Advantage One Brownstown MI Credit Union | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Advantage One Credit Union, your trusted financial partner located at 23670 Telegraph Rd, Brownstown, MI 48134. Since our establishment in 1952, we have proudly served our community, growing to a vibrant membership of 17,986 individuals who count on us for their banking needs. At Advantage One, we understand the importance of financial stability and are committed to providing our members with personalized service and competitive products. With total assets amounting to $256,109,827 and total deposits reaching $17,727,124, we have built a solid foundation that reflects our dedication to sound financial practices and member satisfaction. Our leadership team is here to guide you led by CEO Christopher Corkery and Board President Richard Lindemann, who prioritize your financial well-being above all else. While you can visit us at our branch for in-person services, please note that any official correspondence should be sent to the same address: 23670 Telegraph Rd, Brownstown, MI 48134. We also maintain a strong online presence at myaocu.com, where you can access banking services anytime. At Advantage One Credit Union, we offer a wide range of services including personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our goal is not just to meet your needs but to exceed your expectations as we help you navigate your financial journey. We invite you to reach out to us at 734-676-7000 or stop by during our lobby hours Monday through Thursday from 9:30 AM to 5:00 PM and Friday from 9:30 AM to 6:00 PM. Experience the difference of being part of a community-focused credit union where you truly matter. Let's work together towards achieving your financial goals!

Branch History & Mission

Commitment to Innovation

In addition to traditional banking services, Advantage One embraces modern technology with features like online and mobile banking. Our digital offerings include easy access to account management and secure transactions via mobile applications. We strive for ADA compliance to ensure that all members can utilize our services effectively. With one ATM available on-site and drive-thru services for quick transactions, we make banking convenient for everyone. Although we do not currently operate a shared service center, our focus remains on delivering quality customer service right here in Brownstown. As we look back on our rich history since 1952, we remain committed to providing exceptional financial services while fostering community relationships. We invite you to join the Advantage One family today! Experience firsthand the benefits of being part of a credit union that truly cares about its members and their future. For inquiries or assistance, feel free to reach out at 734-676-7000. Join us at Advantage One where your financial success is our top priority!

Our Mission

At Advantage One, our mission goes beyond simply providing financial services. We aim to empower our members by offering personalized banking solutions that fit their unique needs. Whether you are looking for checking and savings accounts, auto loans, or mortgage refinancing, we are here to help you achieve your financial goals. We also prioritize community support through various outreach initiatives and partnerships aimed at uplifting those around us. Our operating hours are designed for your convenience: the lobby is open Monday through Thursday from 9:30 AM to 5:00 PM, and on Friday until 6:00 PM. For those who prefer drive-thru banking, we offer service during similar hours.

Branch Location & Accessibility

Comprehensive Banking Services

At Advantage One Credit Union, we provide a range of services tailored to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or credit cards with rewards, we've got you covered! Our ATM is also available for quick cash withdrawals or balance checks whenever you need it. While members can visit us at 23670 Telegraph Rd for all their banking needs, official correspondence should be sent to the same address for convenience.

Convenient Access and Amenities

Parking is readily available right outside our branch, ensuring that you can come in and out with ease. We are proud to offer ADA-compliant features, including ramps and accessible entrances, so everyone can visit us comfortably. Plus, with our drive-thru service available, you can handle your banking needs without leaving your vehicle.

Operating Hours That Fit Your Schedule

Our lobby hours are designed to accommodate busy lifestyles. We welcome you Monday through Thursday from 9:30 AM to 5:00 PM and extend our hours on Fridays until 6:00 PM. If you prefer using our drive-thru services, those are available Monday through Thursday from 9:00 AM to 5:00 PM and again on Friday from 9:00 AM to 6:00 PM.

Reach Out Today!

We invite you to stop by or give us a call at 734-676-7000 for any questions or assistance. Our friendly team is here to help you make the most of your banking experience at Advantage One Credit Union. Come see how we can support your financial journey!

Member Eligibility

At Advantage One, we believe that everyone deserves access to a supportive financial community, and becoming a member is easy! If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us. We proudly welcome individuals from various backgrounds to enjoy our range of services designed with your needs in mind. By becoming a member at our branch located at 23670 Telegraph Rd, Brownstown, MI 48134, you'll gain access to personalized banking options that prioritize your financial well-being. To learn more about the specific eligibility requirements and ensure you meet them, check out our detailed guidelines at . Once you're ready to take the next step towards membership, opening an account is straightforward just give us a call at (734) 676-7000, and we can guide you through the process! Join Advantage One today and experience the benefits of being part of a community that truly cares about your financial journey.

