1st Northern California Credit Union Crockett CA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to 1st Northern California, your trusted credit union nestled in the heart of Crockett, CA at 1420 Pomona St, 94525. Established in 1949, we have proudly served our community for over seven decades, growing into a financial institution that prioritizes its members above all else. With a total membership of 32,319 and assets exceeding $823 million, we are committed to providing personalized banking solutions that cater to your unique needs. At 1st Northern California, we understand that financial health is vital for our members. That's why we offer a variety of services, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. Our focus on community means that every decision we make is geared toward helping you thrive financially. While members can visit us at our convenient branch location, official correspondence should be sent to our mailing address: 1420 Pomona St, Crockett, CA 94525-1132. Our friendly team is here to assist you during our operating hours: Monday through Wednesday from 9:00 AM to 4:00 PM, Thursday from 7:30 AM to 4:00 PM, and Friday from 9:00 AM to 5:00 PM. Led by our dedicated CEO, David Green, and Board President, Stephen Ybarra, our team of 91 employees works diligently to ensure that every member receives the attention they deserve. With a net worth of $89 million and total deposits reaching $45 million, you can trust that your finances are in good hands with us. We invite you to explore how we can help you achieve your financial goals. Whether you're looking for loans or simply want to manage your accounts more efficiently with online banking options, we're here for you! Feel free to call us at 888-387-8632 or visit our website at 1st Northern California for more information. Let's build a brighter financial future together!

Branch History & Mission

Community Commitment

Community outreach is at the heart of what we do. We actively engage in partnerships that support local charities and events aimed at improving life for residents in Crockett and surrounding areas. Whether it's sponsoring educational programs or hosting financial literacy workshops, we believe that investing in our community creates a stronger future for us all. We invite you to join us on this journey. Experience firsthand the benefits of membership at 1st Northern California. Visit us during our operating hours Monday through Wednesday from 9:00 AM to 4:00 PM, Thursday from 7:30 AM to 4:00 PM, and Friday from 9:00 AM to 5:00 PM or give us a call at 888-387-8632. Discover how we can help you achieve your financial goals while making a positive impact in your community! Together, let's build a brighter future!

Our Journey

Nestled at 1420 Pomona St, Crockett, CA 94525, our branch has witnessed tremendous changes in both the local community and the financial landscape. From humble beginnings, we have continuously adapted to meet the needs of our members. Our commitment to providing exceptional service and personalized financial solutions has been a cornerstone of our growth. Our headquarters in nearby Martinez reflects our deep roots in Contra Costa County, and we take pride in being an integral part of this vibrant community. While you can visit us at our branch for all your banking needs, official correspondence should be sent to 1420 Pomona St, Crockett, CA 94525-1132.

Our Mission

At 1st Northern California, our mission is clear: to enhance the financial well-being of our members and the communities we serve. We offer a wide range of services including personal banking, auto loans, mortgage loans, business banking solutions, and more. Our focus goes beyond just numbers; we strive to build lasting relationships with our members and support local initiatives that uplift our community. We are proud to embrace modern banking technologies while ensuring accessibility for everyone. Our digital services include online banking and mobile payments which allow you to manage your finances conveniently from anywhere. We also adhere to ADA compliance standards to ensure all members can access our services without barriers.

Branch Location & Accessibility

Easy Access and Convenience

Our branch is designed with accessibility in mind. We offer ADA-compliant features, ensuring that everyone can comfortably access our services. Parking is available nearby, making your visit hassle-free whether you're popping in for a quick transaction or a more detailed consultation about your financial goals.

Friendly Hours Just for You

We understand that your time is valuable. That's why we've tailored our operating hours for your convenience. Visit us on Monday and Wednesday from 9:00 AM to 4:00 PM, Thursday from 7:30 AM to 4:00 PM, or Friday from 9:00 AM to 5:00 PM. Our team is here during these hours ready to assist you with everything from checking and savings accounts to auto loans and credit cards.

Get in Touch!

We invite you to come visit us! Whether you're looking for banking solutions or simply want to ask questions about membership benefits, our team is eager to help. Feel free to give us a call at 888-387-8632 if you have any inquiries before your visit. We look forward to seeing you soon at the 1st Northern California branch!

Services Tailored to Your Needs

At the 1st Northern California branch, we pride ourselves on offering a variety of services designed to meet the needs of our members. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. While we currently do not offer ATMs or drive-thru services, our friendly staff is always available to help you with cash withdrawals and other transactions directly inside the branch.

