Access Credit Union Sherrill NY | Basic Drive-Thru & ATM Services

Introduction

Welcome to Access, your trusted financial partner located at 390 W Seneca St, Sherrill, NY 13461. Since our establishment in 1947, we've proudly served our community, growing to a membership of over 23,000 members. With total assets exceeding $265 million and deposits amounting to $18,549,721, we are committed to providing you with the best financial services tailored to your needs. At Access, we understand the importance of reliable banking solutions. Our dedicated team, led by CEO Thomas Owens and Board President S. Leo Angelicola, is here to support you every step of the way. Whether you're looking for loans or savings options, our experienced staff is ready to assist you with personalized service that sets us apart from traditional banks. We also take pride in our strong financial foundation, highlighted by a net worth of $25,491,278 and total loans of 8,409. This stability allows us to offer competitive rates and exceptional products that benefit our members directly. While members can visit us at our branch location for all their banking needs ranging from basic ATM services to simple drive-thru transactions official correspondence should be sent to our mailing address at 390 W Seneca St, Sherrill, NY 13461. Ready to experience the difference? Contact us today at 315-693-0035 or explore more about what we offer at our website. Join us on this journey toward achieving your financial goals!

Branch History & Mission

Our Mission

At Access, we believe that everyone deserves the opportunity to achieve their financial goals. Our mission is not only to provide superior financial products but also to foster a sense of belonging and support within the community. We strive to make banking accessible for all by offering competitive rates and member-focused services tailored to individual needs. We understand that financial literacy is crucial for success. That's why we actively engage in community outreach initiatives aimed at educating members on budgeting, saving, and responsible borrowing. Through partnerships with local organizations and schools, we work tirelessly to create a brighter financial future for everyone in Sherrill. While members can visit us at 390 W Seneca St Sherrill Ny 13461, official correspondence should be sent to 390 W Seneca St, Sherrill, NY 13461. Our doors are open Monday through Friday from 8:30 AM to 5:00 PM, making it easy for you to connect with us whenever you need assistance. You can reach us at (315) 693-0035 for any inquiries or support. As we look ahead, Access remains committed to embracing digital advancements while ensuring ADA compliance so that all members can benefit from our services online. We invite you to join our credit union family and experience firsthand the genuine care and commitment that set us apart. Become part of something greater; together, we can achieve your financial dreams!

Branch Location & Accessibility

Accessibility Features

At Access, we prioritize making your visit as comfortable as possible. Our branch is fully ADA compliant, featuring ramps and spacious areas for easy navigation. Whether you're stopping by for a quick deposit or a more involved financial discussion, you'll find our environment accommodating and friendly.

Operating Hours

We understand that life can be busy, which is why our lobby hours are designed to fit your schedule. Join us Monday through Friday from 8:30 AM to 5:00 PM. Need to make a quick transaction? Our drive-thru service is available for deposits, withdrawals, and simple transactions making it easier than ever to bank on the go.

Services Offered

At our Sherrill Office, we provide essential services tailored to meet your needs. Enjoy the convenience of ATM access right at the branch for cash withdrawals and balance checks. If you're looking for personal assistance or have questions about your account, feel free to call us at 315-693-0035. While members can visit us at 390 W Seneca St for all their banking needs, official correspondence should be sent to the same address. We invite you to come in and discover how Access can help you reach your financial goals! Whether you're already a member or considering joining us, we look forward to welcoming you soon!

Member Eligibility

At Access, we believe that becoming a member means joining a caring community that supports your financial journey. If you're looking to open an account with us, you'll be happy to know that eligibility is designed to be welcoming and straightforward. Generally, membership is available to anyone who lives, works, worships, or attends school in the local area. This means if you're part of our vibrant community here in Sherrill, NY, you likely qualify! To get the full scoop on eligibility criteria, feel free to check out our detailed guide at . Opening an account with us is just as easy as meeting the eligibility requirements. Simply visit our online application portal at https://app.loanspq.com/apply .aspx ?lenderref=accessfcu09252020&list=xasa1s2s1b2bst to start the process today. If you have any questions or need assistance along the way, don't hesitate to reach out by calling us at (315) 693-0035. We're excited to welcome you into our Access family and look forward to helping you achieve your financial goals right here at 390 W Seneca St, Sherrill, NY 13461!

