Access Credit Union Bristol PA | Best Auto Loans & Business Banking

Introduction

Welcome to Access Credit Union, your trusted financial partner in Bristol, PA. Established in 1972, we have proudly served our community for over 50 years, building a strong foundation of trust and reliability. Located at 23 Commerce Cir, Bristol, PA 19007, our branch is dedicated to providing personalized banking solutions tailored to meet your unique needs. At Access Credit Union, we believe that a strong community is built on solid relationships. With a membership base of 4,373 individuals and total assets reaching an impressive $66,575,599, we are committed to helping you achieve your financial goals. Our offerings range from personal banking services such as checking and savings accounts to auto loans, mortgages, and credit cards with rewards. Whether you're looking for financing options or simple day-to-day banking services, we are here for you. Led by our dedicated CEO, Stephen Cordisco, and Board President Maxine Kunyczka, our team of 11 employees works tirelessly to provide exceptional service. We understand that every member's needs are different, which is why we offer a variety of financial products designed just for you. With total deposits amounting to $7,425,019 and a net worth of $7,644,333, you can trust that your money is in good hands. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: 23 Commerce Circle, Bristol, PA 19007. We invite you to explore our website at Access Credit Union for more information about our services or call us at 215-788-0411 during our business hours: Monday through Wednesday from 8 AM to 5 PM and Thursday through Friday from 8 AM to 6 PM; Saturday from 8 AM to 12 PM. Join us today and experience the difference that comes with being part of Access Credit Union!

Branch History & Mission

Community Engagement

Our dedication goes beyond just banking; it's about building strong relationships within the community. Over the years, we've partnered with various local organizations to support initiatives that uplift Bristol and its residents. We actively participate in outreach programs designed to help those in need and promote financial literacy among all age groups. As we continue to grow and adapt to changing times embracing digital advancements like online banking and mobile applications our core values remain unchanged. We are here for you today as much as we were back in 1972. Join us at Access Credit Union and experience firsthand how we can make a difference in your financial journey. Together, let's build a brighter future! If you have any questions or would like more information about becoming a member, please don't hesitate to call us at 215-788-0411 or visit our website at accessmycu.org.

Our Mission

At Access Credit Union, our mission is simple yet powerful: to improve the financial well-being of our members while fostering a sense of community. We understand that life can be unpredictable, which is why we offer personalized financial solutions that empower individuals and families to achieve their goals. Whether you're looking for checking and savings accounts or need help with debt consolidation and credit card options with rewards, we've got you covered. We believe in making banking accessible for everyone. That's why we offer an ATM on-site and provide drive-thru banking services for those who prefer quick transactions without leaving their vehicles. Additionally, we're proud to be ADA compliant, ensuring that all members of our community can access our services comfortably.

Branch Location & Accessibility

Convenient Features

Parking is readily available right outside our doors, ensuring that you can pop in with ease. For our members who may require additional assistance, we are committed to accessibility and have features like ramps for ADA compliance.

Get in Touch

If you have any questions or need assistance, feel free to call us at 215-788-0411. We're excited to help you achieve your financial goals! While members can visit us at 23 Commerce Cir Bristol Pa 19007, official correspondence should be sent to 23 Commerce Circle, Bristol, PA 19007. Come see us today at Access Credit Union where friendly service meets financial expertise!

Services Tailored Just for You

At Access Credit Union, we offer a wide range of services designed to support your financial journey. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Need a quick transaction? Enjoy the convenience of our drive-thru banking service for deposits and withdrawals without leaving your car. And yes, we also have an ATM available for quick cash access.

Visit Us During Our Operating Hours

We pride ourselves on being accessible when you need us most. Our lobby hours are from 8 AM to 5 PM Monday through Wednesday and extend until 6 PM on Thursdays and Fridays. Plus, if you're looking to get things done on Saturday, we're open from 8 AM until noon!

Member Eligibility

At Access, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Bristol area, you're likely eligible to join us. We also extend our membership to immediate family members of current members, which makes it easy for you and your loved ones to benefit from our services together. Joining Access not only opens the door to personalized banking solutions but also connects you with a team dedicated to your financial well-being. To learn more about the specific eligibility criteria, feel free to visit our website at . Opening an account is just as straightforward! You can get started by visiting us at our branch located at 23 Commerce Cir Bristol Pa 19007 or give us a call at (215) 788-0411 if you have any questions. We're here to help make your transition into membership as smooth as possible!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $17 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $741,790, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But we don't stop at loans. Our merchant services are designed to make transactions easier, allowing you to focus on what matters most growing your business. Imagine being able to accept payments seamlessly, whether in-store or online, enhancing customer satisfaction and increasing sales. Located conveniently at 23 Commerce Cir Bristol Pa 19007, Bristol, PA, our team is here to help you navigate the financial landscape with ease. Connect with us today at (215) 788-0411 to discover how we can support your business ambitions!

