Affinity Credit Union Middletown NJ | Top Checking & Auto Loans

Introduction

Welcome to Affinity, your trusted financial partner located at 1365 State Route 35, Middletown, NJ 07748. Since our establishment in 1935, we have been dedicated to serving our community and providing exceptional financial services tailored to meet the needs of our 231,022 members. With a robust asset base of over $4.1 billion, we are committed to ensuring your financial well-being. At Affinity, we pride ourselves on fostering a sense of belonging and trust among our members. Our experienced team is here to guide you through every step of your financial journey, whether you're looking for a new auto loan or exploring mortgage options. With total loans amounting to 106,909 and deposits exceeding $147 million, we stand ready to support your aspirations and financial goals. Leadership plays a vital role in our success. Under the guidance of our CEO, Kevin Brauer, and Board President, Richard Meene, Affinity is dedicated to maintaining strong relationships with our members while prioritizing their financial health. Our friendly staff is available to assist you during our lobby hours from Monday to Friday, 9 AM - 5 PM, and Saturday from 9 AM - 1 PM. While members can visit us at our branch location for personalized assistance, official correspondence should be sent to the same address: 1365 State Route 35, Middletown, NJ 07748-2012. Explore the wide array of services we offer from personal banking solutions like checking and savings accounts to business banking options such as merchant services and business loans. Let's work together towards achieving your financial dreams! For more information or assistance, feel free to give us a call at 908-860-3561 or visit us online at Affinity. We look forward to serving you!

Branch History & Mission

Join Us!

As we continue to grow and evolve, we invite you to be part of our story. Experience the benefits of membership at Affinity where your financial well-being is our top priority. Visit us during our lobby hours from Monday to Friday between 9 AM and 5 PM and Saturdays from 9 AM to 1 PM. Feel free to reach out at (908) 860-3561 for any questions or assistance. Join us today and discover how Affinity can help you thrive!

Our Evolution

Since our inception, we have focused on providing exceptional financial services tailored to our community's needs. From humble beginnings, Affinity has expanded its offerings to include personal banking solutions like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Today, we proudly manage total assets of over $4.1 billion. Our journey has been marked by key milestones that reflect our commitment to innovation and member satisfaction. With the introduction of online and mobile banking, we've made it easier for our members to access their accounts anytime, anywhere. We also prioritize accessibility through ADA-compliant facilities and services.

Our Mission

At Affinity, our mission is clear: to empower our members with the financial tools they need while fostering a strong sense of community support. We believe that when our members succeed, so does our entire community. Our initiatives extend beyond traditional banking; we actively engage in community outreach programs that make a real difference in people's lives. While members can visit us at 1365 State Route 35 Middletown Nj 07748, official correspondence should be sent to 1365 State Route 35, Middletown, NJ 07748-2012. Whether it's through partnerships with local organizations or hosting financial education workshops, we're dedicated to helping everyone achieve their financial goals.

Branch Location & Accessibility

Contact Us

If you have questions or need assistance before your visit, feel free to reach out at 908-860-3561. We look forward to welcoming you into the Affinity family! Stop by soon and experience personalized service tailored just for you!

Easy Access and Parking

At Affinity, we understand that accessibility matters. Our branch offers ample parking, making it easy for you to stop by whenever you need financial assistance. Plus, our facilities are ADA compliant, ensuring everyone can access our services without any hassle.

Operating Hours

We're committed to being available for you when you need us most! Our lobby hours are Monday through Friday from 9 AM to 5 PM, and on Saturdays, we're open from 9 AM to 1 PM. Unfortunately, we're closed on Sundays. Whether you're looking to open an account or discuss loan options, our friendly staff is ready to assist during these hours.

Services Offered

Affinity provides a wide array of services tailored for both personal and business banking needs. From checking and savings accounts to auto loans, mortgage options, and even credit cards with rewards, we have something for everyone. We also offer convenient ATM access for quick withdrawals and balance checks. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at 1365 State Route 35, Middletown, NJ 07748-2012.

Member Eligibility

At Affinity, we believe in creating a welcoming community where everyone feels valued and supported. Becoming a member is easy and open to those who live, work, or worship in our local area. If you're looking for a financial partner that truly cares, you'll find that here with us. To learn more about the specific eligibility criteria, feel free to visit our website at . We encourage you to reach out anytime at (908) 860-3561 if you have questions or need assistance. Opening an account is a straightforward process! You can start your journey towards membership by visiting https://forms.fivision.com/affinityfcu/oa/default.aspx. Enjoy the many benefits of being part of our community, including personalized services and competitive rates tailored just for you. Come see us at our branch located at 1365 State Route 35 Middletown Nj 07748, and let's take this exciting step together!

