Alliance Credit Union Lubbock TX | Cheap Mortgage Refinance & Auto Loans

Introduction

Welcome to Alliance, your trusted financial partner located at 6716 82Nd St, Lubbock, TX 79424. Since our establishment in 1940, we have been dedicated to serving our community with reliable banking solutions tailored to meet the needs of our 51,436 members. With a robust total asset value of $613,368,790, we are committed to helping you achieve your financial goals. At Alliance, we understand that every member's journey is unique. Whether you're looking for a new car, planning to buy a home, or need assistance with personal loans and debt consolidation, our experienced team is here to guide you through every step. We currently offer a total of 19,777 loans and leases, ensuring that you find the right financing options for your needs. Our commitment goes beyond just numbers. With a net worth of $71,252,180 and cash in hand totaling $10,790,090, we are financially sound and ready to support you. Our board president, Patsy Wilson, and CEO, Matt Grannan, lead a dedicated team of 190 employees who are passionate about providing personalized service to each member. While members can visit us at our branch location for all their banking needs including checking and savings accounts, auto loans, mortgage loans, and more official correspondence should be sent to the same address: 6716 82nd St, Lubbock, TX 79424. We invite you to explore how Alliance can make a difference in your financial life. For more information or if you have any questions, please don't hesitate to reach out by calling us at 806-798-5554. Together, let's build a brighter financial future!

Branch History & Mission

At Alliance, we pride ourselves on a rich legacy of serving the Lubbock community since our establishment in 1940. Located at 6716 82nd St, Lubbock, TX 79424, our branch has grown from humble beginnings into a vital financial institution, currently supporting over 51,436 members with a commitment to personal and community-focused service. From our early days, we have prioritized building strong relationships with our members. The evolution of Alliance reflects our dedication to adapting to the changing needs of our community while maintaining the core values that define us. Over the decades, we have expanded our offerings and improved our services, ensuring that every member can access the financial tools they need for success. Today, with total assets reaching an impressive $613,368,790, we continue to be a reliable partner in your financial journey. Our mission is simple yet powerful: to empower our members through exceptional financial services while actively supporting community initiatives. We strive to provide a wide range of products from checking and savings accounts to auto loans and mortgages designed to meet diverse needs. But we don't stop there; we are deeply committed to giving back through partnerships and outreach programs aimed at improving the quality of life for everyone in Lubbock. While members can visit us at 6716 82nd St, official correspondence should be sent to 6716 82nd St, Lubbock, TX 79424. Our operating hours are Monday through Friday from 7:30 AM to 6:00 PM for drive-thru services and until 5:00 PM for lobby access. We also offer ATM services for your convenience. In today's fast-paced world, we embrace technology to enhance your banking experience. Our digital advancements include online banking, mobile payments, and e-statements making it easier than ever for you to manage your finances on-the-go. We also ensure ADA compliance so all members can access our services comfortably. As we look ahead, we invite you to join the Alliance family. Experience firsthand how we blend financial expertise with a heartfelt commitment to community support. Together, let's build a brighter future! For more information or assistance, feel free to call us at 806-798-5554 or visit us online at Alliance Credit Union.

Branch Location & Accessibility

Welcome to the Alliance Southwest Branch, your friendly neighborhood credit union located at 6716 82Nd St in Lubbock, TX. This convenient spot is not far from local landmarks like the bustling Lubbock Cooper High School and nearby shopping centers, making it easy for you to stop by while running errands or picking up the kids. We understand that accessibility is important to our members. Our branch features ADA-compliant facilities, including ramps and designated parking spaces, ensuring everyone can visit us with ease. If you're in a hurry, take advantage of our drive-thru service, which is open from 7:30 AM to 6:00 PM on weekdays for quick transactions without leaving your car. Our lobby hours are designed to fit your busy schedule, welcoming you from 9:00 AM to 5:00 PM Monday through Friday. Whether you're looking to open a checking account, apply for an auto loan, or just need some cash from our ATM, we're here for you. Speaking of ATMs, we have one conveniently available right at our location for quick cash withdrawals and balance checks. While members can visit us at 6716 82Nd St, official correspondence should be sent to the same address as well. If you have any questions or need assistance, don't hesitate to call us at 806-798-5554. We look forward to serving you soon!

Member Eligibility

At Alliance, we believe in building a community where everyone feels welcomed and valued. Becoming a member is as simple as meeting a few friendly criteria! If you live, work, or worship in the Lubbock area, or have family members who are already part of our credit union, you're likely eligible to join us. We also welcome anyone who shares our passion for supporting local initiatives. The benefits of membership at Alliance include access to competitive rates on loans, personalized service, and a variety of financial products designed to meet your needs. To get started, just visit us at our branch located at 6716 82Nd St Lubbock Tx 79424, or give us a call at (806) 798-5554 if you have any questions about the process. For more detailed information on eligibility requirements, feel free to check out our website at . Joining is easy, and we can't wait to welcome you into our supportive community!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine being able to process payments seamlessly while keeping track of your sales in real-time. Our merchant services make it easy for you to accept payments from your customers, whether they're using credit cards or mobile payments. This not only improves customer satisfaction but also helps you manage your cash flow more effectively. Located at 6716 82Nd St Lubbock Tx 79424 in Lubbock, TX, we're here to help you navigate your financial journey with ease. Contact us at (806) 798-5554 or visit our website at https://alliancecutx.com/home to learn more about how we can support your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $299 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $64,792,434, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and business owners, we offer specialized business banking services, including merchant services and business loans tailored specifically for small businesses. Whether you're starting a new venture or expanding an existing one, we're committed to supporting local businesses in Lubbock.