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $66 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

In addition to loans, our merchant services help streamline your payment processes. Imagine having an easy way to accept payments from customers whether they prefer card payments or mobile transactions. This convenience not only enhances customer satisfaction but can also boost your sales. With our solutions, you can focus on what matters most: running your business effectively. If you're looking for reliable financial partners who truly care about your success, look no further than Advantage One at 23670 Telegraph Rd Brownstown Mi 48134. Connect with us today at (734) 676-7000 to learn more about how we can assist you!

Comprehensive List Of Services

ATM Access & Drive-Thru Services

With an ATM available at our branch, withdrawing cash or checking your balance is quick and straightforward. We also provide basic drive-thru banking for simple transactions like deposits and withdrawals perfect for those busy days when time is limited.

Business Banking Services

For entrepreneurs and business owners in the community, we offer business banking solutions that include merchant services and business loans. These resources are designed to support your growth and streamline your operations.

Call to Action

Ready to explore how Advantage One can enhance your financial experience? Whether you're opening a new account or seeking advice on loans, we're here to help! Contact us today at 734-676-7000 or visit us in person at our Brownstown location. Your financial future starts here!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Advantage One offers robust online and mobile banking services. You can manage your accounts from anywhere with features like mobile payments and person-to-person transfers, making it easier than ever to handle your finances on the go.

Financial Flexibility

We also recognize that life can bring unexpected expenses. Our personal loans and debt consolidation services provide quick access to funds when you need them most. Plus, with our credit cards featuring rewards programs, you can earn while you spend on everyday purchases.

Personal Banking Solutions

When it comes to personal banking, we understand that everyone has unique needs. That's why our offerings include checking and savings accounts that are easy to manage and come with no hidden fees. Whether you're saving for a dream vacation or planning for retirement, our accounts help you reach your goals effectively. If you're looking to purchase a new vehicle, our auto loans and vehicle financing options can make that dream a reality. With competitive rates and flexible terms, we ensure that you get the best deal possible. Additionally, if you're thinking about homeownership or refinancing your current mortgage, our mortgage loans offer favorable conditions tailored to suit your situation.

Digital & Online Banking

Key Features

Our online banking services allow you to view your account balances, transfer funds, and pay bills with just a few clicks. Enjoy the peace of mind that comes with knowing your sensitive information is protected. We also provide electronic signature authorization, making it easier than ever to complete transactions securely without the need for physical paperwork.

Mobile Banking Options

For those who are always on the go, our mobile application is a game changer. It not only lets you check your accounts but also supports mobile payments, so you can shop or send money to friends with ease. Plus, our person-to-person transfer feature ensures that sending money is quick and hassle-free.

Stay Updated

You'll love our e-statements feature too! No more waiting for paper statements in the mail. Instead, you'll receive your account statements electronically saving trees and keeping you organized. With these innovative tools, managing your finances has never been easier or more accessible. Whether you're at home or out running errands, Advantage One has you covered with secure and user-friendly digital banking solutions tailored just for you.

Financial Strength

Commitment to Growth

With $25,560,164 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $4,095 in used auto loans and $194,327,996 in total loans and leases, we support our members' financial goals across various sectors.

Growing Membership Base

Total Share and Deposit Accounts stand at 32,041, showcasing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $70,872, further demonstrating our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Advantage One is your trusted partner. Visit us at 23670 Telegraph Rd Brownstown Mi 48134 or call (734) 676-7000 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $59,124,297 in share certificates and $11,482,238 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 58 full-time employees and 3 part-time employees who are dedicated to serving you with knowledge and commitment.

Strong Financial Position

With a net worth of $26,060,018, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,016 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $68,678,517 in used vehicle loans and $11,644,010 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you can find a plan that fits your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $22,277,884, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through the process.

Other Loan Products

In addition to auto and mortgage loans, we also provide credit lines totaling $34,150,000, giving you access to funds when you need them most. Whether it's for emergencies or planned expenses, our credit lines are designed to fit your lifestyle.

Refinancing Options

If you currently have a loan with another lender and are interested in lower rates or better terms, ask us about our refinancing options. We can help streamline your payments and potentially save you money. For personalized assistance and more information about our loan products, feel free to reach out at (734) 676-7000 or visit us at 23670 Telegraph Rd Brownstown MI 48134. We're here to help you navigate your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,869,778 in loans helping members manage their finances effectively. These cards come with competitive interest rates and no collateral required, making them an ideal choice for everyday purchases or unexpected expenses.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the reliability and effectiveness of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers when searching for loans.

Advantage One