growth

With $89,539,654 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $17,945 in used auto loans and $465,910,355 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $107,611,241 in share certificates and $63,623,230 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $56,195,133, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0 performance. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 276 full-time employees and 4 part-time employees ready to assist you with all your banking needs.

Solid Financial Health

With a net worth of $101,561,233, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,504 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $276,058,074 in used vehicle loans and $20,153,468 in new vehicle loans already helping members get on the road. We offer competitive rates and flexible terms that can make your auto financing experience smooth and straightforward.

Business Loans

For business owners, our outstanding commercial loans totaling $448,081 provide the capital needed to grow and expand. We work closely with entrepreneurs to understand their unique challenges and deliver solutions that support their vision for success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,261,561, make buying or refinancing simple. We believe that owning a home should be accessible for everyone. Our knowledgeable staff is here to guide you through the process and answer any questions you may have.

Refinancing Options

If you're considering refinancing your existing loans or credit lines, we have options available that could lower your monthly payments or reduce your interest rates. Our team is ready to discuss eligibility requirements and help you explore how refinancing can benefit you. At American 1 located at 1535 W Maumee St Adrian Mi 49221, we're dedicated to providing personalized service that puts you first. If you have any questions about our loan offerings or would like more information on how we can assist you financially, feel free to reach out at 517-220-0028 during our operating hours: Monday-Thursday from 9 AM - 6 PM, Friday from 9 AM - 7 PM, and Saturday from 9 AM - 2 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you succeed!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $103,573,641 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your purchasing power while keeping your budget in check.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information provided is accurate and reliable. No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. Our goal is to deliver unbiased results, allowing you to make informed decisions without any hidden agendas. Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly find the best options available. This feature empowers you to compare various offers side by side and choose what suits your needs best. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

American 1