802 Credit Union White River Junction VT

Introduction

Welcome to 802, your trusted financial partner located at 1285 Va Cutoff Rd, White River Junction, VT 05001. Since our establishment in 1953, we have proudly served our community with a commitment to excellence and member satisfaction. With over 37,000 members and total assets exceeding $403 million, we are dedicated to providing personalized banking solutions that meet your needs. At 802, we believe in the power of community. Our mission is not just about numbers; it's about enhancing lives through financial empowerment. With a strong net worth of $47,856,559 and cash in hand totaling $1,053,772, we stand ready to support you on your financial journey. We offer a range of services, including loans over 17,689 loans and leases granted tailored to help you achieve your goals. Our leadership team, headed by CEO Sean Gammon and Board President Jeff Mobus, is passionate about fostering a supportive environment for all members. We employ a dedicated staff of 111 employees, ensuring that every visit or call is met with expertise and care. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 265 S Main St, Barre, VT 05641-4815. If you're looking for reliable banking services where you're treated like family, give us a call at 802-295-5104 or explore more about our offerings on our website at www.802cu.com. Join us today and experience the difference that comes from being part of the 802 community!

Branch History & Mission

At 802, we take pride in our rich legacy of service and commitment to the community of White River Junction, VT. Established in 1953, our branch has grown alongside the people we serve, evolving from a small credit union into a trusted financial partner for over 37,000 members. Our journey has been marked by milestones that reflect our dedication to providing valuable financial services while fostering community connections. Located at 1285 Va Cutoff Rd, White River Junction, VT 05001, our branch stands as a welcoming hub for members seeking personalized banking experiences. While you can visit us at this address, please note that any official correspondence should be directed to our mailing address at 265 S Main St, Barre, VT 05641-4815. Our mission is straightforward yet impactful: to empower our members with accessible financial solutions that enrich their lives and strengthen our community. We believe in the power of collaboration and actively engage in outreach efforts to support local initiatives. Through partnerships with various organizations, we strive to uplift those around us, ensuring that everyone has the opportunity to thrive financially. As we continue to innovate, we've embraced digital advancements that enhance convenience for our members. Our offerings include online banking and mobile applications designed to make managing finances easier than ever. We ensure compliance with ADA standards so that all members have access to our services. Looking back on our history, we are proud of what we've achieved: from accumulating over $403 million in total assets to fostering a strong sense of belonging among our membership base. Our team of dedicated staff is committed to providing exceptional service during our operating hours from 9:00 AM to 5:00 PM, Monday through Friday. While we currently do not offer drive-thru or ATM services at this location, we encourage you to explore the full range of benefits available through membership with us. Whether you're looking for loans, savings options, or financial education resources, 802 is here for you every step of the way. Join us today and become part of a community-focused credit union where your financial well-being is our priority. Experience firsthand how 802 can help you achieve your goals and support the community we love. For more information or to get started, give us a call at 802-295-5104 or visit us online at www.802cu.com.

Branch Location & Accessibility

Welcome to 802! Conveniently located at 1285 Va Cutoff Rd White River Junction Vt 05001 in the heart of White River Junction, Vermont, our branch is here to serve you with a friendly smile and a range of financial services. Whether you're a long-time member or new to our community, we invite you to visit us and experience the convenience that our location offers. While members can visit us at 1285 Va Cutoff Rd White River Junction Vt 05001, official correspondence should be sent to our mailing address at 265 S Main St, Barre, VT 05641-4815 if it differs. Situated near local landmarks, finding us is easy! Our location provides ample parking and is equipped with accessibility features to ensure everyone can access our services comfortably. Our lobby hours are designed with your busy schedule in mind; we are open Monday through Friday from 9:00 AM to 5:00 PM. Feel free to stop by during these hours for personalized assistance from our knowledgeable team. If you have questions or need assistance outside of these hours, don't hesitate to give us a call at (802) 295-5104. At 802, we prioritize your banking needs and strive to provide a welcoming atmosphere. Although we do not currently offer ATM services or drive-thru banking, our team is always ready to assist you in person with any banking requests or inquiries. So why wait? Come visit us at 802 today and let us help you achieve your financial goals!

