Alliance Credit Union O’Fallon MO | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Alliance, your trusted financial partner located at 1051 Highway K, O'Fallon, MO 63366. Since our establishment in 1948, we have been dedicated to serving our community and supporting our members with personalized banking solutions. With a strong commitment to member satisfaction, our total membership has grown to 21,912, reflecting the trust and reliability we offer. At Alliance, we pride ourselves on our robust financial health. Our total assets amount to an impressive $377,369,631, with total deposits reaching $4,086,555. This solid foundation allows us to provide diverse loan options tailored to meet your needs totaling 126,862 loans and leases. We understand that every member's journey is unique, which is why we strive to offer products that empower you financially. Under the leadership of CEO Timothy Stephens and Board President Ben Hegvik, our team of 75 employees works diligently to ensure that you receive the best service possible. We are more than just a credit union; we are a community-focused organization committed to making a positive impact in O'Fallon and beyond. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 1051 Highway K, O'Fallon, MO 63366. Whether you're looking for personal banking services like checking accounts and auto loans or business banking solutions, we're here for you. Experience the difference with Alliance! For more information about our services or to speak with one of our friendly representatives, call us at 636-343-7005 or visit us online at alliancecu.com. Let's work together towards achieving your financial goals!

Branch History & Mission

Join Us

We invite you to be part of the Alliance family. Experience firsthand how our member-focused approach can benefit you financially while also supporting local initiatives that make O'Fallon a great place to live. Whether you're opening your first account or looking for ways to grow your savings, we're here for you every step of the way. To learn more about becoming a member or exploring our services further, don't hesitate to reach out by calling us at (636) 343-7005 or visiting our website at Alliance Credit Union. Together, let's build a brighter financial future!

Our Journey

Since our opening in 1948, Alliance has continuously evolved to meet the needs of our members. We started with a simple mission: to provide affordable financial solutions while fostering a sense of community. Today, we proudly offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. Our commitment to member satisfaction is evident in everything we do from our friendly staff to our innovative online and mobile banking options. As we expanded our services, we never lost sight of our roots. Our headquarters in Fenton, MO continues to guide us as we serve Saint Charles County and beyond. Through community outreach efforts and partnerships with local organizations, we strive to make a positive impact on the lives of those around us.

Our Mission

At Alliance Credit Union, our mission is clear: We are dedicated to improving the financial well-being of our members while actively contributing to the communities we serve. Whether you're looking for checking and savings accounts or need assistance with business loans or debt consolidation, we aim to provide personalized solutions that help you achieve your goals. Our branch offers both ATM access and drive-thru banking for your convenience. With operating hours that cater to busy schedules Monday through Friday from 9:00 am to 5:30 pm and Saturday from 9:00 am to noon we ensure that banking with us is straightforward and accessible. While members can visit us at 1051 Highway K O Fallon Mo 63366, official correspondence should be sent to 1051 Highway K, OFallon, MO 63366 for efficiency.

Branch Location & Accessibility

Convenient Access

While members can visit us at 1051 Highway K, official correspondence should be sent to the same address. Our branch is situated in a vibrant part of O'Fallon, making it easy to pop in while you're running errands or visiting nearby landmarks. With ample parking available and features like ADA compliance, we ensure that everyone can access our services comfortably.

Get in Touch

If you have questions or need assistance, feel free to call us at 636-343-7005. We invite you to visit us soon and discover how we can help meet your financial needs! Whether it's time for a loan or just some advice on managing your finances, the team at Alliance is here for you.

Operating Hours

We are here for you Monday through Friday from 9:00 AM to 5:30 PM and on Saturdays from 9:00 AM to noon. Our drive-thru service is open Monday through Friday from 8:30 AM to 5:30 PM and on Saturdays from 8:30 AM to 12:30 PM, giving you flexibility whether you prefer to come inside or stay in your vehicle.

Services Offered

At Alliance O'Fallon Branch, we offer a variety of personal banking services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking options. Need cash? Our ATM is readily available for quick withdrawals and balance checks.

Member Eligibility

At Alliance, we believe that becoming a member is like joining a caring family that truly values you. If you're looking to enjoy a supportive financial community, it's easy to become part of us! To be eligible for membership at our branch located at 1051 Highway K O Fallon Mo 63366, you typically need to meet certain criteria, such as living or working in our service area, or being affiliated with specific organizations. Don't worry if you have questions; we're here to help! You can find more detailed information about eligibility by visiting our website at . Opening an account is straightforward and welcoming. Whether you're interested in checking accounts, loans, or other services, we strive to make the process seamless for you. If you're ready to take the next step, simply reach out to us at (636) 343-7005 or check out the account opening details here. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $188 in commercial loans for our members, helping businesses scale and succeed. Whether you're looking to purchase equipment or expand your operations, our member-focused loans are designed to meet your specific needs.

Merchant Services

In addition to our loan offerings, we provide essential merchant services that simplify daily operations. Imagine accepting payments effortlessly while keeping track of sales through our user-friendly platforms. This means you can focus on what you do best running your business. For more information about how we can help your business thrive, visit us at 1051 Highway K O Fallon Mo 63366 or give us a call at (636) 343-7005. Let's grow together!

Non-Member Commercial Loans

We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions for those who need it most.

