Acfcu Amarillo TX Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Acfcu, your trusted financial partner located at 1619 Pecos St, Amarillo, TX 79102. Since our establishment in 1945, we've dedicated ourselves to serving our community with a commitment to reliability and trust. With over 27,000 members, we take pride in our ability to provide personalized banking services tailored to meet the unique needs of each individual and business. At Acfcu, we understand that every member is different. That's why we offer a variety of services including checking and savings accounts, auto loans, mortgage loans, and personal loans. Our total assets have grown to an impressive $291,074,850, demonstrating our stability and strength in the financial sector. We currently manage total deposits of $2,070,852, providing peace of mind for our members who trust us with their finances. Under the leadership of our CEO, Scott Rose, and Board President, Bob Miller, our team of 90 dedicated employees works tirelessly to ensure that you receive exceptional service every time you visit us or reach out for assistance. Whether you're looking for help with financing a new vehicle or need advice on saving for the future, we're here to support you every step of the way. While members can visit us at our branch location for all your banking needs, official correspondence should be sent to our mailing address at PO Box 2026, Amarillo, TX 79105. If you're ready to explore what we have to offer or if you have any questions about your account, don't hesitate to give us a call at 806-358-7561. We look forward to helping you achieve your financial goals! For more information about our services and how we can assist you further, please visit our website at Acfcu.

Branch History & Mission

Community Commitment

We take pride in being more than just a credit union; we are a part of the fabric of Amarillo. Our outreach efforts include partnerships with local organizations and initiatives aimed at improving the lives of those around us. Whether it's financial literacy workshops or sponsoring community events, we are here to uplift and support our neighbors. With total assets amounting to $291,074,850, we are well-positioned to continue serving your needs effectively and sustainably. Our operating hours are designed for your convenience: Lobby Hours are Monday through Friday from 9:00 AM to 5:00 PM, while Drive Up Hours run from 7:30 AM to 6:00 PM. Join us at Acfcu today and experience firsthand the benefits that come with being part of a supportive financial family committed to your success! For any inquiries, feel free to reach out at (806) 358-7561 or visit our website at https://www.acfcu.org/. Let's build a brighter future together!

Our Mission

At Acfcu, our mission is clear: We are dedicated to empowering our members through exceptional financial services while fostering community growth and well-being. We believe that when our members thrive, so does our entire community. This commitment drives us to offer a wide range of services, including personal banking options like checking and savings accounts, auto loans, mortgage financing, and more. We also support small businesses with tailored banking solutions. As we evolve with changing times, we embrace digital advancements that make banking easier for you. Our online banking platform allows for smooth transactions from the comfort of your home, while mobile payment options keep you connected on the go. We are proud to ensure ADA compliance across all our services, making them accessible to everyone.

Branch Location & Accessibility

Welcome to Acfcu! Conveniently located at 1619 Pecos St Amarillo Tx 79102 in the heart of Amarillo, TX, we're here to serve your banking needs with a friendly smile. Our branch is nestled near popular spots, making it easy for you to stop by while running errands or enjoying your day out. While members can visit us at 1619 Pecos St Amarillo Tx 79102, official correspondence should be sent to our mailing address at PO Box 2026, Amarillo, TX 79105. We prioritize accessibility for everyone; our location is ADA-compliant, featuring ramps and designated parking to ensure ease of access for all our visitors. At Acfcu, we know your time is valuable. That's why we offer flexible operating hours: our lobby is open Monday through Friday from 9:00 AM to 5:00 PM, while our drive-up service is available earlier from 7:30 AM until 6:00 PM on weekdays. Whether you need assistance with personal banking, auto loans, mortgage services, or business banking, our dedicated team is ready to help you during these hours. Although we don't have an ATM on-site or a drive-thru service, we proudly participate in shared services that allow partner credit union members to conduct basic transactions like deposits and withdrawals. This means you can access a broader range of services without any hassle. If you have questions or need assistance, feel free to call us at (806) 358-7561. We invite you to visit us soon and discover how Acfcu can help you reach your financial goals!

Member Eligibility

At Acfcu, we believe that everyone deserves a chance to join our supportive community. Becoming a member is easier than you might think! If you live, work, or worship in the Amarillo area, you're likely eligible to join us. We welcome individuals and families who want to take control of their financial future. For more detailed information on eligibility criteria, feel free to visit our website at http://www.acfcu.org/new-folder-2. Joining Acfcu comes with fantastic benefits, including personalized service, competitive rates on loans, and access to a wide range of financial products tailored just for you. Ready to take the next step? Opening an account is simple! Just give us a call at (806) 358-7561 or stop by our branch located at 1619 Pecos St Amarillo Tx 79102 during our lobby hours from 9:00 AM to 5:00 PM, Monday through Friday. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions.

Merchant Services

Imagine having a partner who makes it easy for you to accept payments from your customers. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. With user-friendly payment solutions, you can enhance customer satisfaction and streamline your operations. Whether you're starting out or looking to expand, Acfcu at 1619 Pecos St Amarillo Tx 79102 in Amarillo, TX is here to help you every step of the way. Reach out today at (806) 358-7561 to learn more about how we can support your business journey!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? We offer competitive auto loans and vehicle financing options that can help get you behind the wheel without breaking the bank. Our team will work with you to find a loan that fits your budget and lifestyle.