Member Eligibility

Becoming a member of 802 is like joining a close-knit family where your financial well-being is the top priority. If you live, work, or go to school in the area, you're likely eligible to become part of our community. We welcome everyone who shares our values and wants to benefit from our personalized financial services. To ensure you have all the details, we encourage you to check out our eligibility criteria at https://www.802cu.com/become-a-member/. It's straightforward and designed to make you feel included right from the start. Opening an account with us is a simple process that puts you on the path to enjoying exclusive member benefits. Whether you're looking for loans, savings options, or just sound advice, 802 has your back every step of the way. For more information about how to open your account, visit https://www.802cu.com/loans/apply-for-a-loan/, or give us a call at (802) 295-5104 if you have any questions. We're excited to welcome you to our community at 1285 Va Cutoff Rd White River Junction Vt 05001!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $174,173, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In today's fast-paced market, having efficient merchant services can make all the difference. Imagine a scenario where you can easily accept payments from customers, whether they're shopping in-store or online. Our merchant services provide you with reliable payment processing solutions that enhance customer experience and streamline your operations. At 802, we believe in building strong relationships with our local businesses. Whether you're looking for a loan or need help managing your cash flow, we're here to provide the personalized service you deserve. Reach out today at (802) 295-5104 or visit us at 1285 Va Cutoff Rd White River Junction Vt 05001 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Connect With Us

If you're curious about how we can support your financial goals or if you have questions about our ATM services, don't hesitate to reach out! You can contact us at (802) 295-5104 during our operating hours from 9:00 AM to 5:00 PM on weekdays. We're here to help! Join the 802 family today by visiting us or exploring more about membership options online at our website. Experience personalized service that makes banking easier and more rewarding because at 802, you're not just another number; you're part of our community!

Digital Convenience

In today's fast-paced world, managing your finances on-the-go is crucial. That's why we focus on providing digital banking features that fit seamlessly into your lifestyle. Our online banking platform allows you to check balances, transfer funds, and pay bills from the comfort of your home or while out running errands. Imagine sitting on your couch with a cup of coffee and being able to take care of your banking tasks without stepping foot outside.

Everyday Banking Needs

One of the core services we offer is ATM Services Only, allowing you quick and easy access to your funds whenever you need them. Picture this: it's a busy Saturday morning, and you suddenly realize you need cash for that weekend market visit. With our convenient ATM services, you can withdraw cash without any hassle. It's all about making banking simple and accessible for you.

Member-Centric Approach

We understand that every member has unique needs. That's why at 802, we strive to listen and adapt our services accordingly. Whether you're saving for a big purchase, planning for retirement, or simply trying to budget better, our knowledgeable staff is here to guide you through various options available at Former Va Cu Site/branch.

Digital & Online Banking

Conclusion

Digital banking at 802 isn't just about technology; it's about making your life easier. We aim to provide accessible, user-friendly tools that empower you to manage your finances effectively. Join us today and experience the benefits of modern banking!

Key Services

With our online banking platform, you can access your accounts anytime, anywhere. From checking balances to transferring funds, everything is just a few clicks away. And if you prefer to manage your finances through your smartphone, our mobile application is available for easy access right in your pocket. Need to send money to a friend? Our person-to-person transfer feature makes it simple to split bills or pay back loans with just a few taps. Plus, enjoy the added convenience of e-statements, so you can view your statements digitally without the hassle of paper clutter.

Security and Ease of Use

Your security is our priority. With electronic signature authorization available, you can sign important documents safely and securely online. We also ensure that all transactions are protected with top-notch security measures. Our 24/7 online banking services mean you can check your accounts whenever you need to, whether it's early in the morning or late at night. You won't have to worry about rushing during business hours; you're always in control.

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts: 70,608, show a strong and growing member base that trusts us with their finances. This trust empowers us to maintain the quality of service you deserve. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 802 is your trusted partner. Visit us at 1285 Va Cutoff Rd White River Junction Vt 05001 or call (802) 295-5104 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Commitment to Growth and Innovation

With $33,015,009 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $3,873 in used auto loans and $301,560,635 in total loans and leases.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 101 full-time employees and 10 part-time employees who are dedicated to serving you with knowledgeable support.

Secure Savings Opportunities

Members' savings are secured through $50,681,434 in share certificates and $29,071,619 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $47,856,559, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,186 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $60,208,177 in used vehicle loans and $23,387,610 in new vehicle loans already helping members get on the road. We aim to make the process as easy as possible, so you can focus on enjoying your new vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $174,173 provide the capital needed to grow and expand. We recognize the importance of supporting local businesses and are committed to helping them thrive. We invite you to explore all our loan products and find the right one for you. If you're interested in refinancing or would like to learn more about eligibility options, please reach out to us at (802) 295-5104 or visit our website at https://www.802cu.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $45,292,444, make buying or refinancing simple. We are here to guide you through each step, ensuring you feel confident in your decision.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,956,354 in loans helping members manage their finances effectively. Whether you need to consolidate debt or cover unexpected expenses, our credit cards provide a convenient solution.

Loan Aggregator

Benefits of Using LendMesh

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