Affinity Credit Union Lawrence Township NJ | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Affinity, your trusted partner in financial well-being! Located at 138 Franklin Corner Rd, Lawrence Township, NJ 08648, our branch has been serving the community since 1935. With a strong commitment to our members, we proudly support over 231,000 individuals with their banking needs, offering a wide range of services from personal and business banking to auto loans and credit cards. At Affinity, we understand that financial decisions can be overwhelming. That's why our dedicated team is here to guide you every step of the way. Under the leadership of CEO Kevin Brauer and Board President Richard Meene, our experienced staff of 513 employees is ready to provide personalized service tailored just for you. With total assets exceeding $4.1 billion and total deposits amounting to $147 million, we ensure your money is safe and sound. Our strong net worth of $340 million demonstrates our stability and reliability in the ever-changing financial landscape. Whether you're looking for a new vehicle loan or a checking account that fits your lifestyle, we're here to help make those goals achievable. While members can visit us at our physical location, official correspondence should be sent to 138 Franklin Corner Rd, Lawrence Township, NJ 8648 if different from our branch address. Explore more about how we can assist you by visiting our website at Affinity FCU or give us a call at 908-860-5750. We're open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. Let's take the next step in your financial journey together!

Branch History & Mission

Welcome to the inspiring journey of Affinity, your trusted credit union located at 138 Franklin Corner Rd, Lawrence Township, NJ 08648. Since opening our doors in 1935, we have proudly served our community for over eight decades. Our growth from a small cooperative to a thriving institution with 231,022 members reflects our unwavering commitment to providing exceptional financial services and support to everyone we serve. Over the years, Affinity has experienced remarkable milestones that have shaped who we are today. From humble beginnings focused on basic savings and loans, we've expanded our offerings to include auto loans, mortgages, personal loans, and business banking solutions. With total assets reaching an impressive $4,122,787,107, we stand as a pillar of financial strength in our community. Our mission is simple yet profound: to empower individuals and families through accessible financial services while fostering a spirit of community support. We believe that when our members thrive, so does the entire community. This ethos drives us to continually innovate and adapt our services to meet the ever-changing needs of our members. While you can visit us at our branch for personalized assistance during our operating hours Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM we also understand the importance of convenience. That's why we offer ATM availability and drive-thru banking options for quick transactions without the need to step inside. In addition to traditional banking services, Affinity embraces technology to enhance your experience. Our digital platforms allow you to manage your accounts easily through online banking or our mobile app, ensuring you have access to your finances whenever and wherever you need it. As part of our dedication to community outreach, we actively seek partnerships with local organizations and initiatives that uplift those around us. We firmly believe that financial literacy plays a crucial role in building a strong community. Through workshops and educational resources, we strive to empower our members with the knowledge they need for informed financial decisions. If you're looking for a credit union that prioritizes people over profits and genuinely cares about making a positive impact in Lawrence Township and beyond, look no further than Affinity. Join us today by visiting our website at Affinity FCU or calling us at 908-860-5750. Experience firsthand how Affinity can be more than just a place for banking; we are a community partner dedicated to your success!

Branch Location & Accessibility

Convenient Access

Our branch is easily reachable from major roadways, making it simple for you to visit us. If you're in the area, you'll find that we're close to local landmarks, which makes locating us even easier. Parking is available on-site, ensuring that your trip is hassle-free. Plus, our facility is ADA compliant, featuring ramps and accessible entrances for all of our members.

Get in Touch

If you need assistance or have questions about any of our services, don't hesitate to reach out! You can contact us at 908-860-5750. We look forward to welcoming you soon at Affinity's Lawrenceville Branch! While you can visit us at 138 Franklin Corner Rd for all your banking needs, please remember that official correspondence should be sent to our mailing address: 138 Franklin Corner Rd, Lawrence Township, NJ 08648. Come see how we can help you achieve your financial goals today!

Operating Hours

We know your time is valuable! That's why we offer flexible hours to fit your schedule. You can visit us Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. Our team is ready to assist you during these hours so that you can get the most out of your banking experience.

Services Offered

At Affinity, we provide a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. For those who prefer to bank on-the-go, our online and mobile banking features make managing your finances simple and efficient. Additionally, our drive-thru service allows for quick transactions without leaving your vehicle.

Member Eligibility

Joining the Affinity community means stepping into a world where your financial needs are truly understood and prioritized. If you're curious about becoming a member, it's easier than you might think! Generally, anyone who lives, works, or worships in Mercer County is eligible to join us at our branch located at 138 Franklin Corner Rd, Lawrence Township, NJ 08648. Our mission is to support you with personalized services and products tailored just for you. The best part? You can find all the detailed eligibility criteria on our website at this link. When you're ready to take the next step towards membership, opening an account is a breeze! Simply visit our account opening page at this link to get started. Should you have any questions or need assistance, feel free to give us a call at 908-860-5750. We're here to help and can't wait for you to experience all the benefits of being part of the Affinity family!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $475 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $262,771,045, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Payments

