Alliance Credit Union Lubbock TX | Best Auto Loans & Business Banking

Introduction

Welcome to Alliance, your trusted financial partner located at 2404 82Nd St, Lubbock, TX 79423. Since our establishment in 1940, we have proudly served the community with a commitment to helping our members achieve their financial goals. With a total membership of over 51,436 and assets exceeding $613,368,790, we are more than just a credit union; we are a community-focused institution dedicated to providing personalized banking solutions. At Alliance, we understand that life's financial journey can be challenging. That's why our friendly team is here to guide you through every step with tailored services such as checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. Our CEO, Matt Grannan, along with Board President Patsy Wilson, leads our dedicated staff of 190 employees who are always ready to assist you with a smile. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 2404 82nd St, Lubbock, TX 79423. With total deposits amounting to $24,705,372 and a strong net worth of $71,252,180, we are committed to ensuring your hard-earned money is secure. We invite you to explore the many services we offer and see how Alliance can make a positive impact on your financial future. Feel free to reach out by calling us at 806-798-5554 or visit our website at Alliance Credit Union for more information. Your journey towards financial success starts here!

Branch History & Mission

Join Us

As we look ahead, we invite you to become part of the Alliance family. Experience firsthand the benefits of membership be it personal banking or business services tailored just for you. Together, let's build a stronger community for everyone in Lubbock and beyond! Visit us online at Alliance or stop by today!

Our Mission

At Alliance, our mission goes beyond just providing financial products. We strive to uplift our community by offering services that promote financial literacy and stability. We believe in creating lasting relationships with our members by understanding their unique needs and goals. Our dedicated staff is here to guide you through every stage of your financial journey. In addition to personal finance solutions, we actively engage in community outreach initiatives. We partner with local organizations and participate in events that foster growth and development within Lubbock. Our goal is not only to serve but also to contribute positively to the lives of those around us. While you can visit us at 2404 82Nd St, official correspondence should be sent to 2404 82nd St, Lubbock, TX 79423 if needed. For your convenience, you can reach us at 806-798-5554 during our operating hours: Monday through Friday from 7:30 AM to 6:00 PM for drive-thru services and until 5:00 PM for lobby access.

Our Story

Alliance began with a simple mission: to provide accessible financial services that empower individuals and families. Over the years, we have adapted to meet the evolving needs of our members while staying true to our roots. From our initial focus on personal banking to expanding services like auto loans, mortgages, and business banking solutions, every step in our history reflects our commitment to supporting our community. We are proud of our growth and achievements. With total assets now exceeding $613 million, we continue to enhance our offerings through innovative technology and personalized service. Our drive-thru banking and ATM availability ensure that members have easy access to their accounts whenever they need it.

Branch Location & Accessibility

Accessibility Features

Accessibility is key here at Alliance. Our branch is ADA compliant, ensuring that everyone can access our services comfortably. We also offer ample parking and ramps for those who need assistance getting into the building.

Operating Hours

We understand that life can be busy. That's why our lobby is open from 9:00 AM to 5:00 PM on weekdays, while our drive-thru service extends from 7:30 AM to 6:00 PM. Whether you prefer to walk in or use our convenient drive-thru option, we're here to help!

Services Offered

At Alliance, we offer a range of personal and business banking services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Our ATM is readily available for quick cash withdrawals and balance checks. Feel free to reach out if you have any questions or need assistance! You can give us a call at 806-798-5554. We look forward to welcoming you soon!

Visit Us

While members can visit us at our physical location, any official correspondence should be sent to the same address: 2404 82nd St, Lubbock, TX 79423. We pride ourselves on providing a welcoming environment where you can handle your banking with ease.

Member Eligibility

At Alliance, we believe that everyone deserves a place in our friendly community. Becoming a member is easy and welcoming! If you live, work, or attend school in the Lubbock area, or if you have family members who are already part of our credit union, you're likely eligible to join us. We're excited to offer you benefits like competitive rates on loans and savings, personalized service, and access to a variety of financial products designed to meet your needs. To check all the specific eligibility requirements and ensure you qualify, please visit our website at . Opening an account is just as simple! You can start your journey with us by visiting our branch at 2404 82Nd St Lubbock Tx 79423 or giving us a call at (806) 798-5554. We're here to help you every step of the way and make your banking experience as smooth as possible. Whether you're looking for personal banking solutions or business services, we can't wait to welcome you into the Alliance family!

