Affinity Credit Union Des Moines IA | Affordable Vehicle Loans & Business Banking

Introduction

At Affinity, we understand that financial decisions can shape your future. Since our establishment in 1949, we have been dedicated to serving the Des Moines community with trust, transparency, and a personal touch. Located conveniently at 1700 E Army Post Rd, Des Moines, IA 50320, our branch is here to meet your banking needs. With a growing membership of over 13,662 individuals, we pride ourselves on being more than just a credit union; we're a part of your community. Our total assets amount to an impressive $145,606,762, reflecting our commitment to sound financial management and member satisfaction. Whether you're looking for auto loans where we currently have 6,662 loans in place or exploring mortgage options, Affinity has you covered with tailored solutions designed for every stage of life. While members can visit us at our branch address, official correspondence should be sent to 1700 E Army Post Road, Des Moines, IA 50320-1814. Our team of 36 dedicated employees is led by CEO Jeremy Smith and Board President Cara Harris, who both share a passion for fostering strong relationships with our members. With total deposits reaching $5,252,113 and net worth standing at $17,799,010, we are well-equipped to support your financial journey. Plus, our cash reserves of $1,356,943 ensure that we can respond swiftly to your banking needs. We invite you to experience the difference at Affinity. Whether it's through personal banking services or business loans, our goal is to help you achieve financial success. Feel free to reach out at (515) 288-7225 or visit us during our lobby hours from Monday to Friday. Join us today and discover how Affinity can make a positive impact on your financial life!

Branch History & Mission

Join Us Today

We invite you to experience the Affinity difference for yourself. Become part of a community-focused credit union that prioritizes your needs while contributing positively to the world around us. Whether you're looking for a new checking account or seeking advice on loans and financing options, we're here for you every step of the way. Join Affinity today and take the first step towards achieving your financial goals!

Our Evolution

From our humble beginnings, Affinity has evolved into a trusted financial partner for countless families and businesses in Des Moines. Over the decades, we've embraced changes in technology and banking practices while staying true to our core mission: to provide accessible and affordable financial services that empower our members. As we grew, so did our commitment to ensuring that every member feels valued and supported. We are not just about numbers; we are about people. Our team of dedicated professionals is always ready to assist you with personal banking services like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. We understand that every financial journey is unique, and we strive to tailor our services to meet your individual needs.

Our Mission

At Affinity, our mission is clear: we are here to serve our members and uplift our community. We believe that everyone deserves a chance at financial success. That's why we focus not only on providing quality banking services but also on engaging in community outreach efforts that make a real difference. We partner with local organizations and participate in initiatives designed to foster growth and improve the lives of those around us. Our branch operates with convenience in mind. You can visit us during our lobby hours from Monday through Friday or take advantage of our drive-thru service for quick transactions. We also offer ATM access for your convenience because we know life can be hectic. While members can visit us at 1700 E Army Post Rd, official correspondence should be sent to 1700 E Army Post Road, Des Moines, IA 50320-1814. If you have any questions or need assistance, don't hesitate to call us at 515-288-7225.

Branch Location & Accessibility

Accessibility and Features

At Affinity, we prioritize your convenience. Our branch offers ample parking and features that comply with ADA standards, ensuring everyone can access our services without difficulty. For those on the go, we have a drive-thru banking option available, making it simple to handle deposits and withdrawals from the comfort of your vehicle.

Call to Action

We invite you to visit us today! Our friendly team is eager to help you with all your financial needs. If you have questions or want more information about our services, feel free to give us a call at 515-288-7225. We look forward to welcoming you to Affinity!

Operating Hours

We understand that everyone has different schedules. That's why we offer flexible operating hours: our lobby is open Monday, Tuesday, Thursday, and Friday from 9:00 AM to 5:00 PM, while Wednesday hours start slightly later at 10:00 AM. If you need to reach us by phone, we're available during the same hours plus extended times until 5:30 PM on most days.

Services Available

Affinity provides a variety of personal banking services tailored just for you. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Our ATM is always ready for your cash withdrawal needs, ensuring you have access to your funds whenever you need them. While members can visit us at 1700 E Army Post Rd for all their banking needs, official correspondence should be sent to our mailing address at 1700 E Army Post Road, Des Moines, IA 50320-1814.

Member Eligibility

At Affinity, we believe that everyone deserves a chance to be part of a caring financial community. Becoming a member is simple and welcoming! If you're living, working, or attending school in the area, you're likely eligible to join us. We want to support you with services like personal banking, auto loans, and mortgage options tailored just for you. For the latest details on eligibility requirements, feel free to visit our website at . Once you're ready to become a member, opening an account is easy! Just give us a call at (515) 288-7225, or stop by our branch located at 1700 E Army Post Rd Des Moines Ia 50320 during our friendly lobby hours. We're here to help you every step of the way as you take this exciting step toward better financial health with Affinity!

Business Banking & Commercial Services

Financing Solutions Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $24 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $249,795, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

Imagine having a reliable partner to help manage your payment processing. Our merchant services offer tools that simplify transactions, making it easier for you to focus on what you do best running your business. From point-of-sale solutions to online payment options, we ensure that your customers have a seamless experience while you maintain control over your finances. Located at 1700 E Army Post Rd Des Moines Ia 50320 in Des Moines, IA, we're here to support your business goals. Reach out today at (515) 288-7225 and discover how we can help you thrive!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Our ATM and cash withdrawal services are readily available for your convenience. Plus, if you prefer in-person service but are short on time, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car.

