Albion School Employees Credit Union Albion NY | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Albion School Employees, your trusted financial partner in the heart of Albion, NY. Established in 1963, we take pride in serving our community with a commitment to excellence and member satisfaction. Our branch, located at 254 East Ave, Albion, NY 14411, is not just a place for transactions; it's a hub for building relationships and supporting local families. At Albion School Employees, we understand that every member has unique financial needs. With a total membership of 353 and total assets amounting to an impressive $1,777,098, our cooperative model ensures that you receive personalized service tailored to your circumstances. Whether you're looking for auto loans or credit cards with rewards, we're here to help you achieve your financial goals. Led by our dedicated CEO, Beth Ann Navarra, and Board President Keith Piccirilli, our small but efficient team of two employees is ready to assist you during our operating hours on Tuesday and Friday from 7:30 AM to 4:00 PM. We believe in transparent banking; our total deposits are currently at $376,207, showcasing the trust our members place in us. While members can visit us at 254 East Ave, official correspondence should be sent to the same address. We're proud to have achieved a net worth of $335,950 and maintain total cash in hand of $325,711, ensuring stability and reliability as your financial institution. At Albion School Employees, we're not just about numbers; we're about community impact. Every loan we provide helps strengthen our local economy and empowers our members' dreams. We invite you to stop by or give us a call at (585) 589-9204 to learn more about how we can support you today. Join us in making sound financial decisions while fostering a stronger community together!

Branch History & Mission

Community Focus

We pride ourselves on being more than just a credit union; we are an integral part of the Albion community. Our outreach efforts include partnerships with local schools and organizations aimed at enhancing financial education among residents. We continually seek ways to give back and make a positive impact on the lives of those around us. We invite you to experience firsthand the difference that comes from being a member of Albion School Employees. Join us today and become part of a community-focused credit union dedicated to your financial success! If you have any questions or need assistance, feel free to reach out at (585) 589-9204. Let's work together towards achieving your financial goals!

Our Journey

From humble beginnings, Albion School Employees has evolved into a trusted financial partner for local families and individuals. Over the years, we've expanded our services and offerings while maintaining our commitment to personal banking. With total assets reaching an impressive $1,777,098, we have built a solid foundation that allows us to support our members with various financial solutions. Our journey is marked by milestones that reflect our dedication not just to banking but also to community growth and development.

Our Mission

At Albion School Employees, our mission is simple yet profound: to empower our members through comprehensive financial services while actively contributing to the well-being of our community. We believe in offering more than just checking accounts and loans; we aim to foster financial literacy and promote economic growth within Albion. Whether you're looking for auto loans, mortgage refinancing, or business banking solutions, we are here to guide you every step of the way. While you can visit us at 254 East Ave, please note that official correspondence should be sent to 254 East Avenue, Albion, NY 14411 if needed. Our operating hours are set for your convenience on Tuesdays and Fridays from 7:30 AM to 4:00 PM. We currently do not offer ATM services or drive-thru banking; however, we are committed to providing excellent in-person service during these hours.

Branch Location & Accessibility

Get in Touch

If you have questions or want to learn more about how we can serve you better, feel free to give us a call at (585) 589-9204. We are excited about the opportunity to help you achieve your financial goals! Visit us today at 254 East Ave, Albion, NY 14411 where we're always happy to see new faces!

Nearby Landmarks and Accessibility

Nestled near local favorites, our branch is easily reachable and well-situated for anyone in the area. Whether you're stopping by after a visit to one of the nearby parks or on your way home from work, we're here to help make your banking experience as easy as possible. For those driving, ample parking is available right outside our entrance, ensuring that you can get in and out without any hassle. Our branch is fully ADA compliant, featuring ramps and accessible entrances for everyone.

Operating Hours

We know your time is valuable! That's why we offer convenient lobby hours on Tuesday and Friday from 7:30 AM to 4:00 PM. This schedule allows you to fit your banking around your busy life while still providing the personal touch that comes with being part of a credit union community.

Services Offered

At Albion School Employees, we take pride in offering a range of services designed with our members' needs in mind. From checking and savings accounts to auto loans and mortgage refinancing, our dedicated staff is ready to assist you every step of the way. Although we do not currently have ATM or drive-thru services available, our team is always on hand during operating hours to handle any transactions or inquiries you may have.

Member Eligibility

Joining the Albion School Employees community is more than just opening a bank account; it's about becoming part of a family that cares about your financial well-being. To become a member at Albion School Employees, you'll need to meet some simple eligibility criteria. We welcome individuals who are employees of the Albion School District, their family members, and anyone living or working in our local community. This means that if you're connected to us in any way, you're likely eligible! Once you're on board, you can take advantage of our personalized services tailored to help you achieve your financial goals. Ready to get started? It's easy! You can find all the details about member eligibility at [this link](). If you have questions or want to learn more, feel free to give us a call at (585) 589-9204. We're here to help make your transition into membership as smooth as possible!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member commercial loans or non-member commercial loans, we believe every business deserves the chance to thrive. We are dedicated to exploring flexible financing solutions that fit your unique needs as a business owner.

