Southbridge Credit Union Southbridge MA | Convenient ATM Services Only

Introduction

Welcome to Southbridge, your trusted financial partner located at 155 Main St, Southbridge, MA 01550. Since our establishment in 1938, we have proudly served our community and fostered a sense of belonging among our 12,195 members. With total assets amounting to an impressive $214,728,077, we are committed to providing financial solutions that empower individuals and families in Southbridge. At Southbridge, we understand that every member's journey is unique. Whether you're looking for a loan or seeking advice on managing your finances, our dedicated team is here to help. Under the leadership of our CEO, Katherine Theodoss, and Board President, Phil Cyr, we strive to create an inclusive environment where everyone feels valued and supported. Our financial strength is evident with a net worth of $24,597,297 and total deposits reaching $11,038,153. We also offer various loan options tailored to meet your needs; currently, our total loans and leases stand at 16,142. Plus, with over $2,572,574 in cash on hand, we are prepared to assist you when you need it most. While you can visit us at our branch for personalized service, please note that official correspondence should be directed to the same address: 155 Main St, Southbridge, MA 01550. Explore what Southbridge has to offer by visiting our website at southbridgecu.com. Feel free to give us a call at 508-764-1773 if you have any questions or need assistance. We're here for you!

Branch History & Mission

Community Engagement

As part of our mission, we actively engage with local organizations and participate in community outreach efforts. By partnering with various groups in Southbridge, we contribute not only financially but also by volunteering time and resources to uplift those around us. If you're looking for a supportive partner in your financial journey, consider joining Southbridge Credit Union today! Experience firsthand how we can help you achieve your dreams while being part of a vibrant community-focused organization. Visit us at Southbridge Credit Union or call us at 508-764-1773 for more information on how you can become a member. Together, let's make a difference!

Our Journey

Located at 155 Main St, Southbridge, MA 01550, our branch has seen significant milestones throughout the decades. We started with a vision to serve the financial needs of our community, and today, we remain focused on that mission. Over the years, we have expanded our services and adapted to meet the changing needs of our members while fostering strong relationships within the community. While members can visit us at 155 Main St, official correspondence should be sent to 155 Main St, Southbridge, MA 1550. As we continue to grow, we're proud to offer a range of services that prioritize accessibility and customer satisfaction. Though we currently do not provide ATM or drive-thru services, we ensure that our lobby is open for in-person assistance during convenient hours: Monday through Wednesday and Friday from 8:00 AM to 4:00 PM, and Thursday until 6:00 PM.

Our Mission

Our mission at Southbridge is simple yet profound: to empower our members through exceptional financial services while making a positive impact in the community. We strive to provide tailored solutions that help individuals achieve their financial goals be it through personal loans or savings options. Our focus goes beyond numbers; we aim to build lasting relationships and support initiatives that strengthen our local area. Our commitment extends into digital advancements as well. We offer online banking services, mobile applications for easy access on-the-go, and electronic statements to ensure all members can manage their finances efficiently and securely.

Branch Location & Accessibility

Accessibility Features

At Southbridge, we prioritize accessibility for all our members. Our branch is fully ADA compliant, featuring ramps and ample parking options to ensure everyone can access our services without hassle. Whether you're stopping by for a quick question or need assistance with more complex transactions, our team is here to help.

Call to Action

We invite you to come visit us at Southbridge! If you have questions or would like more information before stopping by, feel free to give us a call at 508-764-1773. We look forward to welcoming you into our community and helping you with all your banking needs!

Operating Hours

We know your time is valuable, which is why we offer flexible operating hours to fit your busy schedule. You can visit us Monday, Tuesday, Wednesday, and Friday from 8:00 AM to 4:00 PM, and on Thursdays from 8:00 AM until 6:00 PM. This gives you plenty of options throughout the week to get the service you need when it's convenient for you.

Services Offered

While we currently do not have ATM services or a drive-thru available at this location, we are dedicated to providing excellent in-person service. Our knowledgeable staff is ready to assist with a variety of financial services tailored to meet your needs.

