Public Employees Credit Union Austin TX | Best Auto Loans & Checking

Introduction

Welcome to Public Employees, your trusted partner in financial services since 1952! Located at 8013 Centre Park Dr, Austin, TX 78754, we are proud to serve a community of over 22,333 members. With total assets exceeding $422,959,049 and a commitment to providing personalized banking solutions, our team is dedicated to supporting your financial journey. At Public Employees, we understand that each member's needs are unique. That's why we offer a variety of services including personal banking accounts, auto loans, mortgage options, and business banking solutions. Whether you're looking for a straightforward checking account or seeking assistance with debt consolidation, our experienced staff is here to guide you every step of the way. While members can visit us at our branch location in Austin, official correspondence should be sent to PO Box 2205, Austin, TX 78768-2205. Our friendly team is available to assist you during our lobby hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM. Led by our CEO Gary Whitcomb and Board President Claire McGuinness, we take pride in fostering a supportive environment where our members feel valued and empowered. With a focus on community impact and member satisfaction, we have built a solid foundation based on trust and reliability. With $72,034,535 in total deposits and an impressive net worth of $55,449,606, Public Employees continues to thrive as a safe place for your savings. We also maintain a healthy cash reserve of $1,890,032, ensuring we are well-prepared to meet your needs. So why wait? Visit us today or call us at 512-474-1955 to learn more about how we can help you achieve your financial goals. Experience the difference with Public Employees where you're not just a number; you're part of our family!

Branch History & Mission

Community Engagement

Beyond banking, we believe in giving back. We actively engage with local organizations and participate in community outreach efforts designed to improve the lives of those around us. Partnerships with local schools and charities allow us to contribute positively to our neighborhoods and foster growth within the community.

Experience the Benefits

We invite you to experience all that Public Employees has to offer. With drive-thru services available for quick transactions and an ATM on-site for easy access to cash, your banking needs are met with convenience in mind. Our operating hours are designed to fit your schedule: Lobby hours are Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM. Join us today at Public Employees! Discover how we can assist you in achieving your financial goals while being part of a community-focused organization that truly cares about its members. For inquiries or assistance, feel free to call us at 512-474-1955. Let's embark on this journey together!

Our Mission

Our mission at Public Employees is simple yet powerful: to empower our members through accessible financial services while actively contributing to the well-being of the community. We aim to provide personalized service that meets the diverse needs of our members. Whether you need assistance with managing your savings or guidance on securing a loan, our knowledgeable team is here to help. While members can visit us at 8013 Centre Park Dr Austin Tx 78754, official correspondence should be sent to PO Box 2205, Austin, TX 78768-2205. Our branch is equipped with modern digital advancements such as online banking and mobile applications, ensuring that your banking experience is convenient and secure. We are also ADA compliant and strive to make our services accessible to everyone.

Branch Location & Accessibility

Convenient Access and Features

At the Walnut Creek Office, we understand that accessibility is key. Our branch features parking options right outside for your convenience. We are also equipped with ADA-compliant ramps to ensure everyone can access our services without any hassle. For those who prefer to bank on-the-go, we offer an ATM on-site as well as drive-thru banking for quick transactions like deposits and withdrawals.

Operating Hours That Fit Your Schedule

We know that life can get busy! That's why our lobby hours are designed to accommodate your schedule: we're open Monday through Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. If you need to visit us for drive-thru services, we welcome you Monday through Friday from 7 AM to 6 PM, and Saturday from 9 AM to 1 PM. Feel free to reach out at 512-474-1955 if you have any questions about our hours or services.

Services Tailored Just for You

Our Walnut Creek Office offers a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to loans for auto financing and mortgages, we've got you covered. Whether you're looking for simple transactions at the ATM or more complex banking solutions, we aim to provide a welcoming environment for all members. While members can visit us at 8013 Centre Park Dr, official correspondence should be sent to PO Box 2205, Austin, TX 78768-2205. We invite you to drop by or give us a call today we're here to help you achieve your financial goals!