Outstanding Commercial Loans

With an outstanding commercial loan portfolio of $22,498,414, we continue to drive economic growth by financing new and expanding businesses in our area.

Comprehensive List Of Services

Business Banking

For our business members, we provide essential services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your goals.

Credit Cards & Rewards

We understand that every little benefit counts, which is why we offer credit cards with rewards. Earn points on your everyday purchases and redeem them for exciting rewards it's like getting paid for spending!

Digital Banking

In today's fast-paced world, convenience is key. That's why online and mobile banking features are at your fingertips! With our platform, you can easily check balances, transfer funds, and even pay bills from anywhere no need to visit the branch during busy hours. Plus, with our ATM and cash withdrawal services, accessing your money has never been easier.

Drive-Thru & ATM Services

We also offer basic drive-thru banking for quick transactions like deposits and withdrawals. For those times when you're on the go, our ATMs provide easy access for balance checks and cash withdrawals right when you need it.

Member Support

Our team at Alliance, located at 1051 Highway K O Fallon Mo 63366, is always ready to help you navigate through all these services. You can reach us at (636) 343-7005 during our office hours: Monday through Friday from 9:00 AM to 5:30 PM, and Saturday from 9:00 AM to noon. At Alliance, we're committed to making financial services simple and effective for all our members. Explore what we have to offer today by visiting us online or stopping by our branch in O Fallon! Whether it's opening a new account or applying for a loan, we're here to assist you every step of the way. Join us at O'fallon Branch today!

Personal Banking

When it comes to personal banking, we offer a variety of options tailored just for you. Open a checking or savings account to manage your money conveniently. If you're thinking about getting a new car, our auto loans and vehicle financing can help you drive away in the vehicle you want without breaking the bank. Planning to buy a home? Our mortgage loans and refinancing options can assist you in securing your dream home or lowering your current mortgage payments. For those looking to consolidate debt or finance a personal project, our personal loans are available with flexible terms.

Digital & Online Banking

Key Features for Your Convenience

Our members enjoy the convenience of e-statements, making it easy to keep track of transactions while reducing paper clutter. You can access your statements online whenever you need them, promoting both efficiency and environmental responsibility. Plus, with electronic signature authorization, signing documents is quick and hassle-free no more waiting for paperwork to be mailed back and forth! For those who like to make payments with their smartphones, we offer a mobile payments feature. Whether you're splitting a dinner bill or paying for groceries, you can do so swiftly using our mobile app. Speaking of which, our mobile application is available for download, bringing all the essential banking features right into your pocket.

Stay Connected with Person-to-Person Transfers

Need to send money to a friend or family member? Our person-to-person transfer service makes it simple. With just a few taps on your phone or clicks on your computer, you can send funds directly from your account to theirs no cash needed! In today's fast-paced world, having access to real-time account management is crucial. That's why Alliance is dedicated to providing secure and accessible digital banking solutions tailored to meet your needs. Join us today and experience the ease of managing your finances digitally!

Financial Strength

Commitment to Financial Health

With a net worth of $43,517,340, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,149 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Dedicated Team

We take pride in having 73 full-time employees and 2 part-time employees dedicated to serving you with knowledge and care. Whether you're visiting us or reaching out via phone at (636) 343-7005, our team is always ready to assist.

Growing Together

Total Share Accounts stand at 40,909, showcasing a strong and growing member base that trusts us with their finances. Additionally, our Net Shares (funds available for lending and investments) amount to $7,189,701, further demonstrating our commitment to supporting your financial journey. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alliance is your trusted partner. Visit us at 1051 Highway K O Fallon Mo 63366 or call (636) 343-7005 to learn more about how we can help you achieve your financial goals.

Investing in You

We also value our ability to reinvest in our services. With $36,808,466 in undivided earnings, we enhance our offerings by developing innovative banking tools and stronger lending options while ensuring robust security measures to serve you better. Our commitment extends beyond just savings; with $87,138 in used auto loans and $336,835,282 in total loans and leases, we support your financial goals across various sectors. Our operational efficiency is evident as reflected by our $0, which allows us to keep providing competitive loan rates and solid financial products for our members.

Secure Savings Options

Your savings are important to us. Members' savings are secured through $68,042,014 in share certificates and $65,881,161 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,967,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $54,260,277 in used vehicle loans and $17,717,574 in new vehicle loans already helping members get on the road. We provide various options for both new and used vehicles, ensuring that you find the perfect fit for your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $22,498,414 provide the capital needed to grow and expand. We recognize that every business is unique, and our team is dedicated to finding the right financing solutions tailored just for you. At Alliance, we also believe in making our services accessible. If you're interested in refinancing any existing loans or exploring eligibility options, please don't hesitate to reach out. Our knowledgeable staff is here to assist you through every step of the process. If you have any questions or would like more information about our loan products, feel free to contact us at (636) 343-7005 or visit us at 1051 Highway K O Fallon Mo 63366, O Fallon, MO. We're here to help you take control of your financial future! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,148,217, make buying or refinancing simple. We aim to provide support through every step of the process, making it straightforward for you to secure the home you've always wanted.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes feel overwhelming. That's why we also offer flexible terms on unsecured credit card loans, with a total of $341,922 in loans helping members manage their finances effectively. This option is ideal for those looking to consolidate debt or cover unexpected expenses without added stress.

Loan Aggregator

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Alliance