Allentown Credit Union PA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Allentown, your trusted partner in financial success since 1955. Located at 1325 Oxford Dr, Allentown, PA 18103, we are proud to serve a vibrant community of over 7,373 members. At Allentown, we believe that everyone deserves access to affordable banking solutions tailored to their needs. With total assets of $119,880,591 and deposits amounting to $17,406,620, our commitment to fostering financial growth is evident. We take pride in offering a variety of services including personal banking accounts, auto loans, mortgage options, and credit cards with rewards. Our team of 18 dedicated employees, led by CEO Albert Farnschlader and Board President Louis Stalsitz, is here to guide you through your financial journey. While members can visit us at our branch for personalized service during our operating hours from Monday to Friday (9:30 AM - 5:00 PM) and Thursday until 7:00 PM, official correspondence should be directed to the same address: 1325 Oxford Dr, Allentown, PA 18103. At Allentown Credit Union, we are not just about numbers; we're about people. Our focus on community impact and member satisfaction drives everything we do. Whether you're looking for a loan or want to open a savings account, we invite you to reach out to us at 610-791-0119 or explore more on our website at allentownfcu.com. Join us today and discover how we can help you achieve your financial goals!

Branch History & Mission

Join Us

As we look toward the future, we invite you to be part of our journey. Experience the benefits of becoming a member at Allentown by exploring how we can help you reach your financial goals. Visit us online at Allentown FCU or call us at 610-791-0119 for more information. Together, let's build a brighter financial future!

Our Evolution

From humble beginnings, the Allentown branch has evolved significantly over the years. We started with a small group of members who believed in the power of cooperative banking. Today, our assets have expanded to an impressive $119,880,591, allowing us to offer a wide range of financial products and services tailored to meet the needs of our members. Our journey has been marked by milestones that reflect our dedication to innovation and community support. At Allentown, we believe in making banking accessible for everyone. While we do not have ATM or drive-thru services available, we provide robust online and mobile banking options that allow members to manage their finances conveniently from anywhere. Our operating hours are designed with your schedule in mind open Monday through Friday from 9:30 AM to 5:00 PM, and extended hours on Thursday until 7:00 PM.

Our Mission

Our mission is simple yet impactful: we strive to enhance the financial well-being of our members while supporting the community around us. We offer personal banking solutions including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services. We aim not only to provide excellent financial products but also to foster meaningful relationships within our community. We take pride in being a responsible partner in local outreach initiatives and charitable activities. Our commitment goes beyond transactions; it's about building trust and empowering individuals and families to achieve their financial goals. While you can visit us at 1325 Oxford Dr, please note that any official correspondence should be directed to the same address as our mailing address.

Branch Location & Accessibility

Convenient Access

At Allentown, we prioritize your convenience. Our location is designed with accessibility in mind, featuring ADA-compliant entrances and ample parking spaces. You can easily find us without any hassle. For members who prefer a drive-thru experience, we encourage you to visit during lobby hours instead, as we currently do not offer drive-thru banking. While members can visit us at 1325 Oxford Dr, official correspondence should be sent to the same address since our mailing address matches our branch address.

Operating Hours and Services

We understand that life can get busy! That's why we keep our doors open for you Monday through Friday from 9:30 AM to 5:00 PM, with extended hours on Thursdays until 7:00 PM. Our friendly staff is eager to assist you with various services like personal banking accounts, auto loans, mortgage financing, and credit cards that offer rewards. Though we currently do not have ATM availability on-site or shared service centers, our team is ready to help you navigate other banking options seamlessly. If you have questions or need assistance, don't hesitate to give us a call at 610-791-0119.

Visit Us Today!

We invite you to stop by and see how we can assist you with your financial goals. Whether you're looking for a new account or need advice on loans, we're here for you every step of the way. Come visit us soon at Parkway Office your trusted partner in banking!

Member Eligibility

Joining the Allentown family is like stepping into a community where your financial well-being is our priority. To become a member of Allentown, you'll need to meet a few simple eligibility requirements. Generally, anyone who lives, works, worships, or attends school in the Lehigh County area can join us. This means that whether you're a lifelong resident or just starting your journey here, we welcome you with open arms! Plus, becoming a member comes with great benefits such as personalized service, competitive rates on loans and savings, and access to valuable financial resources tailored to your needs. The process of becoming a member is straightforward and welcoming. You can easily check out the full details on eligibility by visiting this link. If you're ready to take the next step or have any questions, feel free to give us a call at 610-791-0119. We're here to help you make the most of your membership at Allentown!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Alongside our loan options, we offer merchant services that simplify payment processing. Imagine being able to accept payments easily whether online or in-person allowing you to focus on what matters most: growing your business. Our tools are designed to enhance customer experience and streamline operations. Visit us at 1325 Oxford Dr Allentown Pa 18103 in Allentown, PA, or call us at (610) 791-0119 to learn how we can help your business thrive. Explore more about our services on our website at https://www.allentownfcu.com/.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, you'll be pleased to know that we also provide comprehensive business banking services, including merchant services and business loans. We're here to support your venture every step of the way.

