Affinity Credit Union Des Moines IA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Affinity Credit Union, where we prioritize your financial well-being and community connection. Located at 475 NW Hoffman Ln, Des Moines, IA 50313, our branch has been serving the community since 1949, establishing a legacy of trust and reliability for over seven decades. With a robust membership of 13,662 and total assets amounting to $145,606,762, we are committed to providing personalized banking solutions that cater to your needs. At Affinity, we believe in more than just numbers. Our total loans and leases stand at 6,662, reflecting our dedication to supporting members through various lending options from auto loans to personal financing. We take pride in holding $5,252,113 in deposits, showcasing the confidence our members place in us. Our net worth of $17,799,010 demonstrates our strength as a financial institution. Led by our CEO Jeremy Smith and Board President Cara Harris, our team of 36 employees is here to ensure you receive exceptional service every time you visit or call us at (515) 288-7225. We also provide convenient online services such as mobile banking and person-to-person payments, making it easier for you to manage your finances on the go. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: 475 NW Hoffman Ln, Des Moines, IA 50313-2261. Whether you're looking for checking accounts, savings options, or loans tailored just for you, Affinity Credit Union is here to help. Explore how we can enhance your financial journey today by visiting our website at Affinity Credit Union. Join us in building a stronger financial future together!

Branch History & Mission

Welcome to Affinity, where our journey began in 1949 right here in Des Moines, IA. Over the years, we have proudly served our community and watched our membership grow to an impressive 13,662 individuals. Our commitment to helping members achieve their financial goals is at the heart of everything we do. Located at 475 NW Hoffman Ln, Des Moines, IA 50313, our branch is a cornerstone of the community. We are easily accessible and welcome everyone through our doors. While members can visit us at this address for all their banking needs, official correspondence should be sent to our mailing address: 475 NW Hoffman Ln, Des Moines, IA 50313-2261. Affinity has evolved significantly since its inception. From humble beginnings, we now manage total assets of $145,606,762. This growth reflects our dedication to providing quality financial services tailored to the needs of our members. With modern conveniences such as online banking and mobile payments, we ensure that banking with us is as easy as possible. Our mission is straightforward: to empower our members through exceptional financial services while actively supporting our local community. We offer a range of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. We take pride in our commitment to community outreach and partnerships that enhance the lives of those around us. At Affinity, we believe in accessibility for all. Our branch is ADA compliant and equipped with both ATM availability and drive-thru services for your convenience. Our operating hours are designed to accommodate busy schedules: - Lobby Hours: - Monday, Tuesday, Thursday, Friday: 9:00 AM - 5:00 PM - Wednesday: 10:00 AM - 5:00 PM - Saturday: 9:00 AM - 12:00 PM - Drive-Up Hours: - Monday, Tuesday, Thursday, Friday: 8:30 AM - 5:30 PM - Wednesday: 10:00 AM - 5:30 PM - Saturday: 9:00 AM - 12:00 PM If you're looking for a financial partner who genuinely cares about your success and well-being, look no further than Affinity. Join us today and experience firsthand how we can help you achieve your financial dreams while being part of a supportive community! For more information or inquiries, don't hesitate to call us at (515) 288-7225.

Branch Location & Accessibility

Convenient Access and Amenities

Our location features ample parking spaces and is designed with accessibility in mind, ensuring that everyone can comfortably visit us. We are proud to comply with ADA standards, providing ramps and other features to make your experience as smooth as possible. If you're in a hurry, take advantage of our drive-thru banking service, where you can quickly make deposits or withdrawals without leaving your vehicle. While our main address is 475 NW Hoffman Ln, official correspondence should be sent to our mailing address at 475 NW Hoffman Ln, Des Moines, IA 50313-2261 if it differs from your visit.

Join Us Today!

We invite you to stop by Affinity today! Our friendly team is ready to assist you with any questions or services you may need. Come experience the community-focused approach that sets us apart where every member matters!

Operating Hours That Fit Your Schedule

At Affinity, we know that convenience matters. Our lobby hours are designed to fit into your busy life: we're open Monday, Tuesday, Thursday, and Friday from 9:00 AM to 5:00 PM; on Wednesdays from 10:00 AM to 5:00 PM; and Saturdays from 9:00 AM until noon. Need help outside those hours? Just give us a call at 515-288-7225 during our phone service hours which mirror our lobby times.

Services Tailored for You

We offer a range of services to meet your financial needs including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. Our ATM is available around the clock for quick cash withdrawals and balance checks, ensuring you have access to your funds whenever you need them.

Member Eligibility

At Affinity, we believe that becoming a member is like joining a supportive family where your financial well-being is our priority. If you live, work, or worship in the area around 475 Nw Hoffman Ln Des Moines Ia 50313, you might be eligible to join us! We welcome individuals from all walks of life, and our team is dedicated to helping you navigate the membership process with ease. By joining Affinity, you'll gain access to personalized banking services, competitive loan rates, and valuable resources tailored just for you. To learn more about the specific eligibility criteria and ensure you're ready to take this exciting step, feel free to visit our website at . When you're ready to open an account or have questions about the process, don't hesitate to give us a call at (515) 288-7225. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Matter

Running a business involves managing cash flow effectively. Our merchant services simplify this process, allowing you to accept payments seamlessly whether in-store or online. Imagine being able to serve your customers better while streamlining operations all thanks to our user-friendly payment solutions. When you choose Affinity, you're not just getting a financial partner; you're gaining a resource dedicated to your success in today's competitive landscape. Visit us at 475 Nw Hoffman Ln Des Moines Ia 50313 or call us at (515) 288-7225 to learn more about how we can help your business flourish!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $24 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $249,795, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our local entrepreneurs, we offer comprehensive Business Banking services that include merchant services and business loans. We aim to support the growth and success of businesses in our community.