Business Banking

For our entrepreneurial members, we provide comprehensive business banking services including merchant services and business loans tailored specifically for small businesses. We know how important it is for local businesses to thrive, so we're here to support you every step of the way.

Conclusion

At Affinity, located at 1700 E Army Post Rd Des Moines Ia 50320, we're dedicated to providing all the financial tools you need under one roof. If you have any questions or want more information about how we can assist you with personal or business banking needs, don't hesitate to reach out! Give us a call at (515) 288-7225, or visit us during our lobby hours: Monday, Tuesday, Thursday, and Friday from 9:00 AM - 5:00 PM; Wednesday from 10:00 AM - 5:00 PM. We're excited to be part of your financial journey!

Credit Cards

We also offer credit cards with rewards, giving you the opportunity to earn while you spend. Imagine earning cash back or points for every dollar spent it's like getting rewarded for living your life!

Digital Banking

In today's fast-paced world, convenience matters. That's why online and mobile banking is a cornerstone of what we do at Affinity. With easy access from your smartphone or computer, you can manage your accounts anytime, anywhere. From making deposits to transferring funds or checking balances, our digital tools make banking effortless.

Personal Banking

When it comes to personal banking, we understand that each member has unique goals. That's why we provide a variety of checking and savings accounts that cater to your individual needs. Need a reliable way to finance your next car? Our auto loans and vehicle financing options can help get you on the road without breaking the bank. For those looking to invest in a home, our mortgage loans and refinancing solutions offer competitive rates and flexible terms. If you're facing unexpected expenses or planning a major purchase, consider our personal loans and debt consolidation services. We're here to help simplify your financial journey and relieve some of the stress that can come with managing finances.

Digital & Online Banking

Convenient Features

One of the highlights of our digital banking is the ability to set up e-statements. This means no more paper clutter; you can view and manage your statements electronically whenever you need them. For those who love to send money quickly, our person-to-person transfers make it simple to send cash to friends or family without any hassle.

Easy Payments

Want to make payments on the go? Our mobile payments feature allows you to pay for purchases directly from your account using just your phone. It's fast, convenient, and secure perfect for today's busy lifestyle. In short, Affinity combines accessibility with ease-of-use in our digital banking offerings. With all these features at your fingertips, managing your finances has never been easier!

Security You Can Trust

Your safety is our top priority. We use electronic signature authorization for transactions, ensuring that everything is secure and verified. You can rest easy knowing that your personal information is protected with advanced security measures.

Financial Strength

Growing Together

With net shares available for lending and investments amounting to $221,360, and a total of 25,979 share accounts showing a strong member base that trusts us with their finances, we are well-positioned to support your needs now and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Affinity is your trusted partner. Visit us at 1700 E Army Post Rd Des Moines Ia 50320 or call (515) 288-7225 to learn more about how we can help you achieve your financial goals.

Member Savings

Members' savings are secured through $25,315,768 in share certificates and $12,186,668 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $902,479 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 36 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in You

With $10,515,522 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,476 in used auto loans and $103,036,416 in total loans and leases.

Solid Financial Health

With a net worth of $17,799,010, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,219 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $21,850,624 in used vehicle loans and $16,701,364 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our financing options make it easier than ever to drive away satisfied.

Business Financing

For business owners, our outstanding commercial loans totaling $249,795 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, which is why we're dedicated to offering solutions that work for you. At Affinity, we believe in making borrowing easy and accessible. If you're considering refinancing or want to learn more about eligibility options, don't hesitate to reach out. Our team is here to guide you through the process and answer any questions you may have. You can reach us at (515) 288-7225 or visit us at our location at 1700 E Army Post Rd Des Moines Ia 50320 in Des Moines, IA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards your financial success!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,404,475 in loans helping members manage their finances effectively. These cards are perfect for everyday purchases and can help build your credit score over time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $13,365,080, make buying or refinancing simple. We aim to provide clear terms and competitive rates to make your path to owning a home smooth and straightforward.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions. This guarantees transparency and accuracy in the information provided. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to deliver unbiased results that empower users to make informed choices. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them stay informed about their options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool. Ready to find the best loan rates for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers tailored to their needs.

Affinity

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Join Us Today

Our Evolution

Our Mission

Branch Location & Accessibility

Accessibility and Features

Call to Action

Operating Hours

Services Available

Member Eligibility

Business Banking & Commercial Services

Financing Solutions Tailored for You

Practical Merchant Services

Comprehensive List Of Services

ATM & Drive-Thru Services

Business Banking

Conclusion

Credit Cards

Digital Banking

Personal Banking

Digital & Online Banking

Convenient Features

Easy Payments

Security You Can Trust

Financial Strength

Growing Together

Member Savings

Operational Efficiency

Reinvesting in You

Solid Financial Health

Loan Offering

Auto Loans

Business Financing

Credit Card Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

Join Our Community