Affinity Credit Union New Brunswick NJ | Low Mortgage Rates & Rewards Cards

Introduction

Welcome to Affinity, your trusted credit union located at 346 George St, New Brunswick, NJ 08901. Since our establishment in 1935, we have proudly served our community, building lasting relationships with over 231,000 members. With a strong commitment to your financial well-being, we offer a wide range of services tailored to meet the needs of individuals and businesses alike. At Affinity, we're not just about numbers; we're about people. Our total assets stand at an impressive $4,122,787,107, reflecting our stability and dedication to providing exceptional service. We have successfully facilitated over 106,909 loans and leases, helping countless members achieve their dreams of homeownership and vehicle purchases. With total deposits reaching $147,415,635, your money is secure with us. Our leadership team is devoted to guiding our credit union towards greater heights. Under the stewardship of CEO Kevin Brauer and Board President Richard Meene, we strive to foster an environment that prioritizes member satisfaction and community support. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 346 George Street, New Brunswick, NJ 8901. We invite you to explore everything Affinity has to offer! Whether you're interested in personal banking options like checking accounts or auto loans or need assistance with business financing solutions, we're here to help. Feel free to reach out by calling us at 908-860-3535 or visit our website at AffinityFCU.com for more information. Join us today and experience the difference that a member-focused credit union can make!

Branch History & Mission

At Affinity, we take pride in our deep-rooted history and a mission dedicated to serving our community. Founded in 1935, Affinity has grown from a small credit union to a trusted financial partner for over 231,000 members. Our branch located at 346 George St in New Brunswick, NJ, represents the heart of our commitment to providing exceptional financial services while fostering strong community ties. Throughout the years, Affinity has achieved remarkable milestones. From our humble beginnings to becoming one of the leading credit unions in New Jersey with total assets exceeding $4.1 billion, we've continually evolved to meet the needs of our members. Our journey is marked by dedication to customer service and innovation in banking solutions that empower individuals and families alike. Our mission is clear: to enhance the financial well-being of our members through personalized service and robust financial products. We believe in more than just banking; we are here to support your dreams be it buying a home, financing a vehicle, or planning for retirement. We strive to create an inclusive environment where everyone feels valued and can access the resources they need. While members can visit us at 346 George St, official correspondence should be sent to our mailing address at 346 George Street, New Brunswick, NJ 8901. We invite you to experience our welcoming atmosphere during our operating hours Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. Affinity is committed not only to improving your financial situation but also to giving back to our community. We actively participate in local outreach programs and forge partnerships that make a difference in people's lives. Whether it's through educational workshops or community events, we believe in investing in the places we serve. As part of our commitment to modern banking practices, we offer various digital services including online banking and mobile payments for your convenience. Our ATM services are available for quick access, ensuring you have what you need when you need it. We encourage you to join us at Affinity and become part of a community that cares about your financial success. Let us help you achieve your goals today! For more information or assistance, feel free to reach out at 908-860-3535 or visit us online at affinityfcu.com. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Access for Everyone

At Affinity, we prioritize accessibility. Our branch is fully ADA compliant, featuring ramps and designated parking spaces to ensure that all members can visit us comfortably. We have ample parking available, making it easy for you to stop by without worrying about finding a spot.

Operating Hours Tailored to You

We understand that your time is valuable. That's why we offer flexible operating hours designed to fit your busy schedule. Visit us Monday through Friday from 9 AM to 5 PM, or drop by on Saturday from 9 AM until 1 PM. Unfortunately, we're closed on Sundays. If you need assistance outside of these hours, don't hesitate to give us a call at 908-860-3535.

Services Designed for Your Lifestyle

At Affinity, we offer a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. While we don't have drive-thru banking at this location, our ATM service is available for quick cash withdrawals and balance checks whenever you need them. If you're looking for personalized financial guidance or have questions about our offerings, our friendly team is here to help! While members can visit us at our branch address, official correspondence should be sent to our mailing address: 346 George Street, New Brunswick, NJ 8901. We invite you to come in and experience the Affinity difference today! Whether you're opening an account or seeking advice on loans and financial planning, we're excited to welcome you into our community-focused family.

Member Eligibility

Becoming a member of Affinity is like stepping into a welcoming community that truly cares about your financial well-being. If you're wondering how to join us, the good news is that many individuals are eligible! Typically, anyone who lives, works, or worships in our vibrant community around 346 George St New Brunswick Nj 08901 can become a member. We believe in making banking accessible and supportive for everyone. If you want to know more about the specific eligibility criteria, feel free to visit our detailed page at . Joining Affinity comes with fantastic benefits, including personalized service and a variety of financial products tailored just for you. Opening an account is straightforward; you can start the process by visiting us or checking out this link: https://forms.fivision.com/affinityfcu/oa/default.aspx. Should you have any questions or need assistance, don't hesitate to call us at (908) 860-3535. We're excited to welcome you into our family!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $475 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $262,771,045, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work

Imagine being able to accept payments effortlessly from customers whether they pay by card, mobile, or online. Our merchant services simplify transactions so you can focus on what you do best: running your business. With tools designed for ease of use, you'll enhance customer satisfaction while streamlining your operations. Located at 346 George St New Brunswick Nj 08901 in New Brunswick, NJ, our team is ready to partner with you on your journey toward success. Contact us at (908) 860-3535 or visit our website at Affinity to learn more about how we can assist your business today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? We provide ATM and cash withdrawal services so you can get cash when you need it most. With basic ATM access available for balance checks and withdrawals, you'll always have access to your funds without hassle. We invite you to explore all these services at Affinity in New Brunswick. For any questions or assistance, feel free to reach out at 908-860-3535 during our lobby hours from Monday through Friday (9 AM - 5 PM) and Saturday (9 AM - 1 PM). Visit us today and discover how we can help enhance your financial well-being!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing solutions make it simple and affordable. We understand that purchasing a vehicle is a significant investment, which is why we offer competitive rates and flexible terms that suit your budget. Picture yourself driving away in the car of your dreams without the stress of high payments.

