Alliance Credit Union Lubbock TX | Low Mortgage Rates & Business Banking

Introduction

Welcome to Alliance Credit Union, your trusted partner in financial success since 1940. Located at 2220 34th St, Lubbock, TX 79411, we proudly serve our community with a commitment to providing exceptional banking services tailored to your needs. With over 51,436 members and total assets of $613,368,790, we are here to help you achieve your financial goals, whether through personal banking solutions like checking and savings accounts or by offering competitive auto loans and business financing. At Alliance Credit Union, we believe in building lasting relationships with our members. Our dedicated team, led by CEO Matt Grannan and Board President Patsy Wilson, is always ready to assist you. We understand that every member's journey is unique, which is why we offer personalized services designed to fit your lifestyle. From our robust loan offerings totaling 19,777 loans and leases to our secure online and mobile banking options, we've got you covered. While members can visit us at our Lubbock branch for all your banking needs, official correspondence should be sent to the same address: 2220 34th St, Lubbock, TX 79411. You can reach us easily at 806-798-5554 during our lobby hours from 7:30 AM to 6:00 PM on weekdays. Join us at Alliance Credit Union and experience a supportive financial community where your aspirations become our mission. Explore more about our services or get in touch today by visiting our website. We look forward to helping you thrive!

Branch History & Mission

A Commitment to Innovation

As times change, so do we. At Alliance Credit Union, we embrace technological advancements to enhance member experience. From online banking and mobile payments to user-friendly ATM services and drive-thru banking options available from 7:30 AM to 6:00 PM, we strive to make banking as convenient as possible. Our facilities are designed with accessibility in mind. We ensure ADA compliance so that all members can enjoy our services without barriers.

Join Us Today

As we look towards the future, we invite you to be part of our story. Experience the difference with Alliance Credit Union where your financial well-being is our top priority. Whether you're looking for straightforward advice or innovative financial products, we're here for you every step of the way. Call us at 806-798-5554 or visit our website for more information on how you can join our growing family at Alliance Credit Union!

Our Mission

At the heart of Alliance Credit Union is our mission: to provide exceptional financial services while fostering a sense of community. We believe in empowering individuals with the resources they need to achieve their goals whether it's buying a home, financing a vehicle, or managing personal finances. Our services include personal banking accounts, auto loans, mortgage options, business banking solutions, and more. We are dedicated to making banking accessible for everyone. While members can visit us at 2220 34th St, official correspondence should be sent to the same address. Our commitment extends beyond traditional banking; we actively engage with local organizations and participate in outreach efforts that strengthen the community fabric.

Branch Location & Accessibility

Accessibility Features

At Alliance, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can access our services with ease. Parking is available nearby, so you won't have to worry about finding a spot.

Convenient Location

You can find us right off one of the main thoroughfares in Lubbock, making it simple for you to drop by. If you're coming from downtown, just a short drive will get you to our welcoming doors. While members can visit us at 2220 34th St, official correspondence should be sent to the same address.

Get in Touch!

Have questions or need assistance? Don't hesitate to call us at 806-798-5554! We're eager to assist you with any inquiries or set up an appointment. Come visit us today and discover how Alliance can support your financial goals!

Operating Hours

We know your time is valuable! That's why our lobby is open from 9:00 AM to 5:00 PM on weekdays, giving you plenty of time to come in and take care of your banking needs. For those who prefer the convenience of drive-thru banking, we're ready to serve you even earlier our drive-thru opens at 7:30 AM and stays open until 6:00 PM.

Services Offered

At Alliance Central Branch, we offer a wide range of services tailored just for you. From personal checking and savings accounts to auto loans and mortgage options, we have everything you need for your financial journey. Our ATM is also available for quick cash withdrawals and balance checks, making banking easy on the go. If you prefer face-to-face service for deposits or simple transactions, our drive-thru is here for you.

Member Eligibility

At Alliance, we believe that becoming a member is more than just opening an account; it's about joining a community that truly cares. If you're looking to become part of our family, the process is simple and welcoming! Our membership is open to individuals who live, work, or worship in the Lubbock area, as well as their family members. This means if you have ties to this vibrant community, you're likely eligible to join us at our branch located at 2220 34Th St Lubbock Tx 79411. For those interested in learning more about the specific criteria, feel free to check out this link for detailed eligibility information. Once you've confirmed your eligibility, opening an account with us is easy and straightforward. Our friendly team is here to guide you every step of the way, ensuring that you feel supported throughout the process. Whether you're looking for personal banking services or business solutions, being a member of Alliance offers you access to a range of benefits designed to enhance your financial journey. If you have any questions or need assistance, don't hesitate to call us at (806) 798-5554. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Financing That Fuels Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $299 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $64,792,434, we continue to drive economic growth by financing new and expanding businesses.

