Affinity Credit Union Hillsborough NJ | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Affinity, your trusted credit union located at 315 Us Highway 206, Hillsborough, NJ 08844. Since our establishment in 1935, we have proudly served our community, growing to a vibrant membership of 231,022 individuals who rely on us for their financial needs. With total assets exceeding $4.1 billion, we are committed to providing exceptional services that empower our members to achieve their financial goals. At Affinity, we understand the importance of community and strive to make a positive impact every day. Our dedicated team of 513 employees is here to assist you with everything from personal banking services like checking and savings accounts to auto loans and mortgages. Our financial strength is reflected in our impressive figures: we hold over $147 million in deposits and maintain a net worth of $340 million, ensuring that your money is safe and accessible when you need it. While you can visit us at our Hillsborough branch, please note that official correspondence should be sent to our mailing address: 315 US Highway 206, Ste 501, Hillsborough, NJ 08844-4625. Led by CEO Kevin Brauer and Board President Richard Meene, our leadership is dedicated to fostering an environment where our members feel valued and supported. We take pride in being more than just a financial institution; we are your neighbors invested in your success. Whether you're looking for competitive loan rates or convenient online banking options, we invite you to explore what Affinity has to offer. For any questions or assistance, don't hesitate to give us a call at 908-860-7390 or visit our website at Affinity FCU. Join us today and experience the difference a member-focused credit union can make!

Branch History & Mission

A Legacy of Community Support

Affinity was founded on the principle of helping individuals achieve their financial goals while fostering a spirit of community. We believe that banking should be accessible and beneficial for everyone. Our location at 315 Us Highway 206 places us conveniently near local landmarks, making it easy for you to visit us for your banking needs. Whether you need assistance with personal banking services like checking and savings accounts or are looking for loans to finance your next vehicle or home, we are here for you. While members can visit us at our branch address, official correspondence should be sent to our mailing address: 315 US Highway 206, Hillsborough, NJ 08844-4625.

Join Us Today!

As we look toward the future, we invite you to become part of the Affinity family. Experience the benefits of being a member where you can access personalized financial solutions while knowing that your credit union is deeply invested in making a positive impact within the community. For more information or assistance, feel free to contact us at 908-860-7390. Join us today and see how Affinity can help you achieve your financial dreams!

Our Mission

At Affinity, our mission is clear: we aim to empower our members through exceptional financial services while actively participating in community enrichment initiatives. We are committed not only to providing standard banking services but also to offering innovative solutions like online and mobile banking that make managing your finances easier than ever. Our efforts extend beyond traditional banking. We regularly engage in partnerships with local organizations and participate in community outreach programs that uplift those around us. Our team is passionate about making a real difference in Hillsborough and beyond.

Service You Can Count On

We understand that convenience matters to you. That's why we offer both ATM availability and drive-thru banking services for quick transactions without leaving your car. Our lobby hours are designed with your schedule in mind open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. Whether you're visiting us in person or accessing your account online, we're here to provide friendly service tailored to your needs.

Branch Location & Accessibility

Accessibility Features

At Affinity, we prioritize accessibility for all our members. Our branch is ADA compliant and features ramps to ensure that everyone can navigate easily. We also offer ample parking for your convenience.

Call to Action

We invite you to stop by and experience the friendly atmosphere at our Hillsborough branch. Feel free to call ahead if you have any specific questions or need assistance planning your visit. At Affinity, we're here to help you every step of the way!

Operating Hours

We know that life can get busy! That's why we are open Monday through Friday from 9 AM to 5 PM, and even on Saturday from 9 AM to 1 PM for those who need a little extra time during the week. Unfortunately, we're closed on Sundays. If you have any questions during these hours, feel free to reach out to us at 908-860-7390.

Services Offered

Affinity provides a range of services tailored just for you! Whether you're interested in checking and savings accounts, auto loans, mortgage refinancing, or credit cards with rewards, we've got you covered. Plus, enjoy the convenience of our ATM services and drive-thru banking for quick deposits or withdrawals.

Member Eligibility

Welcome to the Affinity community! At Affinity, we believe that everyone deserves access to financial services that empower them. Becoming a member is simple and inclusive; if you live, work, worship, or attend school in Somerset County, New Jersey, you're already eligible! Plus, family members of current members can join too. This means you can enjoy all the benefits of membership, such as competitive rates on loans and savings accounts, personalized service, and a wide range of financial products designed just for you. To get started on your journey with us at 315 Us Highway 206, Hillsborough NJ 08844, simply visit our membership eligibility page for detailed information. If you're ready to open an account, head over to our account opening portal. Should you have any questions or need assistance, don't hesitate to call us at 908-860-7390. We're here to support you every step of the way!

Business Banking & Commercial Services

At Affinity, we understand that every business has unique needs and goals. That's why we offer tailored business banking solutions designed to help you thrive. Whether you're starting a new venture or expanding an existing one, our commercial loan options can be your partner in growth. Imagine your dream of opening a new location becoming a reality. With our support, you could secure the funds necessary to make it happen. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $475 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $262,771,045, we continue to drive economic growth by financing new and expanding businesses. Additionally, we offer merchant services that streamline payments and enhance customer experiences. Imagine processing transactions smoothly and quickly, allowing you to focus on what matters most growing your business. Come visit us at 315 Us Highway 206 Hillsborough Nj 08844, Hillsborough, NJ or call us at (908) 860-7390 to discover how we can assist your business today!