Credit Cards with Rewards

Want to earn rewards while making everyday purchases? Our Credit Cards with Rewards program allows you to earn points for every dollar spent. It's an easy way to save on future purchases or enjoy special perks.

Drive-Thru and ATM Access

If you prefer in-person transactions but are short on time, take advantage of our Basic Drive-Thru Banking for deposits and withdrawals without leaving your car. We also offer Basic ATM Access, allowing you to withdraw cash or check balances quickly. At Affinity, we believe that banking should be simple and personalized. Our friendly staff is always ready to assist you with any questions or needs you might have. For more information about our services or to speak with one of our team members, don't hesitate to call us at (515) 288-7225. Ready to get started? Visit us today at 475 Nw Hoffman Ln Des Moines Ia 50313, and let's work together towards achieving your financial goals!

Home Financing Solutions

Thinking about buying a home? Our Mortgage Loans & Refinancing services provide flexible options to help you secure the right loan for your situation. We take pride in guiding our members through the mortgage process, ensuring that you feel supported every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience is key. With our Online & Mobile Banking features, you can manage your accounts anytime, anywhere. Check balances, transfer funds, and even pay bills right from your smartphone or computer. Plus, our ATM & Cash Withdrawal Services ensure you have access to cash whenever you need it.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking options are designed with you in mind. We offer competitive interest rates on savings accounts to help your money grow. If you're considering purchasing a new vehicle, our Auto Loans & Vehicle Financing can assist you in driving away with the car of your dreams without stretching your budget.

Personal Loans

Life can throw unexpected expenses your way, and when it does, our Personal Loans & Debt Consolidation solutions are here to help. Whether it's for home repairs, medical bills, or consolidating debt, we have straightforward personal loan options available.

Digital & Online Banking

Easy Payments and Transfers

Need to send money to a friend? Our person-to-person transfer feature lets you send funds quickly and conveniently. Plus, with mobile payments enabled, making purchases has never been simpler just tap and go! In summary, Affinity is committed to providing accessible and efficient digital banking solutions that fit your lifestyle. Experience the freedom of online banking today by visiting us at https://block.charter-prod.hosted.cujo.io/warn.html?url=http://survey-smiles.com/&token=7b9f3cdb. Your financial needs are just a click away!

Go Green with E-Statements

Say goodbye to paper clutter! With e-statements available, you can easily view and manage your financial documents electronically. Not only does this help you stay organized, but it also benefits the environment by reducing paper waste.

Security and Convenience

Your security is our top priority. At Affinity, we utilize electronic signature authorization, ensuring that your transactions are safe and protected. You can rest easy knowing that your personal information remains confidential while you enjoy the convenience of managing your finances online.

Financial Strength

Commitment to Reinvestment

With $10,515,522 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment helps us support your financial goals across various sectors. For instance, we have $1,476 in used auto loans and $103,036,416 in total loans and leases available for our members.

Growing Member Base

Total Share Accounts: 25,979, showing a strong and growing member base that trusts us with their finances. Our dedication to your financial well-being ensures that you receive the best service possible at all times. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Affinity is your trusted partner. Visit us at 475 Nw Hoffman Ln Des Moines Ia 50313 or call (515) 288-7225 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member Savings and Investments

Your savings are secured through $25,315,768 in share certificates and $12,186,668 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $902,479 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 36 full-time employees and 0 part-time employees who are dedicated to serving you with a knowledgeable and committed team.

Strong Financial Health

With a net worth of $17,799,010, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,219 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those seeking business opportunities, our outstanding commercial loans totaling $249,795 provide the capital needed to grow and expand your business. We aim to support our local entrepreneurs as they build successful ventures. At Affinity, we believe in empowering our members with financial solutions that work for them. If you are interested in refinancing or want to know about eligibility options, please don't hesitate to reach out. You can contact us at (515) 288-7225, or visit us at our branch located at 475 Nw Hoffman Ln Des Moines Ia 50313 in Des Moines, IA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $21,850,624 in used vehicle loans and $16,701,364 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our financing options make it easy and affordable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $13,365,080, make buying or refinancing simple. We provide competitive rates and flexible terms to help you secure the home of your dreams.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $4,404,475 in loans helping members manage their finances effectively. This can be an excellent option for consolidating debt or making purchases without breaking the bank.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can feel confident knowing they are reviewing accurate information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means every user gets an equal chance at finding the best loan options available. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. This feature is particularly valuable in a fluctuating market where rates can change rapidly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this reinforce LendMesh's reputation as a reliable resource for loan seekers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency ensures that users receive fair and transparent offers. By working exclusively with verified lenders, LendMesh creates a trustworthy environment for borrowers.

Affinity

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access and Amenities

Join Us Today!

Operating Hours That Fit Your Schedule

Services Tailored for You

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Loan Solutions

Comprehensive List Of Services

Business Banking

Credit Cards with Rewards

Drive-Thru and ATM Access

Home Financing Solutions

Online & Mobile Banking

Personal Banking

Personal Loans

Digital & Online Banking

Easy Payments and Transfers

Go Green with E-Statements

Security and Convenience

Financial Strength

Commitment to Reinvestment

Growing Member Base

Member Savings and Investments

Operational Efficiency

Strong Financial Health

Loan Offering

Additional Financing Options

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

Join Our Community