At Affinity, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to highlight our strong financial foundation, which is designed to protect and serve you better. With a net worth of $340,265,184, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to sound financial practices ensures that your savings are in safe hands. Our net worth ratio of $833 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This means you can trust us to be here for you today and well into the future. Members' savings are secured through $1,051,557,439 in share certificates and $176,504,480 in money market shares, offering stable and rewarding financial growth opportunities. These options provide you with the flexibility to choose how your money grows while keeping it secure. Unlike traditional banks, we prioritize our members. With non-member deposits at $72,027,511, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks tailored to meet your needs. With $287,767,964 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to continually improve your banking experience. Our lending capacity supports members' financial goals across various sectors with $33,836 in used auto loans and $3,635,698,269 in total loans and leases. Whether you're looking to purchase a new vehicle or need a personal loan, we're here to help make those dreams a reality. Our operational efficiency is reflected in our $4,208,749, enabling us to continue offering competitive loan rates and solid financial products for our members. We understand that every dollar counts when it comes to your finances. We also take pride in having 492 full-time employees and 21 part-time employees who are always ready to serve you with a knowledgeable, committed team. Our staff is dedicated to providing personalized service that meets your unique needs. Net Shares (Funds available for lending and investments): $10,757,247. Total Share and Deposit Accounts: 548,819, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Affinity is your trusted partner. Visit us at 913 Kinderkamack Rd River Edge Nj 07661 or call (908) 860-7263 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
