Affinity Credit Union Morristown NJ | Top Auto Loans & Business Banking

Introduction

Welcome to Affinity, your trusted financial partner located at 1098 Mount Kemble Ave, Morristown, NJ 07960. Since our establishment in 1935, we have been dedicated to serving our community with personalized banking solutions that empower our members to achieve their financial goals. With a robust membership of over 231,000 and assets totaling an impressive $4,122,787,107, we pride ourselves on being a reliable resource for both personal and business banking needs. At Affinity, our commitment to excellence shines through in every service we offer from checking and savings accounts to auto loans and mortgage financing. We currently manage $147,415,635 in deposits, ensuring that your money is not just safe but also working for you. Our financial health is reflected in our strong net worth of $340,265,184 and liquid cash reserves of $14,335,309, giving you peace of mind knowing you are with a secure institution. Under the guidance of our dedicated CEO Kevin Brauer and Board President Richard Meene, we strive to foster a community-oriented environment where every member feels valued. Our team of 513 employees is here to assist you during our operating hours from Monday to Friday, 9 AM to 4 PM EST. While you can visit us at our branch address for all your banking needs, official correspondence can be sent to our mailing address at 1098 Mount Kemble Ave, Morristown, NJ 07960-8010. Join us at Affinity where your financial well-being is our top priority! Feel free to reach out by calling us at 908-860-3770 or explore more about our services online at Affinity's website. Your journey toward achieving financial success starts here!

Branch History & Mission

Community Connections

Affinity is more than just a place for transactions; it's about building relationships within the community. We partner with various organizations for community programs aimed at enhancing economic development and providing educational resources. These efforts are vital as they allow us to give back to the community that supports us. We also offer essential services like ATM access and drive-thru banking for your convenience during operating hours Monday through Friday from 9 AM to 4 PM. In closing, we invite you to join the Affinity family! Experience firsthand how we can help you achieve your financial goals while being an active part of a vibrant community. Visit us today or reach out at 908-860-3770; let's take this journey together towards a brighter financial future!

Our Journey

From the beginning, Affinity has been dedicated to improving the financial well-being of our members. We started with humble beginnings but quickly made significant strides in offering services that matter most. Through the years, we've expanded our offerings from basic savings and checking accounts to include auto loans, mortgages, personal loans, and business banking solutions. Our goal has always been to provide reliable and accessible financial products while ensuring exceptional service. Located at 1098 Mount Kemble Ave, Morristown NJ 07960, our branch is easily reachable and close to several local landmarks. Whether you're visiting for personal banking or seeking assistance with more complex financial needs, you will find our team ready to help. While members can visit us at this address, official correspondence should be sent to our mailing address: 1098 Mount Kemble Ave, Morristown, NJ 07960-8010.

Our Mission

At Affinity, our mission is straightforward: we aim to empower our members through comprehensive financial education and services tailored to their needs. We believe that by fostering financial literacy and providing personalized support, we can enhance the lives of those we serve. Our commitment extends beyond just banking; we actively engage in community outreach efforts that promote local growth and well-being. We understand that today's world demands convenience and accessibility. That's why we've embraced digital advancements such as online banking and mobile payments to ensure you can manage your finances anytime and anywhere. Additionally, we pride ourselves on being ADA compliant so all members can access our facilities comfortably.

Branch Location & Accessibility

Welcome to Affinity, your trusted credit union, located at 1098 Mount Kemble Ave in the heart of Morristown, NJ! Our branch is conveniently situated near popular local spots, making it easy for you to stop by and take care of your banking needs. Whether you're headed to a nearby café or visiting friends at the local park, we are just around the corner. At Affinity, we understand that accessibility is important. Our branch is designed with features to ensure everyone can bank comfortably. You'll find ample parking available right outside our doors, along with ADA-compliant entrances and ramps for those who need them. We're proud to offer a range of services to cater to all your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Need quick cash? Our ATM is available for easy withdrawals and balance checks, and if you prefer face-to-face interaction, our drive-thru service allows for convenient deposits and simple transactions without leaving your vehicle. Our operating hours are designed with your busy schedule in mind. We are open Monday through Friday from 9 AM to 4 PM, so you can visit us before or after work or during lunch breaks. If you have any questions or need assistance, don't hesitate to give us a call at 908-860-3770. Our friendly staff is here to help! While members can visit us at 1098 Mount Kemble Ave for their banking needs, please note that official correspondence should be sent to the same address as our mailing address: 1098 Mount Kemble Ave, Morristown, NJ 07960-8010. We look forward to welcoming you into our branch soon!

Member Eligibility

At Affinity, we believe that everyone deserves a supportive financial community. If you're looking to become a member, the good news is that eligibility is open to many! Generally, anyone who lives, works, worships, or attends school in the Morristown area can join us. It's all about fostering relationships within our community, and we welcome you with open arms. Plus, as a member of Affinity, you'll enjoy access to a range of financial products designed to help you thrive from checking and savings accounts to loans and credit cards with rewards. Getting started is simple! You can find all the necessary details on our eligibility criteria by visiting . When you're ready to take the next step, opening your account is just a click away at https://forms.fivision.com/affinityfcu/oa/default.aspx. If you have any questions or need assistance, feel free to reach out to us at (908) 860-3770. We can't wait for you to join our family at Affinity located at 1098 Mount Kemble Ave Morristown Nj 07960!