Member Eligibility

Becoming a member of 1st Northern California is like joining a close-knit family where your financial well-being is our top priority. If you live, work, or worship in the area, you're already on the path to membership! We welcome individuals from all walks of life and believe that everyone deserves access to affordable banking services. To get started, just visit our website at https://www.1stnorcalcu.org/membership/ for more details on eligibility criteria. You'll find that it's easy and inclusive, designed to ensure everyone has a chance to thrive financially. Once you know you qualify, opening an account is a breeze! Simply reach out to us at (888) 387-8632 or stop by our branch located at 1420 Pomona St Crockett Ca 94525. Our friendly staff will be happy to assist you every step of the way. Join us today and experience the benefits of being part of the 1st Northern California community!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to meet diverse needs. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, our merchant services help streamline your payment processes. Imagine running your business while accepting payments easily from customers be it through card transactions or digital wallets. Our goal is to provide you with tools that not only enhance customer experience but also improve your bottom line. For more information on how we can assist you, visit us at 1420 Pomona St Crockett Ca 94525 or call us at (888) 387-8632. Let's work together to achieve your business goals!

Comprehensive List Of Services

Convenient Access Anytime

With modern banking solutions like ATM and cash withdrawal services, accessing your funds is convenient and hassle-free. We also offer features such as mobile payments and person-to-person transfers so that you can handle transactions easily wherever life takes you. At 1st Northern California, we believe that banking should empower you rather than complicate things. Our dedicated team is always ready to assist you with any questions or concerns. For more information about our services or how we can help meet your financial needs, please call us at 888-387-8632 or visit us online at 1stnorcalcu.org. Take control of your financial future today!

Credit Options That Reward You

Understanding the importance of good credit management, we offer credit cards with rewards that not only help you build credit but also earn you benefits on everyday purchases. From cash back offers to travel points, our credit cards are designed to fit your lifestyle.

Financing Your Dreams

When it comes to making significant purchases like a vehicle or a home, we have you covered. Our auto loans and vehicle financing solutions are flexible and affordable, ensuring that you can drive away in the car you want without breaking the bank. If you're considering buying a house or refinancing your current mortgage, our mortgage loans and refinancing options are here to simplify the process and help you secure the best rates possible. For those unexpected expenses or projects around the house, our personal loans and debt consolidation services provide quick access to cash while helping you manage existing debts more effectively. You can focus on what matters most without worrying about overwhelming payments.

Personal Banking Made Easy

Managing your money should be straightforward and accessible. That's why we offer checking and savings accounts designed to suit various lifestyles. Whether you're saving for a family vacation or simply managing day-to-day expenses, our accounts come with features that make banking easy. Plus, with our online and mobile banking options, you can check balances, transfer funds, and pay bills right from your smartphone.

Supporting Local Businesses

We value our community's growth and success. That's why we provide tailored solutions for local businesses through our business banking services, which include merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your journey.

Digital & Online Banking

Convenient Features for Everyone

Need to send money to a friend? Our person-to-person transfer service makes it quick and hassle-free. Just a few taps on your phone, and you're done! Plus, if you're someone who enjoys shopping or dining out, our mobile payments feature lets you pay directly from your account using your smartphone. At 1st Northern California, we strive to make banking convenient for our members while ensuring top-notch security. Join us today and experience how easy it can be to manage your finances digitally!

Easy Access Anytime, Anywhere

With our 24/7 online banking services available at https://www.1stnorcalcu.org/, you can check your balance, transfer funds, and manage your accounts with just a few clicks. No more waiting in line or rushing to the bank before closing time! Plus, with our mobile application, all of this is right in the palm of your hand.

Secure Transactions Made Simple

Your security is our priority. We provide electronic signature authorization for secure document signing and transactions. This feature allows you to complete paperwork quickly and safely without needing to visit a branch. E-statements are also available, which means you can view your account statements online anytime reducing clutter and helping the environment.

Financial Strength

At 1st Northern California, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a strong commitment to our community and our members, we ensure that your finances are in good hands. With a net worth of $89,703,902, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1089 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $81,969,334 in share certificates and $165,594,437 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $88,716,033 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $34,430,0531 in total loans and leases and 3,472 used auto loans. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 91 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 60,407 show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st Northern California is your trusted partner. Visit us at 1420 Pomona St Crockett Ca 94525 or call 888-387-8632 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Additional Loan Options

In addition to these primary offerings, our total credit lines amount to $134,244,156, giving you access to more resources when needed. If you're a business owner looking for capital to grow and expand, our commercial loan options are here to support you as well. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At 1st Northern California, we're committed to providing transparent services that empower our members. For more information or to discuss which loan product might be right for you, feel free to reach out by calling us at 888-387-8632 or visit us at 1420 Pomona St Crockett CA 94525. Let us help you take the next step towards achieving your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $66,938,518 in used vehicle loans and $72,807,264 in new vehicle loans already helping members get on the road. We provide flexible terms that make it simple for you to finance your next vehicle without breaking the bank.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,456,414, make buying or refinancing simple. We can guide you through the process and help you explore eligibility options to ensure you find a mortgage that fits your budget.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $4,993,227 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards programs designed to enhance your spending power while keeping your finances in check.

Loan Aggregator

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