Albion School Employees Credit Union Albion NY

Introduction

Welcome to Albion School Employees, where community and trust are at the heart of everything we do. Located at 254 East Ave, Albion, NY 14411, we have proudly served our members since 1963. Our commitment to providing exceptional financial services is evident in our growing membership of 353 individuals who rely on us for their banking needs. At Albion School Employees, we understand the importance of personal connections. As a member-focused credit union, we boast total assets of $1,777,098 and total deposits amounting to $376,207. With a net worth of $335,950, we are well-positioned to support our members with various financial products. Currently, we manage 101 loans and leases, demonstrating our dedication to helping you achieve your financial goals. Our CEO, Beth Ann Navarra, along with Board President Keith Piccirilli, leads a small but dedicated team of just 2 employees who work tirelessly to ensure that each member receives personalized attention. While you can reach us at 585-589-9204 during lobby hours on Tuesday and Friday from 7:30 AM to 4:00 PM, official correspondence should be directed to our mailing address at the same location. As a cornerstone of the Albion community, we aim to foster financial literacy and empower our members through education and support. If you're looking for a credit union that prioritizes your needs and values your trust, look no further than Albion School Employees. We invite you to visit us or give us a call today!

Branch History & Mission

Welcome to Albion School Employees, a credit union that has been serving the community of Albion, NY since 1963. With a commitment to improving the financial well-being of our members, we have grown from humble beginnings into a trusted financial partner for 353 individuals. Our journey is marked by dedication and a passion for service, creating a legacy that continues to inspire. Located at 254 East Ave, Albion, NY 14411, our branch is situated in a vibrant area known for its friendly atmosphere and community spirit. We proudly offer our services every Tuesday and Friday from 7:30 AM to 4:00 PM, ensuring that we are accessible to meet your banking needs. While members can visit us at this address, official correspondence should be sent to the same location, making it convenient for everyone. At Albion School Employees, our mission is straightforward yet powerful: to provide quality financial services while supporting and uplifting our community. We believe in the importance of empowering our members with the tools they need to achieve their financial goals. Whether it's through loans, savings accounts, or educational resources, we strive to make banking not just a service but an enriching experience. Over the years, we've accumulated total assets of $1,777,098. This growth reflects our focus on responsible management and dedication to member satisfaction. Our commitment extends beyond finances; we actively participate in local events and initiatives aimed at fostering community development and well-being. We understand the importance of adapting to modern banking needs. Although we currently do not have ATM availability or drive-thru services, we prioritize providing personalized service at our branch. We are always looking for ways to improve accessibility and ensure that all our members feel valued and supported. As we continue this journey, we invite you to join us at Albion School Employees. Discover how becoming a member can enhance your financial life while contributing positively to our shared community. Together, let's build a brighter future! If you have any questions or want more information about membership benefits, feel free to call us at 585-589-9204. We look forward to welcoming you!

Branch Location & Accessibility

Call to Action

We invite you to come see us at the Albion School Employees branch! Whether you're already a member or considering joining, our team looks forward to assisting you with all your financial needs. If you prefer, feel free to give us a call at (585) 589-9204 for more information or to set up an appointment. We can't wait to meet you!

Operating Hours

Our lobby hours are tailored to fit your busy schedule. You can visit us on Tuesday and Friday from 7:30 AM to 4:00 PM. Whether you're looking to open an account, ask about loans, or simply get some financial advice, our friendly team is here ready to help during these hours.

Parking and Accessibility

We understand that accessibility is key. Our branch features ample parking options close to the entrance, ensuring that all members can visit us with ease. The building is designed to be welcoming for everyone, including those who may need ADA-compliant access.

Services Offered

While we currently do not offer ATM services or drive-thru banking, our dedicated staff is available inside the branch to assist you with a range of services including account management and loan inquiries. We also encourage you to reach out via phone at (585) 589-9204 if you have any questions or need assistance outside of our operating hours.