Member Eligibility

Joining the family at Southbridge is more than just opening an account; it's about becoming part of a supportive community that truly cares. If you live, work, worship, or attend school in the area around 155 Main St Southbridge Ma 01550, you're already eligible to become a member! We believe in inclusivity and aim to provide everyone with access to our range of financial services. As a member, you'll enjoy personalized service, competitive rates, and a sense of belonging that larger banks simply can't match. To learn more about the specific eligibility criteria and ensure you're ready to join us, feel free to visit our detailed guidelines at https://www.southbridgecu.com/become-a-member . When you're ready to take the next step, opening your account is straightforward just head over to https://www.southbridgecu.com/apply-for-a-loan/ or give us a call at (508) 764-1773. We can't wait to welcome you into the Southbridge community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $156 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $34,271,722, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine being able to accept payments quickly and efficiently while focusing on what you do best: running your business. Our merchant services make it easy for you to process transactions, manage cash flow, and enhance customer satisfaction. Whether you're a small retail shop or a bustling restaurant in Southbridge, MA, our services are designed to fit your unique needs. Visit us at 155 Main St Southbridge Ma 01550 or give us a call at (508) 764-1773 to learn how our business banking and commercial services can help take your enterprise to the next level.

Comprehensive List Of Services

Banking Made Easy

One of the key features of our offerings at Lending Center/operations is the focus on digital banking. With online banking, you can manage your accounts from the comfort of your home or on the go. You'll have access to check your balances, transfer funds, and pay bills without ever stepping foot in a branch. Our mobile app brings all these services right to your fingertips, allowing you to handle your finances whenever it suits you.

Convenient ATM Services

While we currently offer ATM services only at this location, they play an important role in helping you access your funds whenever you need them. Imagine being able to withdraw cash or check your balance any time of day without waiting in line this is just one way we strive to make your banking experience smooth and convenient.

Join Our Community

Being part of Southbridge means becoming part of a community focused on helping its members thrive financially. If you're not yet a member, we invite you to explore membership options here. In conclusion, whether you're looking for straightforward ATM access or comprehensive support through our digital platforms, Southbridge is here for you every step of the way. We encourage you to visit us at 155 Main St Southbridge Ma 01550 or reach out via phone for any questions about how we can assist with your financial journey. Your satisfaction is our priority!

Personalized Support

We know that sometimes you want to speak with someone directly about your financial goals. That's why our friendly team is always ready to assist. Whether you have questions about our services or need help setting up online banking, feel free to give us a call at (508) 764-1773 during our operating hours: Monday through Wednesday and Friday from 8:00 AM to 4:00 PM, and Thursday from 8:00 AM to 6:00 PM.

Digital & Online Banking

Key Features

With our online banking, you can easily check your account balances, transfer funds, and pay bills with just a few clicks. Our user-friendly mobile application makes it even simpler to manage your finances right from your smartphone. You can also enjoy the ease of person-to-person transfers, allowing you to send money to friends and family quickly and securely. For those who prefer going paperless, we provide e-statements that keep your financial information organized and easily accessible. Plus, with our electronic signature authorization feature, signing documents is a breeze no more printing or mailing necessary!

Security First

We prioritize your security while providing these convenient services. Our platform uses advanced encryption technology to ensure that your personal and financial data remains safe. You can bank with peace of mind knowing that we take your security seriously. At Southbridge, we're committed to making banking as straightforward as possible. With features like mobile payments available at your fingertips, you're always just a tap away from managing your money effectively. Join us today and experience the modern way of banking!

Financial Strength

Commitment to Excellence

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 42 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share and Deposit Accounts: 25,079, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $815,401. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southbridge is your trusted partner. Visit us at 155 Main St Southbridge Ma 01550 or call (508) 764-1773 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $46,230,629 in share certificates and $18,172,374 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Benefit

With $24,012,631 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is robust; with $1,639 in used auto loans and $177,088,922 in total loans and leases, we support members' financial goals across various sectors.

Strong Financial Health

With a net worth of $24,597,297, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,142 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,186,995 in used vehicle loans and $3,454,081 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our flexible terms can accommodate various budgets.

Business Financing

For business owners, our outstanding commercial loans totaling $34,271,722 provide the capital needed to grow and expand your business. We work closely with you to understand your business needs and tailor financing solutions accordingly.

Credit Options

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Whether you need extra funds for unexpected expenses or want to consolidate debt, our credit options are here to support you. If you're considering refinancing any of these loans, we encourage you to reach out for more information about eligibility options that may be available to you. Visit us at 155 Main St Southbridge Ma 01550 in Southbridge, MA, or call us at (508) 764-1773 to learn more about how we can assist you with your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's take the next step together!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,476,178, make buying or refinancing simple. We pride ourselves on providing competitive rates and personalized service to guide you through the home-buying process.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing ensures that users receive fair and transparent offers without hidden fees or misleading information.

SOUTHBRIDGE CREDIT UNION - Southbridge, MA