In addition to loans, our merchant services make it easy for you to accept payments securely and efficiently. Whether you're a local shop or an online retailer, having reliable payment processing can enhance customer satisfaction and streamline operations. We help you focus on what you do best running your business while we take care of the financial details. Visit us at 138 Franklin Corner Rd Lawrence Township Nj 08648 in Lawrence Township, NJ, or call us at (908) 860-5750 to learn how we can assist your business in achieving its goals. Together, let's build a prosperous future!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our branch features an ATM for easy withdrawals and balance checks. For those who prefer face-to-face transactions but are short on time, our basic drive-thru banking allows for deposits and withdrawals without leaving your car. At Affinity in Lawrence Township, NJ, we pride ourselves on being more than just a credit union; we are a community partner dedicated to enhancing your financial well-being. With convenient hours from Monday through Friday (9 am - 5 pm) and Saturday (9 am - 1 pm), we're here when you need us most. Ready to take the next step? Visit us today at 138 Franklin Corner Rd or give us a call at 908-860-5750 to learn more about how we can assist you in achieving your financial goals! For additional information about our services, don't hesitate to check out our website at Affinity FCU.

Business Banking Services

For our business members, we provide comprehensive banking solutions including merchant services and business loans tailored to help you grow your enterprise. We recognize the unique challenges businesses face, and we're committed to helping you succeed.

Credit Card Benefits

Looking for a credit card that rewards you? At Affinity, we offer credit cards with rewards programs designed to give back every time you swipe. Whether you're making everyday purchases or planning a special trip, enjoy the benefits that come with using our cards.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. Access your accounts anytime, anywhere with features like mobile payments, person-to-person transfers, and electronic statements. You can manage your finances effortlessly from the comfort of your home or while on-the-go.

Home Financing Options

Dreaming of owning a home? Our mortgage loans and refinancing options offer competitive rates and flexible terms. Our friendly team is here to guide you through the entire process, ensuring that you find a solution that fits your budget and lifestyle.

Personal Banking Solutions

We understand that managing finances can sometimes feel overwhelming. That's why our personal banking options are designed with you in mind. From checking and savings accounts that help you keep track of your daily expenses, to personal loans and debt consolidation solutions that can ease your financial burdens, we've got you covered. If you're thinking about buying a car, our auto loans and vehicle financing make it simple to drive away in your dream vehicle without breaking the bank.

Digital & Online Banking

Key Features

Our commitment to security means that your personal information is safe with us. We offer electronic signature authorization, so you can sign documents securely without needing to visit a branch. Plus, with e-statements available, you can keep track of your transactions while reducing paper clutter. For those who prefer mobile banking, our easy-to-use mobile application is here for you. With features like mobile payments and person-to-person transfers, sending money to friends or paying for purchases has never been easier. Whether you're out shopping or simply catching up with friends, managing your finances on the go is just a tap away. We believe in making banking simple and straightforward. Join us at Affinity for all your digital banking needs and experience how easy it is to stay connected with your finances!

Financial Strength

Community Trust

Total Share Accounts: 548,819, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $10,757,247 further enhance our capacity to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Affinity is your trusted partner. Visit us at 138 Franklin Corner Rd Lawrence Township Nj 08648 or call (908) 860-5750 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,051,557,439 in share certificates and $176,504,480 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $72,027,511, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $4,208,749 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 492 full-time employees and 21 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Improvement

With $287,767,964 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $33,836 in used auto loans and $3,635,698,269 in total loans and leases.

Solid Financial Foundation

With a net worth of $340,265,184, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $833 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're considering refinancing or exploring eligibility options for any of our loan products, don't hesitate to reach out. Our team at Affinity is here to guide you through the process and help you find the right solution for your situation. Our commitment is to empower our members financially. For more information or personalized assistance, give us a call at (908) 860-5750 during our operating hours: M-F 9am-5pm and Sat 9am-1pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $522,265,156 in used vehicle loans and $84,296,257 in new vehicle loans already helping members get on the road. We aim to provide financing options that are both affordable and straightforward, making it easier for you to drive off with the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $262,771,045 provide the capital needed to grow and expand. We recognize that running a business comes with its challenges, and our team is dedicated to supporting local entrepreneurs with tailored financial solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $240,334,791, make buying or refinancing simple. We strive to offer competitive rates and flexible terms to help you secure your dream home without unnecessary stress.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $152,800,224 in loans helping members manage their finances effectively. This option is ideal for those who want the flexibility of making purchases while keeping track of their spending.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that users receive fair and transparent offers. By utilizing data from legitimate financial institutions, LendMesh guarantees that every loan comparison is accurate and trustworthy.

Affinity

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access

Get in Touch

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Financing Options for Growth

Merchant Services That Simplify Payments

Comprehensive List Of Services

ATM and Drive-Thru Services

Business Banking Services

Credit Card Benefits

Digital Banking Convenience

Home Financing Options

Personal Banking Solutions

Digital & Online Banking

Key Features

Financial Strength

Community Trust

Member-Centric Savings

Operational Efficiency

Reinvestment for Improvement

Solid Financial Foundation

Loan Offering

Additional Options

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

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