Member Eligibility

Becoming a member of Albion School Employees is like joining a caring family where your financial well-being is our top priority. If you're looking to join our community, you'll be pleased to know that membership is open to anyone who works or lives in the Albion area. We aim to make this process as straightforward as possible, welcoming you with open arms and a variety of services tailored just for you. To learn more about the eligibility criteria, check out the details at . Once you're ready to take the next step, opening an account is a breeze! Simply give us a call at (585) 589-9204, or visit us at our branch located at 254 East Ave Albion Ny 14411 during our lobby hours on Tuesday and Friday from 7:30 AM to 4:00 PM. We look forward to helping you achieve your financial goals while enjoying all the benefits that come with being part of the Albion School Employees family!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services provide essential tools for day-to-day operations. Whether it's payment processing or cash management solutions, these services ensure that your business runs smoothly. By simplifying transactions and enhancing customer experiences, we help you focus on what matters most growing your business. We invite you to visit us at 254 East Ave Albion Ny 14411 in Albion, NY to learn more about how we can support your business journey. For inquiries, feel free to call us at (585) 589-9204. Together, let's pave the way for your success!

Unlocking Growth with Commercial Loans

Imagine having the financial backing to purchase new equipment, hire additional staff, or open a new location. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans funded, we are dedicated to developing options that will empower local entrepreneurs.

Comprehensive List Of Services

Banking Services Tailored for You

Our service offerings include essential ATM services, allowing you easy access to your funds when you need them most. Imagine being out and about in Albion and needing cash for an unexpected expense; our ATMs are designed to provide quick and convenient access to your money, ensuring you're never left in a bind. We understand that digital banking is becoming increasingly important in today's fast-paced world. Although we currently focus on traditional banking services, we recognize the value of convenience and are always exploring ways to enhance your experience.

Commitment to Community

As part of the Albion community, we believe in supporting local initiatives and helping our members thrive financially. Your success is our success, and we take pride in building lasting relationships with everyone who walks through our doors. If you have questions about any of our services or want to learn more about how we can help you achieve your financial goals, please don't hesitate to reach out. Give us a call at (585) 589-9204 during our lobby hours on Tuesday and Friday from 7:30 AM to 4:00 PM. We look forward to welcoming you at Albion School Employees!

Member-Centric Approach

At Albion School Employees, we prioritize the needs of our members. Whether you're opening your first account or seeking advice on loans, our friendly staff is here to assist you. If you're considering applying for a loan, let us guide you through the process, making it straightforward and stress-free.

Digital & Online Banking

Accessibility and Support

Even without extensive digital options, visiting us at our location on 254 East Ave in Albion provides you with direct access to support from our friendly team. We prioritize your safety and satisfaction while ensuring you have the tools necessary to manage your accounts effectively. For any inquiries or assistance, feel free to reach us at (585) 589-9204. We're here to help you every step of the way as you navigate your financial journey!

Key Features

Although some features like electronic signature authorization, e-statements, mobile payments, a mobile application, person-to-person transfers, and 24/7 online banking aren't available right now, we remain committed to offering a welcoming environment for your financial transactions. Our branch staff is always ready to assist you with any questions or transactions you may need help with.

Financial Strength

At Albion School Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation to support our community and its financial needs. With a net worth of $335,950, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,890 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $24,000 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to our strong capital position, we have $294,198 in undivided earnings which allows us to reinvest in innovative banking tools and stronger lending options to serve our members better. With $28 in used auto loans and $1,081,491 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 353, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Albion School Employees is your trusted partner. Visit us at 254 East Ave Albion Ny 14411 or call (585) 589-9204 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Financing Options

For those looking for additional financing avenues, we provide a total of $20,000 in credit lines that can assist with unexpected expenses or personal projects. Additionally, if you're considering refinancing any existing loans, our knowledgeable staff can help you explore eligibility options tailored to your circumstances. Our dedicated team at Albion School Employees is ready to assist you with any questions regarding our loan offerings or eligibility requirements. Feel free to contact us at (585) 589-9204, or visit us at 254 East Ave, Albion NY 14411 during our lobby hours from 7:30 AM to 4:00 PM on Tuesday and Friday. No matter what financial goal you're aiming for, we're here to support you every step of the way!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $446,557 in used vehicle loans and $340,850 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our straightforward application process makes it easy to get started.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not offer Junior Lien 1-4 Family Residential Properties loans, our team is here to guide you through available options and ensure you find the best fit for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While we currently have no outstanding amounts in this category, our credit services are designed to help members manage their finances effectively.

Loan Aggregator

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