Alliance Credit Union Lubbock TX | Low Mortgage Rates & Rewards Cards

Introduction

Welcome to Alliance, your trusted partner in financial well-being since 1940. Located at 6219 Spur 327, Lubbock, TX 79424, we pride ourselves on being a cornerstone of the community, providing personalized banking services that cater to your unique needs. With a total membership of 51,436 and assets amounting to an impressive $613,368,790, our commitment to serving you is stronger than ever. At Alliance, we understand that financial decisions can be daunting. That's why our dedicated team of 190 employees, led by CEO Matt Grannan and Board President Patsy Wilson, is here to guide you every step of the way. We offer a wide range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions all designed with you in mind. While members can visit us at our branch location, official correspondence should be sent to the same address: 6219 Spur 327, Lubbock, TX 79424. Whether you're looking for a new vehicle loan or need assistance with online banking, we have the resources to help you thrive. With total deposits of $24,705,372 and cash in hand totaling $10,790,090, we are financially robust and ready to support your goals. Plus, our net worth stands at $71,252,180, reflecting our stability and commitment to serving our members effectively. We invite you to reach out to us at (806) 798-5554 during our convenient operating hours or visit our website at alliancecutx.com for more information. Experience the difference with Alliance where your financial future matters!

Branch History & Mission

Join Us

With operating hours from 9:00 AM to 5:00 PM in the lobby and extended drive-thru hours from 7:30 AM to 6:00 PM, we're here when you need us most. If you're looking for a credit union that values community connection and offers robust financial solutions tailored for you, look no further than Alliance. We invite you to join us on this journey toward financial empowerment and community support. For more information or assistance, please call us at 806-798-5554 or visit our website at Alliance Credit Union. Together, let's build a brighter future!

Our Evolution

From our humble beginnings, we've continually evolved to meet the needs of our community. With total assets now reaching an impressive $613,368,790, we've built a solid foundation that allows us to offer a wide range of services. Our commitment to personal banking including checking and savings accounts, auto loans, mortgage financing, and credit cards has made us a go-to resource for financial solutions in Lubbock. As we expanded our offerings, we also embraced digital advancements to enhance member experience. Today, we provide online banking services, mobile payments, and electronic signature capabilities. This focus on technology ensures that banking with us is convenient and accessible for everyone.

Our Mission

At the core of Alliance's mission is our dedication to empowering our members through reliable financial services while fostering community growth. We believe in putting people first offering personalized service that not only meets individual needs but also contributes positively to the wider community. Our support extends beyond banking; we actively engage in local outreach efforts and partnerships aimed at improving lives in Lubbock. While members can visit us at 6219 Spur 327 for all their banking needs whether it's utilizing our ATM or taking advantage of our drive-thru service official correspondence should be sent to the same address.

Branch Location & Accessibility

Contact Us Today!

If you have questions or need assistance, don't hesitate to reach out! You can call us at 806-798-5554. Our friendly staff is ready to help you with whatever you need. We look forward to welcoming you at the Alliance branch soon!

Nearby Landmarks and Accessibility

Our branch is close to several local landmarks, including the Lubbock Municipal Park and various shopping centers, providing you with ample opportunities to combine your banking needs with daily activities. We prioritize accessibility and ensure that our facilities are ADA compliant, featuring ramps and designated parking for your convenience.

Operating Hours and Services

We understand that flexibility is important when it comes to managing your finances. That's why our lobby is open from 9:00 AM to 5:00 PM on weekdays, while our drive-thru service opens even earlier at 7:30 AM and operates until 6:00 PM. This allows you to choose how and when you want to conduct your banking. At Alliance, we offer a wide range of services designed to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts, auto loans, mortgage refinancing, or business banking solutions, we've got you covered. Our drive-thru makes it easy for you to handle deposits and withdrawals quickly without leaving your vehicle.

Member Eligibility

At Alliance, we believe that everyone deserves access to financial services that support their goals. Becoming a member is simple and welcoming! If you live, work, or worship in our community, you're already eligible to join us. We're excited to offer a variety of benefits tailored just for you, including personal banking solutions, auto loans, and credit cards with rewards. You can learn more about the specific eligibility criteria on our website at . Ready to take the next step? Opening your account at Alliance is an easy process that can be completed in no time. If you have questions or need assistance, don't hesitate to give us a call at (806) 798-5554. Join us today and experience the difference of being part of a supportive credit union family right here at 6219 Spur 327 Lubbock Tx 79424!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine a local café streamlining its payment process. With our merchant services, they can accept payments seamlessly, manage transactions efficiently, and focus on what they do best serving delicious coffee! Our services cater to all types of businesses, big or small, ensuring that you have the tools needed to thrive in today's market. Visit us at 6219 Spur 327 Lubbock Tx 79424 in Lubbock, TX, or call us at (806) 798-5554 to learn more about how our business banking solutions can help your business reach its full potential.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $299 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $64,792,434, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

If you're a business owner, you'll appreciate our dedicated Business Banking services. From Merchant Services that simplify transactions to tailored Business Loans that help grow your enterprise, we're committed to supporting local businesses in achieving their goals.