Business Banking & Commercial Services

Merchant Services That Matter

When it comes to daily operations, having the right tools can make all the difference. Our merchant services simplify payment processing, enabling you to focus on what you do best running your business. Imagine accepting payments seamlessly from customers without the hassle of complicated systems. With Access's support, you can enhance customer experiences while boosting your bottom line. Whether you're looking for flexible financing options or efficient payment solutions, Access is here to help your business grow. Visit us today or contact us at (315) 693-0035 to learn more about how we can assist you!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $298 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $16,669,704, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Commitment to Convenience

We know life gets busy, which is why we've streamlined our services for easy access. With basic ATM access and drive-thru services, managing your money becomes a hassle-free part of your day. Whether you're on your way to work or running errands, stopping by Access means you won't have to rearrange your schedule for banking tasks.

Personal Banking Made Easy

Whether you're making a quick deposit or withdrawing cash, our Basic Drive-Thru Banking services ensure you can handle simple transactions conveniently. Need access to your funds outside of business hours? Our ATM Services allow you to make withdrawals and check balances anytime, giving you peace of mind that your money is always within reach.

Ready When You Are

Our branch operates during convenient hours, open from 8:30 AM to 5:00 PM on weekdays. This ensures that whether you're an early bird or prefer after-work visits, there's always a time that works for you. Plus, with our dedicated team ready to assist you over the phone at (315) 693-0035, help is just a call away. As a member-focused credit union, we are dedicated to providing services that matter most to you. We invite you to visit us at Access and discover how we can support your financial journey together. For more information about our offerings or to get started today, don't hesitate to contact us or visit our website at https://www.accessfcu.org/home/home . Your financial well-being is our priority!

Seamless Digital Access

In today's fast-paced world, we recognize the importance of digital banking. At Sherrill Office, we offer user-friendly online banking options that empower you to manage your accounts from anywhere. Check your balances, transfer funds, and review transaction history all at the touch of a button.

Digital & Online Banking

Convenient Features

Security is our top priority. We provide electronic signature authorization, so you can sign documents securely online without any hassle. E-statements are also available, helping you stay organized while reducing paper clutter. If you're always on the move, our mobile application makes it even easier to access your accounts whenever you need.

Mobile Payments and Transfers

For those who prefer contactless transactions, our mobile payments feature allows you to make purchases with your smartphone quickly and safely. While person-to-person transfers aren't currently offered, we're committed to providing innovative solutions to help you manage your money effectively. In short, whether you're checking your balance or making payments, our digital banking services at Access are designed to give you control over your finances in a secure and convenient way. Experience the ease of banking with us today!

Online Banking Services

With our 24/7 online banking services available at https://www.accessfcu.org/home/home , you can check balances, transfer funds, and pay bills from the comfort of your home or on the go. Our platform is designed for ease of use, allowing you to navigate with confidence. Plus, if you're ever unsure about something, our support team is just a phone call away at (315) 693-0035.

Financial Strength

At Access, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is robust, allowing us to provide you with the best possible services. With a net worth of $25,491,278, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $960 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $40,675,210 in share certificates and $13,610,859 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $22,963,096 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $1,853 in used auto loans and $149,908,546 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $2,423,094 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 41 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 43,768, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Access is your trusted partner. Visit us at 390 W Seneca St Sherrill Ny 13461 or call (315) 693-0035 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Additional Financing Solutions

For business owners, our outstanding commercial loans totaling $16,669,704 provide the capital needed to grow and expand your business operations. If you're interested in lines of credit, we also have a total of $16,000,000 available for credit lines. If you're considering refinancing any of these options or want to learn more about eligibility requirements for our loan products, please don't hesitate to reach out. You can contact us at 315-693-0035 during our operating hours from 8:30 AM to 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Access, we strive to support our members with tailored financial solutions that meet their unique needs.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $24,259,221 in used vehicle loans and $33,078,332 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates for both new and used vehicles.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,526,634, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to assist you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,941,809 in loans helping members manage their finances effectively. These cards come with no collateral requirements and are perfect for those who want to keep their spending in check while building their credit.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means you can trust that the loan offers you see are fair and transparent. - Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in your options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can confidently compare and choose the best rates available. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Ready to take control of your loan search? Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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