Business Banking & Commercial Services

Practical Merchant Services

Imagine running your business smoothly while providing excellent service to your customers. Our merchant services make it easy to accept payments from various methods, ensuring you never miss a sale. This means you can focus on what you do best growing your business while we handle the financial transactions. Located conveniently at 1365 State Route 35 Middletown Nj 07748 in Middletown, NJ, our dedicated team is ready to help you explore the best financial solutions tailored for your business. For inquiries, feel free to reach us at (908) 860-3561. Let's work together to take your business further!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $475 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $262,771,045, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With convenient ATM access available at our branch and throughout the area, withdrawing cash is straightforward and hassle-free. You can easily check balances and make withdrawals whenever necessary. At Affinity, we aim to be more than just a financial institution; we're here to support our members in achieving their goals. If you're ready to explore all these services or have any questions, feel free to call us at 908-860-3561 or visit us online at Affinity. Your financial well-being is just a step away!

Auto Loans & Vehicle Financing

Are you in the market for a new car? Our auto loans offer competitive rates and flexible terms to help you drive away in the vehicle you want. From financing new cars to used vehicles, we make it easier for you to afford the ride of your dreams without breaking the bank.

Business Banking

If you're a business owner, Affinity has got you covered too! Our business banking services include merchant services and business loans designed to support growth and enhance cash flow. Let us partner with you on your journey to success.

Credit Cards with Rewards

Maximize your spending with our credit cards that come packed with rewards. Whether you're earning points for travel or cash back on everyday purchases, you'll appreciate how easy it is to reap the benefits while managing your expenses responsibly.

Mortgage Loans & Refinancing

Thinking about buying a home or refinancing your current mortgage? At Affinity, we provide tailored mortgage solutions to suit your unique situation. Our knowledgeable team will guide you through every step of the process so that you can feel confident in your decision.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services are designed for your everyday needs. With options that fit various lifestyles, you can easily manage your money and keep track of your spending. Our members enjoy features like online banking and mobile applications, making it simple to check balances, transfer funds, and pay bills anytime, anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans that can help you cover everything from medical bills to home repairs. Additionally, if you're feeling overwhelmed by debt, our debt consolidation options can simplify your payments and reduce interest rates.

Digital & Online Banking

Key Services Offered

With our user-friendly online banking platform, available at https://www.affinityfcu.com/, you can check your account balances, pay bills, and transfer money all from the comfort of your own space. Our 24/7 online banking services ensure that you have access to your accounts whenever you need it. Plus, if you're looking to send money quickly, our person-to-person transfers feature makes it simple to send funds to friends and family in just a few taps. Security is our top priority. We offer electronic signature authorization, allowing you to securely sign documents without the hassle of printing or mailing. And for those who prefer paperless options, our e-statements availability means you can easily view your statements online while helping the environment.

Mobile Convenience

For even more flexibility, our mobile application lets you manage your accounts from anywhere. You can make payments using our mobile payments feature, which allows you to pay with just your smartphone no cash or cards needed! This means whether you're grabbing coffee or shopping for groceries, your bank is always right there with you. In today's fast-paced world, having real-time access to your finances is essential. At Affinity, we strive to make banking as accessible and straightforward as possible. So why wait? Dive into the world of digital banking with us today!

Financial Strength

At Affinity, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring that your financial future is secure with us. With a net worth of $340,265,184, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $833 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,051,557,439 in share certificates and $176,504,480 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $72,027,511, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to excellence is further reflected in our $287,767,964 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options to serve our members better. Additionally, with $33,836 in used auto loans and $3,635,698,269 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is highlighted by our $4,208,749, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 492 full-time employees and 21 part-time employees who are always ready to assist you with knowledge and commitment. Net Shares (Funds available for lending and investments): $10,757,247. With a total of 548,819 share accounts, our growing member base shows the trust placed in us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Affinity is your trusted partner. Visit us at 1365 State Route 35 Middletown Nj 07748 or call (908) 860-3561 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $522,265,156 in used vehicle loans and $84,296,257 in new vehicle loans already helping members get on the road. We provide financing options that cater to both new and used vehicles, ensuring you can find the right fit for your budget.

Credit Lines and Business Loans

For those looking for more flexibility in managing cash flow or funding business growth, our total credit lines amount to $1,576,591,535. Additionally, for business owners seeking capital to expand operations or invest in new opportunities, our outstanding commercial loans totaling $262,771,045 provide the financial backing necessary for success. Our commitment is to empower you with financial tools that work for you. We encourage you to reach out if you have any questions about our loan products or need assistance navigating your options. For more information or to discuss how we can assist you further, please contact us at (908) 860-3561 or visit us at our branch located at 1365 State Route 35 Middletown Nj 07748. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $240,334,791, make buying or refinancing simple. Our team is ready to guide you through the process and answer any questions you may have about eligibility or refinancing options.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $152,800,224 in loans helping members manage their finances effectively. These cards provide a convenient way to handle everyday purchases while offering competitive interest rates.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent. By partnering with reputable financial institutions, LendMesh guarantees that users receive accurate and trustworthy information.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what users see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for every user. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, allowing them to compare options easily and make well-informed choices. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!"

Take Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Affinity

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Join Us!

Our Evolution

Our Mission

Branch Location & Accessibility

Contact Us

Easy Access and Parking

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Practical Merchant Services

Tailored Loan Options

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Services Offered

Mobile Convenience

Financial Strength

Loan Offering

Auto Loans

Credit Lines and Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

Take Action

Join Our Community