Merchant Services

In today's fast-paced market, having efficient payment processing solutions is crucial. Our merchant services allow you to accept payments seamlessly, whether in-store or online. Imagine how much easier it would be for your customers to make purchases with various payment options at their fingertips. This not only boosts sales but also enhances customer satisfaction, paving the way for repeat business. Located conveniently at 254 East Ave Albion Ny 14411 in Albion, NY, we're here to support your financial journey every step of the way. Contact us at (585) 589-9204 to learn more about how we can assist you in achieving your business goals!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs available at this branch location, we are committed to providing cash withdrawal services that keep you connected whenever you need access to cash. At Albion School Employees, we're more than just a credit union; we're a community partner dedicated to helping you achieve financial success. If you'd like more information about any of these services or if you're ready to take the next step in managing your finances, don't hesitate to reach out! Call us today at 585-589-9204 or visit us at 254 East Ave Albion NY 14411 during our lobby hours on Tuesday and Friday from 7:30 AM to 4:00 PM. Your financial future starts here!

Business Banking

For our local entrepreneurs and small business owners, we offer business banking services including merchant services and business loans. These tools are designed to help your business thrive, whether you're just starting out or looking to expand.

Credit Cards

Consider our credit cards with rewards programs as a way to earn benefits on everyday purchases. Enjoy cashback or travel rewards while managing your expenses wisely.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking services allow you to manage your accounts anytime and anywhere. Whether you're checking balances or transferring funds on-the-go, we ensure that banking with us is as easy as possible.

Home Loans

If homeownership is on your mind, look no further than our mortgage loans and refinancing services. We guide you through each step of the process, making it straightforward to secure the financing you need for your new home or to refinance your current mortgage for better rates.

Personal Banking Solutions

Starting with the essentials, our personal banking options include checking and savings accounts tailored to help you manage your daily finances effectively. Imagine having a checking account that fits your lifestyle and savings options that help you reach your goals faster. We strive to provide convenient banking experiences that make it easier for you to manage your money.

Personal Loans

Life can throw unexpected expenses your way, but our personal loans and debt consolidation options are here to help. Whether it's for home improvements or consolidating debt into manageable payments, we provide solutions that fit your needs and budget.

Vehicle Financing

For those thinking about hitting the road in a new vehicle, our auto loans and vehicle financing options are designed with you in mind. We offer competitive rates and flexible terms, allowing you to drive away with confidence. Picture yourself behind the wheel of your dream car without breaking the bank our financing makes it possible!

Digital & Online Banking

At Albion School Employees, we understand that convenience and security are essential in today's fast-paced world. That's why we offer a range of digital and online banking services designed to make managing your finances easier than ever. With just a few clicks, you can access your accounts anytime, anywhere. Our online banking platform allows you to manage your finances with ease. Whether you want to check your balance, pay bills, or transfer funds, everything is at your fingertips. Unfortunately, our current offerings do not include features like e-statements or mobile payments, but we strive to provide secure and user-friendly options for all our members. For those who prefer using their smartphones, while we currently do not have a dedicated mobile application available, you can still access our services through your mobile browser. This flexibility means you can stay on top of your finances even on the go! Additionally, we prioritize the safety of your personal information. Although electronic signature authorization is not available at this time, rest assured that all transactions conducted through our online platform are protected with robust security measures. While person-to-person transfers and 24/7 online banking services are also not part of our current offerings, we are committed to enhancing our digital banking features in the future. We believe that real-time account management should be accessible to everyone. To explore what we currently offer and stay updated on new features as they become available, visit us at . At Albion School Employees, we're here to support you in achieving your financial goals with convenience and peace of mind!

Financial Strength

At Albion School Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength is built on solid foundations, ensuring that we can continue to serve you effectively. With a net worth of $335,950, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,890 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $24,000 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $294,198 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $28 in used auto loans and $1,081,491 in total loans and leases. Our efficient operations are reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 2 part-time employees who are always ready to assist you with their knowledge and commitment. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 353, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Albion School Employees is your trusted partner. Visit us at 254 East Ave Albion Ny 14411 or call (585) 589-9204 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $446,557 in used vehicle loans and $340,850 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used car or a brand-new model, our financing options can make it easier to drive away in the vehicle you want.

Business Support

For business owners looking for capital, we provide outstanding commercial loans totaling $0, offering financial solutions to help grow and expand your business operations.

Mortgage Loans

Thinking about homeownership? Our mortgage options simplify buying or refinancing. We offer Junior Lien 1-4 Family Residential Properties loans totaling $0, making it easy for you to secure your dream home or refinance your current mortgage at competitive rates.

Personal Financing Options

In addition to auto and mortgage loans, we also provide personal loans and credit lines. Our total credit lines amount to $20,000, giving you flexible borrowing options when you need them most. While we currently do not have unsecured credit card loans available, we encourage you to stay tuned for future offerings that may suit your needs.

Refinancing Opportunities

If you're considering refinancing any existing loans, please reach out to us for more information about eligibility options. We're here to guide you through the process and ensure that you find the right solution tailored just for you. We pride ourselves on being accessible and supportive. You can reach us at (585) 589-9204 during our operating hours on Tuesday and Friday from 7:30 AM to 4:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Albion School Employees, we are committed to providing personalized service and financial products that meet your needs. Come visit us at our branch located at 254 East Ave Albion Ny 14411, Albion, NY, and let's work together towards your financial success!

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in your comparisons. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Get up-to-date loan rates from multiple institutions, helping you make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial illustrates how effective our platform can be in securing the best rates available. Compare real-time loan offers today at LendMesh and find the best rates for your needs. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. Each loan comparison reflects current market conditions, allowing you to see exactly what lenders are offering at any moment.