Business Banking & Commercial Services

At Alliance, we understand that every business has unique needs and dreams. Whether you're a startup or an established company, our business banking and commercial services are designed to fuel your growth. Imagine walking into your favorite local shop, and seeing how it has transformed over the years thanks to the right financial support. That's where we come in. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $299 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $64,792,434, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services simplify payment processing for you, allowing you to focus on what you do best running your business. From accepting payments effortlessly to managing transactions efficiently, we tailor our offerings to meet your specific needs. Visit us at 2404 82Nd St Lubbock Tx 79423 in Lubbock, TX, or call us at (806) 798-5554 to learn how we can help your business thrive!

Comprehensive List Of Services

ATM and Drive-Thru Services

We also offer convenient ATM services, allowing you to withdraw cash or check balances without stepping inside the branch. For those quick transactions, our basic drive-thru banking lets you handle deposits, withdrawals, and simple transactions efficiently. At Alliance, located at 2404 82Nd St Lubbock Tx 79423, we are here for all your financial needs. Have questions or want to learn more? Give us a call at (806) 798-5554 or visit our website at South Branch. We look forward to serving you!

Business Banking

If you're a business owner, our business banking services, including merchant services and business loans, are designed to support your growth. We know that running a business comes with its own set of challenges, and having the right financial tools can make all the difference.

Credit Options

We understand that credit is an important aspect of financial health. That's why we offer credit cards with rewards, giving you the chance to earn points or cashback on your everyday purchases. This can make managing expenses feel a little more rewarding!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Alliance has invested in robust online and mobile banking features. You can easily access your accounts from anywhere, whether through our user-friendly mobile application or online banking portal. With options like person-to-person payments and electronic statements, managing your money has never been easier.

Personal Banking Solutions

When it comes to personal banking, Alliance offers a variety of options tailored to fit your lifestyle. Our checking and savings accounts make it easy for you to manage your everyday finances while earning interest on your savings. If you're thinking about purchasing a car, our auto loans and vehicle financing solutions can help get you behind the wheel without breaking the bank. For those dreaming of homeownership or looking to refinance, our mortgage loans and refinancing options provide competitive rates and flexible terms. Need some extra cash? Our personal loans and debt consolidation services can assist with everything from unexpected expenses to major life changes.

Digital & Online Banking

Key Features

Explore our online banking services at https://alliancecutx.com/home. Whether you're checking your balance, paying bills, or transferring money, everything is just a few clicks away. Enjoy the convenience of e-statements, which let you view your account statements digitally no more clutter or waiting for mail! With our mobile application, banking is even more accessible. You can manage your accounts right from your smartphone. Plus, if you're on the go and need to make payments, our mobile payments feature allows you to pay directly from your device with ease.

Security and Convenience

Your security is our priority. We offer electronic signature authorization for secure transactions, ensuring that your information remains protected. Additionally, person-to-person transfers make it easy to send money to friends or family without hassle. We believe in providing not just accessibility but also a user-friendly experience. Our online banking platform is designed to be intuitive so that you can navigate effortlessly through various features. In summary, whether you prefer using a desktop or a mobile device, our digital banking services at Alliance empower you with real-time account management while keeping security at the forefront. Embrace the ease of modern banking today!

Financial Strength

Commitment to Growth

Our commitment to our members is further reflected in our $71,252,180 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures. With $8,633 in used auto loans and $513,469,519 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member Trust

Total Share Accounts stand at 77,822, showcasing a strong and growing member base that trusts us with their finances. Our focus on member service ensures that every dollar you deposit is working hard for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alliance is your trusted partner. Visit us at 2404 82Nd St Lubbock Tx 79423 or call (806) 798-5554 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our current net income of $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 166 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $286,448,224 in share certificates and $41,650,075 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $71,252,180, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,162 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $191,236,479 in used vehicle loans and $59,896,004 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles, making it easier than ever to drive away in the car you want.

Business Financing

For business owners, our outstanding commercial loans totaling $64,792,434 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve an existing business, our team is here to assist you through every step of the process.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $6,112,148. We simplify the process of buying or refinancing a home so that you can focus on what matters most making your house a home.

Refinancing Options

We recognize that financial circumstances can change. That's why we offer refinancing options across many of our loan products. If you're interested in lowering your monthly payments or accessing equity from your home or vehicle, ask about our refinancing programs. At Alliance, we are committed to supporting our community by providing accessible and affordable financing solutions tailored just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today or check our website here for more details about how we can help meet your lending needs!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $6,267,797 in loans helping members manage their finances effectively. Our credit cards come with rewards and are designed to fit into your lifestyle while offering convenience and security.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that users receive fair and transparent offers that reflect current market conditions.

Alliance