Acu Credit Union Abilene TX | Best Auto Loans & Business Banking

Introduction

Welcome to Acu Credit Union, where your financial well-being is our top priority! Located at 701 College Dr, Abilene, TX 79601, we have been serving our community since 1954. With a strong commitment to our members, we pride ourselves on being a trusted partner in your financial journey. At Acu Credit Union, we understand that each of our 880 members has unique needs and aspirations. Our dedicated team, led by CEO Troy Mann and Board President Joe Cardot, works tirelessly to provide personalized service and innovative solutions tailored just for you. We are here to support you with an impressive range of services from checking and savings accounts to auto loans, mortgage options, personal loans, and even business banking solutions. With total assets of $6,358,544 and deposits exceeding $1,194,478, we maintain a solid foundation that empowers us to offer competitive rates and exceptional customer service. Our focus on member satisfaction has allowed us to grow steadily over the years; currently, we hold a net worth of $1,301,495, ensuring your investments are secure with us. Our friendly staff is available during operating hours from 9 AM to 4 PM, Monday through Friday. Whether you're looking for advice on managing your finances or need assistance with loan applications (we have facilitated 288 loans), we're here for you every step of the way. While members can visit us at 701 College Dr, official correspondence should be sent to ACU Box 28041, Abilene, TX 79699-0001. We invite you to explore more about what we can offer by visiting our website at acucreditunion.com. If you have any questions or would like to learn more about how we can assist you today, please don't hesitate to give us a call at 325-674-2486. Join us at Acu Credit Union where community meets financial empowerment!

Branch History & Mission

Community Commitment

Over the years, we've developed strong partnerships within Abilene and the surrounding areas. These collaborations allow us to participate in various community initiatives aimed at improving quality of life for everyone. We believe in giving back and being actively involved in shaping a brighter future for our neighbors. As technology advances, we are continuously working towards enhancing our service offerings while ensuring accessibility for all members. We prioritize ADA compliance and strive for customer-centric initiatives that make banking easier for everyone. Join us at Acu Credit Union and experience firsthand how we put people before profits. Whether you're looking for reliable banking solutions or seeking ways to get involved with your community, we're here to help you every step of the way. Connect with us today by calling (325) 674-2486 or visit our website at Acu Credit Union. Together, let's build a prosperous future!

Our Mission

The mission of Acu goes beyond just banking. We strive to empower our members by offering them the tools they need to achieve their financial goals while also supporting the local community. We believe that when our members succeed, the entire community thrives. This philosophy drives us to engage in outreach efforts that uplift those around us. While members can visit us at 701 College Dr Abilene Tx 79601, official correspondence should be sent to ACU Box 28041, Abilene, TX 79699-0001. Although we do not currently offer ATM or drive-thru services at this location, we ensure easy access to all our services through personalized member assistance.

Branch Location & Accessibility

Welcome to Acu! Conveniently located at 701 College Dr Abilene Tx 79601 in the heart of Abilene, TX, our branch is designed with your banking needs in mind. Whether you're stopping by for a quick transaction or seeking guidance on financial products, our friendly staff is here to help. While you can visit us at 701 College Dr Abilene Tx 79601, please note that official correspondence should be directed to our mailing address: ACU Box 28041, Abilene, TX 79699-0001. This way, you can ensure your documents reach the right place without any delays. Finding us is easy! We are situated near notable landmarks that make it simple to locate our branch. Plus, we offer accessible parking options and are fully ADA compliant, ensuring everyone can access our services comfortably. Our operating hours are from 9 AM to 4 PM, Monday through Friday. We know your time is valuable, and we're here during those hours to assist you with everything from personal banking to auto loans and mortgage options. Unfortunately, we currently do not have ATM services or drive-thru banking available. However, our team is ready to provide all necessary services inside the branch. Feel free to give us a call at (325) 674-2486 if you have any questions or need assistance before your visit. We invite you to stop by and discover how Acu can support your financial journey. Your satisfaction is our priority, and we look forward to welcoming you soon!

Member Eligibility

Becoming a member of Acu is like joining a caring family where your financial well-being is our priority. If you live, work, or attend school in the Abilene area, you're likely already eligible to join us! We also welcome members from nearby communities, so don't hesitate to reach out. To learn more about the specific eligibility criteria, feel free to visit our website at . Once you see how easy it is to become part of our community, you'll be eager to open your account. You can start this simple process by giving us a call at (325) 674-2486, and we'll guide you every step of the way. Join Acu today and enjoy personalized service and a range of financial products designed just for you!

Business Banking & Commercial Services

At Acu, we understand that every business has unique needs and dreams. Whether you're a startup looking for your first loan or an established company planning to expand, we're here to support you every step of the way. Our commercial loans are designed with your success in mind, helping you invest in equipment, hire staff, or even open a new location. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services that simplify payment processing. Imagine a busy day at your store; our merchant services ensure that your customers can pay easily and securely, leaving you free to focus on what you do best running your business. Visit us at 701 College Dr Abilene Tx 79601 in Abilene, TX, or call us at (325) 674-2486 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For small business owners, our Business Banking services can support your growth and success. From Merchant Services that simplify payment processing to Business Loans that provide the necessary capital for expansion, we are here to empower your entrepreneurial journey.