Comprehensive List Of Services

Business Banking Services

For business owners, Affinity offers robust business banking services including merchant services and business loans. We understand the challenges that come with running a business, which is why we aim to support you every step of the way.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking options. You can check balances, transfer funds, and even pay bills right from your smartphone or computer. With features like ATM & cash withdrawal services, accessing your funds is quick and easy.

Drive-Thru & ATM Access

For those who prefer face-to-face interactions but need to keep things simple, our basic drive-thru banking allows you to handle deposits, withdrawals, and other straightforward transactions without leaving your car. If you're on the go, our ATMs offer easy access for withdrawals and balance checks anytime you need them.

Join Us Today!

At Affinity in Hillsborough, NJ, we pride ourselves on being more than just a financial institution; we are your partners in achieving financial success. With friendly staff ready to assist you at every turn and a variety of services tailored to fit your life's demands, we invite you to reach out today! Call us at 908-860-7390 or visit our website at Affinity FCU to learn more about how we can serve you better. Your financial well-being is just a conversation away!

Personal Banking Solutions

Our personal banking services are crafted with your everyday needs in mind. Open a checking or savings account with us to start managing your money efficiently. If you're considering purchasing a new car, our auto loans and vehicle financing options make it easier than ever to drive off in the vehicle of your dreams. For those looking to buy a home or refinance an existing mortgage, our mortgage loans and refinancing solutions provide competitive rates and flexible terms. If unexpected expenses arise, our personal loans and debt consolidation services can help you manage those costs without added stress. Plus, enjoy the benefits of our credit cards with rewards, giving you extra perks for your everyday purchases.

Digital & Online Banking

Key Features for Your Convenience

Our online banking services come packed with features that enhance your banking experience. You can enjoy the ease of e-statements, allowing you to receive your statements electronically rather than in the mail. This not only reduces clutter but also helps you stay organized. If you prefer handling transactions from your phone, our mobile application is user-friendly and includes a mobile payments feature, so you can make purchases quickly and securely. Need to send money to a friend? With our person-to-person transfers, sending cash has never been easier. Just a few taps on your phone or clicks on your computer, and you'll have it done in no time! Plus, for those important documents that require your approval, we support electronic signature authorization, adding another layer of convenience without compromising security.

Security You Can Trust

We prioritize your security. All transactions made through our online banking platform are safeguarded with advanced encryption technologies. Your personal information is protected, giving you peace of mind while you manage your finances. We want you to feel confident whether you're checking your account balance or making significant transactions. At Affinity, we're committed to providing accessible and hassle-free banking solutions tailored to fit your lifestyle. Experience the benefits of modern banking today by visiting us online at https://www.affinityfcu.com/!

Financial Strength

A Growing Community

We currently manage a total of 548,819 share accounts, showing a strong and growing member base that trusts us with their finances. Additionally, our net shares (funds available for lending and investments) stand at $10,757,247, further highlighting our commitment to maintaining a secure environment for your assets. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Affinity is your trusted partner. Visit us at 315 Us Highway 206 Hillsborough Nj 08844 or call (908) 860-7390 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $1,051,557,439 in share certificates and $176,504,480 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $72,027,511, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our robust operations are underscored by a net income of $4,208,749, reflecting our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 492 full-time employees and 21 part-time employees who are dedicated to serving you with knowledge and care.

Our Financial Health

With a net worth of $340,265,184, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $833 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $287,767,964 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is reflected in our lending capacity; we have $33,836 in used auto loans and $3,635,698,269 in total loans and leases available to help support your financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $522,265,156 in used vehicle loans and $84,296,257 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our team is here to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $262,771,045 provide the capital needed to grow and expand. We understand that every business has unique needs and are committed to finding the right financing solutions for you. At Affinity, we also offer refinancing options across many of our loan products. If you're considering refinancing your existing loans for better rates or terms, our team will work closely with you to evaluate your eligibility and find the best path forward. If you're ready to learn more about how our loan offerings can assist you in reaching your financial aspirations or if you have any questions regarding eligibility and application processes, don't hesitate to reach out. You can contact us at (908) 860-7390, visit us at 315 Us Highway 206 Hillsborough Nj 08844, or explore more on our website: Affinity. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $240,334,791, make buying or refinancing simple. We help you understand your options and work to ensure you get the best possible terms.

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our flexible terms on unsecured credit card loans. With a total of $152,800,224 in loans helping members manage their finances effectively, we provide options that suit various budgets and spending habits.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means users can trust that they are seeing reliable loan options that reflect current market conditions.

Affinity

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

A Legacy of Community Support

Join Us Today!

Our Mission

Service You Can Count On

Branch Location & Accessibility

Accessibility Features

Call to Action

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Comprehensive List Of Services

Business Banking Services

Convenient Digital Banking

Drive-Thru & ATM Access

Join Us Today!

Personal Banking Solutions

Digital & Online Banking

Key Features for Your Convenience

Security You Can Trust

Financial Strength

A Growing Community

Member-Centric Savings Options

Operational Efficiency

Our Financial Health

Reinvestment for Growth

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Join Our Community