Business Banking

For entrepreneurs, our business banking services include merchant services and business loans to support your growth. We're committed to helping local businesses thrive with personalized service and tailored solutions.

Credit Cards with Rewards

Our credit cards with rewards allow you to earn points on everyday purchases. Whether you're planning a vacation or just want cash back on groceries, these cards provide great benefits that can enhance your spending power.

Mortgage Loans & Refinancing

When it's time to buy your dream home or refinance an existing mortgage, look no further than our mortgage loans and refinancing services. We understand that this is one of the biggest financial decisions you'll make, so we're here to guide you through every step of the process.

Personal Banking

Our personal banking services include checking and savings accounts tailored to fit your lifestyle. If you're looking for convenience, our online and mobile banking options make managing your finances easy. You can check your balance, transfer funds, and pay bills from anywhere perfect for those on the go!

Personal Loans & Debt Consolidation

If you're dealing with unexpected expenses or looking to simplify your finances, consider our personal loans and debt consolidation options. We can help create a plan that makes sense for you, providing relief and peace of mind.

Shared Branching Services

We also participate in shared branching services, allowing members of partner credit unions to conduct basic transactions like deposits and withdrawals at our location. This means more convenience for you when managing your accounts. At Acfcu, we pride ourselves on being accessible and supportive. Our branch is open Monday through Friday, with lobby hours from 9:00 AM to 5:00 PM and drive-up hours from 7:30 AM to 6:00 PM for added convenience. If you have any questions or need assistance, don't hesitate to call us at (806) 358-7561. Ready to take the next step? Visit us at Home Loan Center, where we're excited to help you achieve all your financial goals!

Digital & Online Banking

Access Your Accounts Anytime

With our 24/7 online banking services available at https://www.acfcu.org/, you can check your account balance, pay bills, and transfer money all with just a few clicks. Our platform is designed to be straightforward and intuitive, so you can navigate through your financial tasks without any hassle.

Go Paperless with E-Statements

Say goodbye to cluttered mailboxes! With e-statements available, you can receive your account statements electronically. This not only keeps your information safe but also makes it easier to track your finances. Plus, if you prefer a paperless approach, our electronic signature authorization feature allows for quick and secure document signing right from your device.

Make Payments with Ease

Enjoy the convenience of mobile payments and person-to-person transfers. Need to send money to a friend? With just a few taps on our mobile application also available for download you can quickly transfer funds without any fuss. And if you're out shopping or dining, make payments using your phone effortlessly.

Stay Connected On-the-Go

Our mobile application brings all the power of online banking directly to your smartphone. It's perfect for checking balances, making deposits, or even managing alerts while you're busy. You'll have real-time access to your accounts wherever you are! At Acfcu, we prioritize both convenience and security in every service we offer. Embrace the future of banking today with our digital tools designed just for you!

Financial Strength

A Solid Foundation

With a net worth of $25,105,114, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $860 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Continuous Growth and Support

Our commitment to growth is reflected in our $24,100,114 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $12,880 in used auto loans and $219,711,415 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Centric Resources

Members' savings are secured through $92,214,536 in share certificates and $12,915,161 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 88 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Trust Built Through Community

With a growing member base of 66,791, it's clear that more individuals trust us with their finances every day. Our net shares (funds available for lending and investments) stand at $0, showcasing our capacity to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Acfcu is your trusted partner. Visit us at 1619 Pecos St Amarillo Tx 79102 or call (806) 358-7561 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $102,491,007 in used vehicle loans and $27,227,761 in new vehicle loans already helping members get on the road. We cater to all types of vehicle financing needs, ensuring you have access to affordable options whether you're purchasing a brand-new model or a reliable used car.

Contact Us

Ready to take the next step? Reach out to us at (806) 358-7561 or visit us at 1619 Pecos St Amarillo Tx 79102, Amarillo, TX. Our friendly staff is ready to assist you with any questions you may have about our loan products and how they can benefit you. For performance insights and financial data, please visit the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Acfcu, we're dedicated to supporting your financial journey with transparent lending practices and an array of products tailored just for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $27,390,294, make buying or refinancing simple. We provide personalized support throughout the process, making it easier for you to navigate the complexities of home financing.

Personal Loans and Credit Lines

For those looking for more flexibility, our unsecured credit card loans stand at $0, offering you a reliable way to manage everyday expenses without the burden of high-interest rates. Additionally, our total credit lines amounting to $149,844,686 help members cover unforeseen costs while keeping their finances stable.

Refinancing Options

If you're considering refinancing any existing loans, our team is here to guide you through available eligibility options that could lower your monthly payments or reduce your interest rates. It's always wise to explore these possibilities as they can lead to substantial savings over time.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in the options presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. This means users receive unbiased results without hidden agendas. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly and efficiently. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective the platform can be in helping individuals save money while making important financial choices. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers tailored to their financial needs. By prioritizing verified data, LendMesh helps users navigate the often confusing world of loans with confidence.

Acfcu