Credit Cards

For those who prefer using credit, we offer credit cards with rewards. Enjoy perks while making purchases that fit your everyday needs! Whether it's cash back or travel rewards, our credit cards add value to your spending.

Digital Convenience

In today's fast-paced world, convenience is key. That's why at Allentown, we offer robust online and mobile banking solutions. With just a few clicks or taps, you can manage your accounts from anywhere at any time. Need to transfer funds? Pay bills? Check balances? It's all at your fingertips! While we currently do not have ATM or drive-thru services available, our focus remains on providing an excellent in-branch experience during our operating hours: Monday through Friday from 9:30 AM to 5:00 PM, with extended hours until 7:00 PM on Thursdays. If you have any questions about how our services can benefit you or if you'd like to learn more about becoming a member, please don't hesitate to contact us at (610) 791-0119 or visit us online at Parkway Office. We look forward to helping you on your financial journey!

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing options are designed to guide you through the process with ease. We understand that every member's situation is unique, so our dedicated team will work closely with you to find a solution that fits your budget and lifestyle.

Personal Banking

Our personal banking services include checking and savings accounts that make managing your money simple and effective. Whether you're saving for a vacation or everyday expenses, our accounts offer competitive interest rates and easy access to your funds. If you're considering purchasing a new car, our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank.

Personal Loans

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. We provide flexible terms and competitive rates to help you manage your finances without added stress.

Digital & Online Banking

Key Features

Our online banking platform allows you to manage your finances in real-time. Whether you want to check your balance, pay bills, or transfer money between accounts, everything is just a few clicks away. You can also enjoy the ease of e-statements, which provide you with a secure way to keep track of your financial records without the clutter of paper statements. If you're looking to send money quickly to friends or family, our person-to-person transfer service has got you covered. It's an easy and secure way to move funds directly from your account to theirs, making shared expenses simpler.

Mobile Banking

For those who prefer managing their finances on-the-go, our mobile application makes it even more convenient. While mobile payments aren't available yet, our app provides essential features like checking balances and transferring funds. You'll find that navigating the app is user-friendly and straightforward. We prioritize security in all our digital services. Although we don't currently offer electronic signature authorization, rest assured that your information is protected with state-of-the-art security measures. In summary, Allentown is dedicated to providing accessible and easy-to-use digital banking options. Whether you're at home or on the move, our tools are designed to help you manage your finances effectively while keeping security top of mind. Join us today and experience the convenience of modern banking!

Financial Strength

At Allentown, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want you to know that your trust in us is well-placed, backed by solid financial health and a commitment to serving your needs. With a net worth of $18,360,976, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,531 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $13,211,410 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $406 in used auto loans and $72,879,484 in total loans and leases supporting your financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 18 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 12,732, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Allentown is your trusted partner. Visit us at 1325 Oxford Dr Allentown Pa 18103 or call (610) 791-0119 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,915,001 in used vehicle loans and $3,236,845 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make purchasing a vehicle more manageable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $18,720,050, make buying or refinancing simple. We offer various plans designed to fit your budget and lifestyle, whether you're a first-time buyer or looking to refinance an existing mortgage.

Other Financing Options

Additionally, if you are considering financing for business purposes, we provide options like credit lines totaling $3,000,000. Although we currently do not have outstanding commercial loans available, our team can help explore future opportunities as they arise. If you're interested in any of these loan products or would like to learn more about refinancing options, don't hesitate to reach out. You can contact us at (610) 791-0119, or visit us during our operating hours: Monday through Friday from 9:30 AM to 5:00 PM and Thursdays until 7:00 PM. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Allentown, we're committed to helping you find the right financing solution for your needs.

Unsecured Credit Card Loans

For those needing more flexibility, we also offer unsecured credit card loans, with a total of $768,201 in loans helping members manage their finances effectively. Our credit cards come with benefits that can enhance your everyday spending while keeping your budget on track.

Loan Aggregator

Benefits of Using LendMesh

LendMesh stands out for several reasons: - Verified Data: Loan offers come from reputable financial institutions, ensuring transparency and reliability. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The focus remains on providing unbiased results. - Real-Time Rate Comparisons: Get up-to-date loan rates from multiple institutions to help you make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you can trust that the information is accurate and fair. LendMesh ensures transparency through its commitment to verified data. All loan offers are sourced from legitimate financial institutions, giving users confidence in their choices.

Allentown