Comprehensive List Of Services

Banking on the Go

In today's fast-paced world, having access to your finances anytime, anywhere is essential. That's where our online and mobile banking solutions shine. You can check balances, pay bills, and transfer funds right from your smartphone or computer. Plus, if you prefer cash transactions, we have ATM and cash withdrawal services available for added convenience.

Loans Tailored to Your Needs

Life can bring unexpected expenses, which is why we offer personal loans and debt consolidation options that make it easier for you to manage payments without stress. With our credit cards featuring rewards programs, every purchase can earn you points towards exciting benefits. For business owners, our business banking services include merchant services and business loans designed to support your entrepreneurial journey.

Personal Banking Made Easy

Our personal banking services cater to everyone, whether you're saving for a dream vacation or managing everyday expenses. We offer checking and savings accounts that come with no hidden fees, making it easy for you to keep track of your finances. For those considering purchasing a new vehicle, our auto loans and vehicle financing options provide flexible terms to fit your budget. If you're thinking about buying a home, our mortgage loans and refinancing services can help you navigate the process smoothly.

Quick Transactions with Drive-Thru Services

Sometimes, you just need a quick transaction without stepping inside the branch. Our basic drive-thru banking allows for deposits, withdrawals, and simple transactions without hassle. Additionally, our ATM facilities offer easy access for withdrawals and balance checks whenever you need them. At Access, we pride ourselves on being more than just a credit union; we're your financial partner ready to help you every step of the way. Explore how these services can meet your specific needs by visiting us or calling us at (215) 788-0411 today! We look forward to serving you at Access Credit Union!

Digital & Online Banking

Key Features

Our 24/7 online banking services let you access your accounts anytime, anywhere. Whether you need to check balances, transfer funds, or pay bills, you can do it all with just a few clicks. Plus, with e-statements, you'll receive your account statements electronically, making it easy to stay organized and reduce paper clutter. For those who prefer using their smartphones, our mobile application provides a user-friendly experience that keeps you connected on the go. While we currently don't offer mobile payments or person-to-person transfers, our app allows you to manage your accounts with ease and efficiency.

Security and Ease of Use

Your security is our top priority. We utilize advanced security measures to ensure that your personal information remains protected while you bank online. You can also take advantage of electronic signature authorization, which simplifies processes like loan applications without compromising safety. We believe that banking should be simple and accessible for everyone. Our platform is designed to be intuitive, so whether you're tech-savvy or just getting started with online banking, you'll find it easy to navigate and use. In summary, Access offers robust digital banking options that empower you to manage your finances conveniently and securely from home or wherever life takes you. Visit us today at https://www.accessmycu.org/ and discover how our services can simplify your banking experience!

Financial Strength

Dedicated Team

We also take pride in having 9 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is dedicated to making your banking experience smooth and supportive.

Focused on Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This focus allows us to enhance the overall value you receive as part of our community.

Growing Member Base

Total Share Accounts stand at 8,930, showing a strong and growing member base that trusts us with their finances. This trust is invaluable as it fuels our ability to grow together as a community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Access is your trusted partner. Visit us at 23 Commerce Cir Bristol Pa 19007 or call (215) 788-0411 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $124 in used auto loans and $34,429,423 in total loans and leases. Whether you're looking for a vehicle or other financing solutions, we're here to help make it happen.

Operational Efficiency

Our commitment to operational efficiency is highlighted by our $318,750, enabling us to continue offering competitive loan rates and solid financial products for our members. Each year, we strive to improve and adapt our services based on your needs.

Reinvestment for Growth

With $7,088,042 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This ongoing investment reflects our dedication to your financial well-being.

Secure Savings Options

Members' savings are secured through $11,160,889 in share certificates and $1,175,699 in money market shares, offering stable and rewarding financial growth opportunities. This commitment to securing your investments means you can save with confidence.

Strong Financial Health

With a net worth of $7,644,333, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,144 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,805,975 in used vehicle loans and $1,501,959 in new vehicle loans already helping members get on the road. Whether you are looking for financing for a new or used vehicle, we have competitive rates tailored just for you.

Business Financing

For business owners, our outstanding commercial loans totaling $741,790 provide the capital needed to grow and expand your enterprise. We understand that running a business comes with its own set of challenges, and we're here to help you navigate through them with tailored financial solutions. We also provide refinancing options and eligibility assessments for all our loan products. If you're interested in exploring how Access can help you manage your finances better, don't hesitate to contact us or visit our website at Access Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Access, our aim is to provide you with reliable financial solutions that suit your lifestyle and help you thrive financially. Let's work together towards your goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $714,872, giving you the flexibility and support needed to make your dream home a reality.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $1,874,607 in loans helping members manage their finances effectively. This can be an excellent option if you're looking to consolidate debt or cover unexpected costs.

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