Credit Options

Looking to reward yourself while managing expenses? Check out our Credit Cards with Rewards program. Not only do you get the convenience of credit, but you also earn rewards on everyday purchases.

Digital Convenience

In today's fast-paced world, convenience is key. While visiting us in person at Acu is always an option during our operating hours from 9 AM to 4 PM Monday through Friday, we also prioritize digital banking features. Although online banking and mobile payments may not be available right now, we continually strive to enhance access and ease for all our members.

Personal Banking Solutions

Managing your finances shouldn't be complicated. That's why we offer Personal Banking services that include checking and savings accounts tailored to fit your lifestyle. Imagine easily accessing your funds whenever you need them, whether it's for everyday purchases or saving for future goals. Our accounts come with features that help you track your spending and save efficiently. If you're considering a new vehicle, our Auto Loans & Vehicle Financing options can help make that dream car a reality. With competitive rates and flexible terms, financing your next ride has never been easier. You can also explore our Mortgage Loans & Refinancing services, perfect for those looking to buy their first home or refinance an existing mortgage to lower monthly payments. We understand that life can throw unexpected expenses your way, which is why we provide Personal Loans & Debt Consolidation solutions. These loans are designed to help you manage debt more effectively, offering a straightforward path to financial relief.

Your Local Financial Partner

At Acu, we believe in building lasting relationships with our members by providing personalized service every step of the way. Whether you're saving for a vacation or planning for retirement, we're here to guide you towards achieving your financial goals. Ready to take the next step? Give us a call at (325) 674-2486 or visit us at 701 College Dr Abilene Tx 79601 in Abilene, TX! Join the community of satisfied members who trust Acu Credit Union with their financial needs today!

Digital & Online Banking

Key Features

With our online banking platform available at https://www.acucreditunion.com/, you can easily check balances, transfer funds, and manage your accounts without stepping foot into a branch. Even if you're busy with work or family commitments, you can log in 24/7 to take care of your banking needs. For members who prefer going paperless, we offer e-statements, so you can view and download your account statements directly from our secure site. This feature not only helps you keep track of your finances but also contributes to a greener environment by reducing paper waste.

Security and User-Friendliness

Your security is our top priority. Although we currently don't support electronic signatures or mobile payments, rest assured that all transactions through our platform are protected with the latest security measures. Our user-friendly interface makes it simple for anyone to navigate their accounts without any hassle. While we don't yet offer features like person-to-person transfers or a mobile application, we're committed to enhancing our digital services based on member feedback. We know how important these tools are for modern banking, and they may be available in the future. In summary, Acu is dedicated to providing accessible and efficient online banking solutions tailored for you. Visit us today at https://www.acucreditunion.com/ to discover all that we have to offer!

Financial Strength

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Membership Base

Total Share and Deposit Accounts: 865, show a strong and growing member base that trusts us with their finances. This growth illustrates the confidence our community has in the reliability of Acu. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Acu is your trusted partner. Visit us at 701 College Dr Abilene Tx 79601 or call (325) 674-2486 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our $13,310 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $1,210,658 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to adapt and grow while keeping your best interests at heart.

Secure Savings Options

Members' savings are secured through $461,389 in share certificates, offering stable and rewarding financial growth opportunities. While we currently have $0 in money market shares, our commitment to providing beneficial savings options remains steadfast.

Solid Financial Health

With a net worth of $1,301,495, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,047 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $150 in used auto loans and $3,307,337 in total loans and leases. This flexibility helps you achieve your dreams whether it's buying a new car or securing funds for other needs.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,959,227 in used vehicle loans and $761,427 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that suit your budget, making it easier for you to drive away in the vehicle you want.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have any Junior Lien 1-4 Family Residential Properties loans totaling $0, we are dedicated to finding solutions that fit your needs. Our team is ready to help you explore various mortgage products that may be available for you.

Refinancing Options

If you're considering refinancing existing loans or exploring eligibility options for different types of financing, our knowledgeable team is here to guide you. We believe in transparency and will walk you through every detail so you can make informed decisions. At Acu, located at 701 College Dr Abilene Tx 79601, Abilene, TX, we pride ourselves on being more than just a lender; we're your financial partner. If you're interested in learning more about our loan offerings or would like personalized assistance, please feel free to give us a call at (325) 674-2486 during our operating hours from 9 AM to 4 PM, Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you navigate your financial journey!

Unsecured Credit Cards

Managing your expenses has never been easier with our unsecured credit card loans. Though our total amount stands at $0, we aim to provide flexible terms that help our members effectively manage their finances without the burden of high-interest rates.

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