Affinity Credit Union Piscataway NJ | Affordable Auto Loans & Business Banking

Introduction

Welcome to Affinity at our Piscataway Branch, located at 1342 Centennial Ave, Piscataway, NJ 08854. Since opening our doors in 1935, we have proudly served our community with a commitment to putting our members first. With a robust membership of over 231,000 individuals and total assets exceeding $4.1 billion, Affinity is not just a credit union; we are your financial partner dedicated to helping you achieve your goals. At Affinity, we understand that every financial journey is unique. That's why we offer a wide range of services tailored to meet your needs from personal banking solutions like checking and savings accounts, to auto loans and mortgages. With total deposits of $147 million and an impressive net worth of $340 million, we ensure that your money is secure while providing you with competitive rates. Our experienced team, led by CEO Kevin Brauer and Board President Richard Meene, is here to assist you every step of the way. Whether you're looking for guidance on securing a loan or managing your finances effectively, our staff of 513 employees is committed to delivering personalized service. For any official correspondence, please send it to the same address: 1342 Centennial Ave, Piscataway, NJ 08854-4324. We invite you to visit us or give us a call at 908-860-7258 during our lobby hours from Monday to Friday, 9 AM to 5 PM, and Saturdays from 9 AM to 1 PM. Join us at Affinity, where your financial future begins!

Branch History & Mission

Welcome to Affinity, located in the heart of Piscataway, NJ. Established in 1935, our branch has a rich history of serving our community and supporting members on their financial journeys. Over the years, we have grown significantly, now proudly boasting a total membership of 231,022 and total assets reaching an impressive $4,122,787,107. At Affinity, we believe in the power of community. Our mission is simple yet profound: to provide exceptional financial services while fostering a supportive environment for all our members. We are dedicated to helping individuals and families achieve their financial goals through personalized banking solutions, whether it's opening a checking account or securing an auto loan. Our branch address at 1342 Centennial Ave is easily accessible for our members. Just a stone's throw away from local parks and schools, we invite you to stop by and experience the warm and welcoming atmosphere that sets us apart. For official correspondence, please note that our mailing address is also 1342 Centennial Ave, Piscataway, NJ 08854-4324. Over the years, Affinity has embraced modern technology to enhance member experiences. We offer online and mobile banking services for easy access to accounts anytime and anywhere. Our commitment extends beyond just banking; we strive to be ADA compliant and accessible to everyone in our community. We take pride in our partnerships with local organizations and initiatives aimed at giving back to Piscataway. From financial literacy programs to community events, we are actively engaged in making a positive impact on those around us. Our operating hours reflect our dedication to serving you when it's convenient. We're open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. Whether you prefer visiting us in person or utilizing our ATM services available both at the branch and through drive-thru banking we're here for you. Join us at Affinity today! Experience firsthand how we combine personal service with innovative banking solutions tailored just for you. Your financial future is bright with Affinity by your side! For more information or assistance, don't hesitate to reach out at 908-860-7258.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Located just off Centennial Avenue, our branch is near the vibrant Piscataway Town Center, making it a breeze to visit us while you run errands or enjoy local shopping. We prioritize accessibility, featuring ADA-compliant entrances and ramps to ensure everyone can access our services comfortably.

Operating Hours and Services

At Affinity, we understand that life can be busy! That's why we offer convenient lobby hours from Monday through Friday from 9 AM to 5 PM, and even Saturday mornings from 9 AM until 1 PM for those who might not be able to stop by during the week. Our drive-thru service allows you to handle deposits and withdrawals without leaving your car, adding another layer of convenience to your banking experience. If you need assistance or have questions about our offerings, feel free to call us at 908-860-7258. Our dedicated team is always ready to help with personal banking solutions like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services.

Visit Us Today!

While members can visit us at our physical address of 1342 Centennial Ave, official correspondence should be sent to the same location (1342 Centennial Ave, Piscataway, NJ 08854-4324). Come see how Affinity can assist you with all your financial needs! We look forward to welcoming you into our branch soon.

Member Eligibility

Joining the Affinity family is more than just opening an account; it's about becoming part of a caring community that supports your financial journey. To become a member at Affinity, you'll find the process welcoming and straightforward. Generally, anyone who lives, works, or worships in Middlesex County can join us. It's all about connecting with our community! For detailed eligibility criteria, feel free to visit our website at . Once you know you're eligible, opening an account is just a click away! You can easily start the process by visiting https://forms.fivision.com/affinityfcu/oa/default.aspx. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (908) 860-7258. We're here to help you every step of the way as you embark on this exciting new chapter with Affinity at 1342 Centennial Ave, Piscataway NJ 08854!