Business Banking & Commercial Services

Business Loans to Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $475 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $262,771,045, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make Transactions Easy

In addition to loans, we offer merchant services designed to simplify transactions for businesses of all sizes. Imagine having a reliable partner that helps you accept payments easily, whether it's through card processing or mobile payments. This means you can focus more on what matters growing your business while we handle the financial details. Located conveniently at 1098 Mount Kemble Ave Morristown Nj 07960 in Morristown, NJ, our team is ready to assist you with tailored solutions that fit your business needs. Reach out today at (908) 860-3770 to learn more about how we can support your journey!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, our Business Banking services include Merchant Services & Business Loans that help streamline operations and support growth. We understand the challenges businesses face and are committed to providing solutions that foster success.

Cash Withdrawal Services

Need cash on the go? Take advantage of our ATM & Cash Withdrawal Services, which include basic ATM access for withdrawals and balance checks. Plus, enjoy the ease of our Drive-Thru Banking, where simple transactions like deposits and withdrawals can be handled without leaving your vehicle. At Affinity, we're here to help you every step of the way in achieving your financial goals. If you have any questions or want to learn more about how we can assist you, feel free to reach out by calling us at 908-860-3770. We look forward to serving you!

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking services. With just a few taps on your smartphone or clicks on your computer, you can manage accounts, pay bills, transfer funds, and more anytime, anywhere.

Credit Cards with Rewards

Make everyday purchases work for you with our Credit Cards with Rewards program. Enjoy benefits like cash back and travel rewards while building your credit score responsibly.

Home Financing

For those thinking about homeownership or refinancing an existing mortgage, our Mortgage Loans & Refinancing options are tailored for you. Our team is here to guide you through every step of the process, ensuring that you find the right solution for your unique situation.

Personal Banking Solutions

Whether you're looking to open a new checking account or save for future goals, our Personal Banking options cater to all your needs. We offer checking and savings accounts that help you manage your day-to-day finances efficiently. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing services provide competitive rates and flexible terms to make your dream car a reality.

Personal Loans

Life can throw unexpected expenses your way. That's why we also provide Personal Loans & Debt Consolidation services. Whether it's funding a special project or consolidating debt into manageable payments, we're here to support you financially.

Digital & Online Banking

Key Services for Your Convenience

Our 24/7 online banking service allows you to access your account anytime, anywhere. Whether you need to check your balance, transfer funds, or pay bills, everything is just a few clicks away. Plus, with features like person-to-person transfers, sending money to friends and family is as simple as sending a text message. For those who prefer mobile banking, our dedicated mobile application makes it easy to manage your accounts on the go. You can also enjoy the benefits of mobile payments, allowing you to make purchases quickly and securely using your smartphone.

Secure and User-Friendly Experience

We prioritize your security. Our electronic signature authorization feature lets you sign documents digitally, streamlining processes without compromising safety. Additionally, e-statements are available for those who want to keep their financial records organized and eco-friendly. At Affinity, we believe in making banking accessible for everyone. Our user-friendly interface ensures that even those new to online banking will feel comfortable navigating their accounts. Enjoy real-time account management from the palm of your hand! In summary, whether you're at home or on the move, Affinity offers a comprehensive suite of digital banking services designed to fit your lifestyle while keeping your information safe and secure. Join us today and experience the ease of modern banking!

Financial Strength

Member Trust and Growth

Total Share Accounts stand at 548,819, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $10,757,247, further enhancing our ability to support your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving for the future or looking to borrow when the time is right, Affinity is your trusted partner. Visit us at 1098 Mount Kemble Ave Morristown NJ 07960 or call us at 908-860-3770 to learn more about how we can help you achieve your financial goals.

Reinvesting in Our Community

With $287,767,964 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $33,836 in used auto loans and a total of $3,635,698,269 in loans and leases.

Secure Savings for Members

Members' savings are secured through $1,051,557,439 in share certificates and $176,504,480 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $72,027,511, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $340,265,184, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 833 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Operational Efficiency

Our net income of $4,208,749 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 492 full-time employees and 21 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team committed to your needs.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already issued $52,226,5156 in used vehicle loans and $84,296,257 in new vehicle loans to help our members get on the road confidently. Whether you're purchasing a new or used vehicle, our team is here to guide you through the process and ensure you find the right financing option.

Business Financing

For business owners, our outstanding commercial loans totaling $262,771,045 provide the capital needed to grow and expand. We understand that having access to funds is crucial for small businesses to thrive. Our commercial loan options are tailored to meet diverse business needs. At Affinity, we pride ourselves on being more than just a financial institution; we're your partner in achieving financial success. With personalized service and expert advice available at your fingertips whether by visiting us at our Morristown branch or calling us at 908-860-3770 you can trust that we're here for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore our loan products today and see how we can help you reach your financial goals!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $152,800,224 in loans helping members manage their finances effectively. These cards come with various rewards and benefits designed to make your spending work for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $240,334,791, making buying or refinancing simple. We aim to provide competitive rates and flexible terms that fit your budget. If you're considering refinancing your existing mortgage or exploring eligibility options for a new home loan, our dedicated staff can assist you every step of the way.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the best options for users. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh empowers users to make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the reliability and effectiveness of using LendMesh as a comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures that the offers displayed are fair and transparent, reflecting the most current rates available.

Affinity

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Community Connections

Our Journey

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Business Loans to Fuel Growth

Merchant Services that Make Transactions Easy

Comprehensive List Of Services

Business Banking

Cash Withdrawal Services

Convenient Digital Banking

Credit Cards with Rewards

Home Financing

Personal Banking Solutions

Personal Loans

Digital & Online Banking

Key Services for Your Convenience

Secure and User-Friendly Experience

Financial Strength

Member Trust and Growth

Reinvesting in Our Community

Secure Savings for Members

Solid Financial Foundation

Strong Operational Efficiency

Loan Offering

Auto Loans

Business Financing

Credit Card Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

Join Our Community