Convenient Access Anytime, Anywhere

We know convenience is key in today's fast-paced world. Our ATM & Cash Withdrawal Services are available 24/7 so you can access your funds whenever needed. Plus, enjoy basic drive-thru banking for quick deposits and withdrawals without leaving your car. In addition to these services, our branch offers a friendly atmosphere where members feel valued and supported. You can reach us at (806) 798-5554 during regular hours: Monday through Friday from 7:30 AM to 6:00 PM for drive-thru service and until 5:00 PM for lobby access. At Alliance, we are more than just a credit union; we are a community partner dedicated to helping you thrive financially. Visit us today or explore more about what we offer by checking out our website at Spur 327. Your financial success starts here!

Home Ownership Assistance

For those eyeing their dream home, our Mortgage Loans & Refinancing services help you navigate the often-complex world of home financing. Our team is here to answer questions and provide support throughout the process, ensuring you feel confident in your decision.

Personal Banking Solutions

Whether you're opening your first checking account or looking for savings options, Alliance has you covered. We offer Personal Banking services that include checking and savings accounts tailored to meet various lifestyles. Imagine easily managing your funds with our Online & Mobile Banking features, which allow you to check balances, transfer money, and pay bills right from your smartphone.

Personal Loans for Every Need

Life can throw unexpected expenses your way, and that's where our Personal Loans & Debt Consolidation options come into play. Whether it's for medical bills, home improvements, or consolidating debt into one manageable payment, we offer solutions designed with you in mind.

Rewarding Credit Options

Don't forget about our Credit Cards with Rewards, perfect for everyday purchases and special occasions alike. Earn points on every dollar spent and redeem them for travel, merchandise, or cash back it's like getting paid to shop!

Vehicle Financing Made Easy

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing solutions make it simple. With competitive rates and flexible terms, you can drive away with the vehicle of your dreams without breaking the bank. We also provide guidance on refinancing options if you're looking to lower your current payments.

Digital & Online Banking

Enhanced Convenience

Need to send money to a friend or family member? Our person-to-person transfer feature lets you do just that with ease. And if you're into making purchases with your smartphone, you'll love our mobile payments option that allows for quick and easy transactions directly from your device. With all these features available through our online banking services at Alliance, you have everything you need to stay connected with your finances whenever and wherever it suits you best! Join us today and discover how easy managing your money can be!

Key Features

Visit us at https://alliancecutx.com/home to explore our robust online banking options. With 24/7 access to your accounts, you can check balances, transfer funds, and pay bills anytime you want. Plus, our user-friendly mobile application makes banking on the go a breeze! You can download it today and manage your finances wherever life takes you. Security is a top priority for us. That's why we provide electronic signature authorization for your convenience, allowing you to complete transactions securely without needing to visit the branch. Additionally, you can opt for e-statements, which not only help reduce paper clutter but also provide quick access to your financial information.

Financial Strength

A Trusted Partner for Your Finances

Total Share and Deposit Accounts: 77,822, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alliance is your trusted partner. Visit us at 6219 Spur 327 Lubbock Tx 79424 or call (806) 798-5554 to learn more about how we can help you achieve your financial goals.

Focused on Member Benefits

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This dedication helps us tailor our services to meet your specific needs.

Reinvesting in Your Future

With $71,252,180 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. These efforts allow us to continually improve the services we provide.

Secure Savings Opportunities

Members' savings are secured through $286,448,224 in share certificates and $41,650,075 in money market shares, offering stable and rewarding financial growth opportunities. This commitment to safeguarding your funds reflects our focus on providing you with reliable options for growing your wealth.

Strong Capital Foundation

With a net worth of $71,252,180, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,162 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

We have $8,633 in used auto loans and $513,469,519 in total loans and leases available to help support our members' financial goals across various sectors. Whether you're looking to purchase a vehicle or finance other personal projects, we're here to assist you every step of the way. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 166 full-time employees and 24 part-time employees who are dedicated to providing exceptional service.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $191,236,479 in used vehicle loans and $59,896,004 in new vehicle loans already helping members get on the road. We provide flexible terms to fit your budget and lifestyle. Whether you're purchasing a brand-new vehicle or a reliable used one, our team is here to assist you every step of the way.

Commercial Loans

For business owners looking to expand or invest in their ventures, our outstanding commercial loans amounting to $64,792,434 provide the capital needed for growth. Whether you're starting a new project or seeking funds for day-to-day operations, our commercial lending team is ready to assist. At Alliance located at 6219 Spur 327 in Lubbock, TX 79424, we're dedicated to making borrowing easy and accessible for everyone in our community. For more information on any of our loan offerings or to discuss eligibility options and refinancing opportunities, please give us a call at (806) 798-5554. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you reach your financial objectives!

Credit Lines and Personal Loans

For those who need extra flexibility with their finances, we offer total credit lines of $166,320,705. This can be an excellent option for managing unexpected expenses or planning for upcoming projects. Additionally, we have unsecured credit card loans available totaling $6,267,797, providing members with convenient access to funds while helping them manage their spending effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Property loans totaling $6,112,148, allowing you to unlock the door to your dream home with ease. Our knowledgeable staff can guide you through the process and help you find the right mortgage solution tailored to your needs.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that you receive fair and transparent offers tailored to your financial needs. By relying on verified financial institutions, LendMesh guarantees that the information presented is both accurate and trustworthy.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the current market. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly and effectively. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback reflects the reliability and user satisfaction associated with our platform. If you're ready to take control of your borrowing options, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Alliance