Business Banking & Commercial Services

Loan Options for Every Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $475 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $262,771,045, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, our merchant services simplify transactions so you can focus on what matters most running your business. Imagine a local café seamlessly accepting payments via mobile wallets or credit cards without hassle. Our reliable payment processing solutions are here to make every transaction smooth. At Affinity, located at 1342 Centennial Ave Piscataway Nj 08854 in Piscataway, NJ, we're not just a bank; we're your partner in success. Connect with us today at (908) 860-7258 to explore how we can help your business thrive!

Comprehensive List Of Services

ATM & Drive-Thru Services

For those who prefer in-person transactions, we provide ATM access for quick withdrawals and balance checks. Our basic drive-thru banking service ensures that deposits, withdrawals, and simple transactions can be done without leaving your car ideal for busy days when time is limited.

Business Banking Services

If you're a business owner, Affinity has the tools you need to succeed. Our business banking services include merchant services and business loans tailored specifically for your company's needs. We understand that running a business comes with its own set of challenges, and we are here to support you every step of the way.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why Affinity offers robust online and mobile banking services. You can easily check balances, transfer funds, and pay bills right from your phone or computer. Our mobile app allows you to conduct transactions anytime and anywhere, making banking easier than ever.

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed to help you manage your money effectively. For those considering purchasing a car, our auto loans and vehicle financing options make it easy to drive away in the vehicle of your choice. If you're planning to buy a home or refinance an existing mortgage, our mortgage loans offer competitive rates and flexible terms that fit your financial situation. For unexpected expenses or consolidating debt, we provide personal loans that allow you to tackle financial challenges head-on. Plus, our credit cards with rewards offer perks that can make everyday purchases more rewarding.

Reach Out Today!

We invite you to explore all that Affinity has to offer. For questions about our services or to get started on your financial journey with us, please call us at 908-860-7258. Visit our website at Affinity FCU for more information about opening an account or applying for a loan. We're here to help you achieve your financial goals!

Digital & Online Banking

Key Features

We prioritize your security while providing these services. With electronic signature authorization, you can sign documents securely without needing to visit a branch. This means less time spent on paperwork and more time enjoying what matters most in life. Stay eco-friendly with our e-statements, which allow you to receive your bank statements electronically. Not only do they help reduce paper waste, but they also make it easy to keep track of your financial activity right at your fingertips. For those who are always on the move, our mobile application offers powerful features like mobile payments and person-to-person transfers. You can quickly send money to friends or family with just a few taps on your phone no need for cash or checks anymore! At Affinity, we strive to make banking as straightforward as possible. Our digital banking options are designed with you in mind, providing accessibility and ease-of-use while keeping your information secure. Experience the freedom of modern banking with us today!

Financial Strength

Growing Membership Base

With a total of 548,819 share and deposit accounts, we have a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) amount to $10,757,247, indicating healthy liquidity to support your needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Affinity is your trusted partner. Visit us at 1342 Centennial Ave Piscataway Nj 08854 or call (908) 860-7258 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $287,767,964 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports your financial goals with $33,836 in used auto loans and $3,635,698,269 in total loans and leases.

Operational Efficiency

Our operational efficiency is reflected in our $4,208,749, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 492 full-time employees and 21 part-time employees who ensure that our branches are always ready to serve you with a knowledgeable, committed team.

Secure Member Savings

Members' savings are secured through $1,051,557,439 in share certificates and $176,504,480 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $72,027,511, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $340,265,184, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $833 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For business owners, we also provide outstanding commercial loans totaling $262,771,045, which can be essential for growing and expanding your business operations. At Affinity, we pride ourselves on being a trusted partner in your financial journey. We invite you to reach out at 908-860-7258 or visit us online at Affinity for more information on our loan offerings and how we can assist you further. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're ready to apply or just want more details about our services like online banking and mobile payments, we're here to help every step of the way!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $522,265,156 in used vehicle loans and $84,296,257 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you can find the right financing for your next vehicle purchase.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $240,334,791, giving you the support you need to make informed decisions about your housing investment. If you're considering refinancing an existing mortgage or exploring eligibility options for first-time buyers, our team is here to guide you through the process.

Unsecured Credit Cards

Managing everyday expenses just got easier with our unsecured credit card loans. We have issued a total of $152,800,224 in these loans to assist members in managing their finances effectively. Our credit cards come with flexible terms that can adapt to your spending habits and financial needs.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh guarantees that all comparisons are grounded in accurate data.

Affinity

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Operating Hours and Services

Visit Us Today!

Member Eligibility

Business Banking & Commercial Services

Loan Options for Every Business

Merchant Services That Work for You

Comprehensive List Of Services

ATM & Drive-Thru Services

Business Banking Services

Convenient Online & Mobile Banking

Personal Banking Solutions

Reach Out Today!

Digital & Online Banking

Key Features

Financial Strength

Growing Membership Base

Investment in Growth

Operational Efficiency

Secure Member Savings

Strong Financial Health

Loan Offering

Additional Financing Options

Auto Loans

Mortgage Loans

Unsecured Credit Cards

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

Join Our Community