Business Banking Services

For local entrepreneurs, we provide comprehensive business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our financial products are designed to support your business goals.

Credit Cards with Rewards

Our credit cards with rewards program offers more than just purchasing power; it rewards you for everyday spending. Imagine earning points for cash back, travel, or merchandise simply by using your card for routine purchases.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features. Access your accounts anytime from anywhere, pay bills effortlessly, or transfer money with just a few taps on your phone. Our digital tools make managing your finances easier than ever.

Home Financing Options

Homeownership is within reach with our mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage, our team is here to guide you through every step. With personalized service, we ensure that you find the best mortgage product for your situation.

Personal Banking Solutions

Whether you're looking to manage your day-to-day finances or save for future goals, our personal banking options have got you covered. With checking and savings accounts, you can easily access your funds while earning interest on your savings. Imagine having a convenient account that allows you to budget effectively and reach your financial milestones.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to consolidate debt, our personal loans can provide quick relief. These loans help you manage costs efficiently, allowing you to focus on what matters most your life and peace of mind.

Digital & Online Banking

Key Services

Our online banking features allow you to check balances, pay bills, and transfer funds with just a few clicks. Whether you're at home or on the go, you have real-time access to your financial information. Our mobile application is user-friendly and packed with features like mobile payments, making it easy to handle transactions straight from your smartphone. Need to send money to a friend? With our person-to-person transfer service, you can quickly and securely send money to anyone without any hassle. Plus, we offer electronic signature authorization, so you can complete important documents digitally without needing to visit a branch.

Security & Accessibility

We prioritize your security. Our systems are designed with the latest safety measures to protect your information while ensuring ease of use. You can also choose to receive e-statements, which not only helps reduce paper clutter but also keeps your financial records organized and accessible whenever you need them. Whether you're checking in on your savings or making a quick payment, our 24/7 online banking services ensure that you have control over your finances whenever it suits you best. At Affinity, we're committed to providing the tools you need for effective account management while keeping your information safe and secure. Discover how easy banking can be by exploring our digital services today!

Financial Strength

A Growing Community

We have cultivated a strong community with a total of 548,819 share and deposit accounts. This shows that more members trust us with their finances each day. Our net shares (funds available for lending and investments) stand at $10,757,247, reinforcing our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Affinity is your trusted partner. Visit us at 346 George St New Brunswick Nj 08901 or call (908) 860-3535 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Focused Savings

Your savings are secure with us. We hold $1,051,557,439 in share certificates and $176,504,480 in money market shares, offering stable and rewarding financial growth opportunities tailored for our members. Unlike traditional banks, we prioritize our members; our non-member deposits stand at $72,027,511, ensuring that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $4,208,749, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 492 full-time employees and 21 part-time employees who are always ready to serve you with knowledgeable assistance.

Reinvestment for Growth

With $287,767,964 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $33,836 in used auto loans and $3,635,698,269 in total loans and leases available to support your financial goals across various sectors.

Solid Financial Health

With a net worth of $340,265,184, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $833 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $522,265,156 in used vehicle loans and $84,296,257 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our flexible terms can accommodate your budget.

Business Loans

For business owners looking for growth opportunities, our outstanding commercial loans totaling $262,771,045 provide the capital needed to expand operations or invest in new projects. We're committed to supporting local businesses as they thrive and contribute to our community. At Affinity, we're dedicated to making your borrowing experience straightforward and beneficial. If you're interested in refinancing or learning about eligibility options for any of these products, feel free to reach out. You can contact us at 908-860-3535 or visit us at 346 George St New Brunswick Nj 08901. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $240,334,791, designed to support you through every step of the home-buying process. Our knowledgeable team is here to guide you and answer any questions you might have.

Unsecured Credit Card Loans

Managing finances effectively can sometimes require extra flexibility. That's where our unsecured credit card loans come into play. With a total of $152,800,224 in loans available, we provide options that allow you to handle unexpected expenses without the stress of high-interest rates.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to compliance guarantees that users receive fair and transparent offers. One key benefit of using LendMesh is its Verified Data feature. Loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. Additionally, LendMesh stands out with its No Sponsored Listings policy. Unlike many comparison tools that prioritize lenders based on paid promotions, LendMesh focuses solely on delivering unbiased results to its users. Another advantage is the Real-Time Rate Comparisons provided by LendMesh. Users can access up-to-date loan rates from multiple institutions, enabling them to make informed decisions tailored to their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Affinity

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access for Everyone

Operating Hours Tailored to You

Services Designed for Your Lifestyle

Member Eligibility

Business Banking & Commercial Services

Loan Options for Growth

Merchant Services That Work

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking Services

Credit Cards with Rewards

Digital Banking Convenience

Home Financing Options

Personal Banking Solutions

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Services

Security & Accessibility

Financial Strength

A Growing Community

Member-Focused Savings

Operational Efficiency

Reinvestment for Growth

Solid Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

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