Convenient Access

To ensure that accessing your funds is as convenient as possible, we provide comprehensive ATM and cash withdrawal services, along with basic drive-thru banking for quick deposits, withdrawals, and simple transactions. No need to worry about long lines; we've got you covered! As we navigate today's digital world together, our robust online and mobile banking features empower you with tools like person-to-person payments, e-statements, and electronic signatures all designed for ease of use. At Alliance, we pride ourselves on being more than just a credit union; we are a partner in your financial journey. For any inquiries or if you'd like more information about our services, feel free to call us at (806) 798-5554 or visit us online at Southwest Branch. We look forward to serving you!

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing options are crafted to fit various budgets and financial situations. We're here to guide you through the process, ensuring you find the right mortgage product that meets your goals. You'll appreciate how straightforward it is to get started with our knowledgeable staff available to answer your questions.

Loans for Every Need

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. These options allow you to take control of your financial situation by consolidating debts into one manageable payment or securing funds for important life events like home renovations or medical bills. And if you're looking for an extra boost in your purchasing power, our credit cards with rewards can help you earn benefits while managing everyday purchases. It's like getting something back every time you swipe!

Personal Banking

When it comes to personal banking, we offer a variety of options to help you manage your money effectively. Our checking and savings accounts are designed with your everyday needs in mind. With easy online access and mobile banking features, you can check balances, transfer funds, and pay bills from the comfort of your home or on the go. For those considering a new vehicle or needing assistance with existing auto loans, our auto loans and vehicle financing solutions provide competitive rates and flexible terms. Imagine cruising down the road in that new car you've been eyeing our team can help make that dream a reality.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services, you can check balances, transfer funds, and pay bills whenever it suits you. Say goodbye to waiting in line! Plus, our electronic signature authorization makes signing documents a breeze, allowing you to complete transactions without any hassle.

Easy Account Management

We also provide e-statements for easy tracking of your financial activity. No more paper clutter just straightforward access to your statements online. For those who prefer mobile banking, our mobile application offers the same great features right at your fingertips. You can even make mobile payments and enjoy the flexibility of person-to-person transfers with just a few taps on your screen.

Security You Can Trust

Your security is our priority. Our digital banking services are equipped with robust security measures to protect your information while ensuring you have a smooth experience. With us, you can bank confidently knowing that your personal data is safe. Whether you're looking to manage your accounts from the comfort of home or need quick access while out and about, Alliance provides the tools you need for real-time account management and peace of mind. Explore all the possibilities today by visiting us at https://alliancecutx.com/home!

Financial Strength

Community Trust

With total share accounts reaching 77,822, it's clear that our growing member base trusts us with their finances. The funds available for lending stand at $0, showcasing our dedication to supporting your needs now and in the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alliance is your trusted partner. Visit us at 6716 82Nd St Lubbock Tx 79424 or call (806) 798-5554 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $286,448,224 in share certificates and $41,650,075 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to efficiency is evident in our performance. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 166 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Improvement

With $71,252,180 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is reflected in our portfolio, with $8,633 in used auto loans and $513,469,519 in total loans and leases supporting members' financial goals across various sectors.

Strong Financial Health

With a net worth of $71,252,180, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,162 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $191,236,479 in used vehicle loans and $59,896,004 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is here to help you navigate your options and find a plan that works for you.

Business Loans

For business owners, our outstanding commercial loans totaling $64,792,434 provide the capital needed to grow and expand. We're committed to supporting local businesses and helping them thrive. At Alliance, we take pride in offering transparent lending options and personalized service. If you're considering refinancing or would like to learn more about eligibility requirements, feel free to reach out to us at (806) 798-5554. Our knowledgeable staff is ready to assist you during our operating hours from 9:00 AM to 5:00 PM in the lobby and from 7:30 AM to 6:00 PM at the drive-thru. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your financing options today and let us help you take the next step towards achieving your financial dreams!

Credit Lines

For those who need ongoing access to funds, our credit lines provide a convenient solution. With total credit lines amounting to $166,320,705, you can have peace of mind knowing that extra funds are available when needed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,112,148, make buying or refinancing simple. We can guide you through the process, ensuring that you understand each step along the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,267,797 in loans helping members manage their finances effectively. This can be an excellent option for those looking to consolidate debt or cover unexpected expenses without tapping into savings.

Loan Aggregator

Building Credibility Through User Experience

Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how LendMesh empowers users to secure better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that all loan offers presented are fair and transparent. LendMesh stands out in several key areas: - Verified Data: All loan offers come from legitimate financial institutions, so users can trust the information provided. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. This commitment to unbiased results helps users make informed decisions without hidden agendas. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, making it easier to find the most competitive offers.

Alliance