Streamlined Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Imagine receiving payments from customers quickly and easily, whether they are shopping online or visiting your store. Our solutions are designed to fit your needs, allowing you to focus on what really matters: running your business. Whether you're just starting or looking to expand, Alliance is here to provide the financial tools you need to succeed. Visit us at 2220 34Th St Lubbock Tx 79411 in Lubbock, TX, or give us a call at (806) 798-5554 to learn more about how we can support your business journey!

Comprehensive List Of Services

Additional Financial Services

Need some extra cash? Our Personal Loans & Debt Consolidation options are designed to help you manage unexpected expenses or consolidate existing debts into one manageable payment. Plus, don't forget about our rewarding Credit Cards with Rewards, which allow you to earn points on every purchase. For those running businesses, our Business Banking services include essential features like merchant services and business loans. We understand the importance of supporting local enterprises and are here to help you grow.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking solutions that let you manage your finances from anywhere at any time. You can check balances, transfer funds, and pay bills right from your smartphone or computer. Our ATM services ensure you have easy access to cash whenever needed. Whether you're making deposits or simple transactions, our Basic Drive-Thru Banking offers a quick way to handle banking tasks without leaving your car. And if you're on the go, our ATMs provide basic access for withdrawals and balance checks whenever it suits you.

Get in Touch

At Alliance, we're committed to making banking easy and accessible for everyone in Lubbock and beyond. If you're ready to explore how we can assist with your financial journey or if you have questions about our services, don't hesitate to reach out! Call us at 806-798-5554 during our operating hours from 9:00 AM to 5:00 PM (Lobby) and 7:30 AM to 6:00 PM (Drive-Thru). Visit us today and discover all the ways we can support you! For more information on our offerings, feel free to visit our website at alliancecutx.com.

Personal Banking Solutions

Starting with Personal Banking, we offer various checking and savings accounts tailored to fit your lifestyle. Imagine having a flexible checking account that allows you to manage your everyday expenses effortlessly. Our savings accounts help you build a nest egg for future goals, whether it's a vacation, home purchase, or simply a rainy day. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options can help make that dream a reality. Picture yourself driving off in your new car with affordable financing that fits your budget. We also provide Mortgage Loans & Refinancing services so you can secure the perfect home or lower your current mortgage payments, making homeownership more attainable than ever.

Digital & Online Banking

Key Features

We prioritize your security while providing user-friendly options. You can authorize transactions safely with electronic signature authorization, allowing for quick approvals without the hassle of paperwork. Plus, our e-statements feature means you can keep track of your accounts without needing to manage piles of paper everything is stored securely online. If you're looking for flexibility in payments, our mobile payments option lets you pay right from your smartphone. And don't forget about our handy mobile application, which brings all these features together in one place for even easier access. Need to send money to friends or family? Our person-to-person transfers make it straightforward to share funds instantly no need for cash or checks anymore. At Alliance, we are committed to providing an easy and secure online banking experience that fits into your life seamlessly. Explore all these digital services today and see how we can help you take charge of your finances!

Financial Strength

At Alliance, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which ensures that you can trust us with your savings and loans. With a net worth of $71,252,180, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,162 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $286,448,224 in share certificates and $41,650,075 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $71,252,180 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $8,633 in used auto loans and $513,469,519 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 166 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The total number of share accounts stands at 77,822, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alliance is your trusted partner. Visit us at 2220 34Th St Lubbock Tx 79411 or call (806) 798-5554 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $191,236,479 in used vehicle loans and $59,896,004 in new vehicle loans already helping members get on the road. We offer options for both new and used vehicles, making it easier for you to choose what fits your lifestyle best. Plus, if you're considering refinancing your current auto loan, we have options available that could save you money over time.

Commercial Loans

For business owners, our outstanding commercial loans totaling $64,792,434 provide the capital needed to grow and expand. We recognize that businesses require unique solutions, and our team is here to discuss how we can assist you in reaching your business objectives. At Alliance, we're dedicated to ensuring that all our members have access to financial products that work for them. For more information or assistance with applying for any of our loan products, don't hesitate to reach out at (806) 798-5554 or visit us at 2220 34Th St Lubbock Tx 79411 in Lubbock, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Lines and Unsecured Credit Cards

For those who need a bit more flexibility, we offer credit lines with a total value of $166,320,705. This can be an excellent choice for managing larger purchases or unexpected expenses. Additionally, we also provide unsecured credit card loans totaling $6,267,797, giving members access to funds without needing collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,112,148, make buying or refinancing simple. We guide you through every step of the process to ensure you understand your options and feel confident in your decisions. If you're looking to refinance an existing mortgage, be sure to ask about our refinancing programs designed to reduce your monthly payments.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what users see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Users can trust that they are viewing all available options without hidden agendas. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly. This feature allows individuals to compare different offers side by side without the hassle of visiting multiple websites. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the effectiveness and reliability of this comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Alliance