Member Eligibility

At Public Employees, we believe that becoming a member means joining a community that truly cares about your financial well-being. If you're looking to become part of our family, you'll be pleased to know that membership is open to a variety of individuals. Whether you work for a public service, are a family member of an existing member, or live in the area, you likely qualify! We encourage you to take a look at the detailed eligibility criteria available at for more specifics. Joining is simple and welcoming just visit us at our branch located at 8013 Centre Park Dr Austin Tx 78754, or give us a call at (512) 474-1955 to get started on your journey with us. Once you're eligible, opening an account is just as easy! Our team is ready to assist you every step of the way, ensuring you enjoy all the benefits that come with being a member of Public Employees. From personalized banking services to competitive loan options, we're here to help you achieve your financial goals.

Business Banking & Commercial Services

Financing Options for Every Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work

In addition to loans, we provide merchant services that simplify payment processing for your business. Imagine a busy café using our system: customers can pay quickly with ease while you manage transactions seamlessly from your smartphone or computer. This allows you to focus on what really matters delivering great service and growing your customer base. Visit us at 8013 Centre Park Dr Austin Tx 78754 in Austin, TX, or call us at (512) 474-1955 to learn more about how our business banking and commercial services can make a difference for you. Together, let's turn your business goals into reality!

Comprehensive List Of Services

Business Banking Services

For business owners, our branch offers tailored solutions through business banking services, including merchant services and business loans. We recognize the challenges of running a business, which is why we're dedicated to providing financial tools that support your growth and success.

Cash Access Made Easy

We know cash access is essential for day-to-day expenses. At Public Employees, we offer ATM services for withdrawals and balance checks, along with basic drive-thru banking where you can make deposits and complete simple transactions without leaving your vehicle.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we've invested in online and mobile banking platforms that allow you to manage your accounts from anywhere. Whether you're checking balances or transferring funds, our digital features ensure that banking is always at your fingertips. You can also take advantage of person-to-person payment options for quick transactions with friends or family.

Personal Banking Solutions

Managing your finances can be straightforward with our personal banking options. We provide checking and savings accounts that fit various lifestyles. For those considering a new vehicle, our auto loans and vehicle financing make it easy to drive away in your dream car. If homeownership is on your radar, explore our mortgage loans and refinancing options that can help you secure a comfortable living space. Additionally, we offer personal loans and debt consolidation services to assist you in managing existing debts or funding new projects. And don't forget about our credit cards with rewards perfect for everyday purchases while earning benefits.

We're Here for You

If you have questions about any of these services or need assistance finding the right solution for your financial needs, don't hesitate to reach out! Call us at 512-474-1955 or visit us at the Walnut Creek Office in Austin, TX. Our friendly team is ready to assist you with personalized service. Explore how we can support your financial journey today! Visit us online at Public Employees to learn more about all the ways we can help you achieve your financial goals.

Digital & Online Banking

Access Your Statements Anytime

Say goodbye to paper clutter! With e-statements available, you can view your account statements digitally whenever you need them. This not only helps the environment but also keeps all your financial information organized in one place.

Convenient Online Banking

With 24/7 online banking services available at https://www.panhandlecu.org/, you can check balances, pay bills, and transfer funds with just a few clicks. Whether you're at home or on the go, our online banking system is always there for you. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick.

Mobile Banking at Your Fingertips

For those who prefer managing their finances on their smartphones, our mobile application is ready for download. It's packed with features that allow you to perform transactions right from your pocket. Plus, while mobile payments aren't available yet, our app will keep you updated on any new features as we expand our offerings. In summary, whether you're logging in from a computer or using our mobile app, Public Employees provides a suite of digital banking services that prioritize convenience and security. Explore all that we have to offer today and take control of your financial journey!

Secure Transactions

Security is a top priority for us. We offer electronic signature authorization for added peace of mind when making transactions. You can rest easy knowing that your information is protected every step of the way.

Financial Strength

At Public Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our robust financial standing, ensuring that your trust in us is well-placed. With a net worth of $55,449,606, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,311 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $47,172,412 in share certificates and $113,095,836 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $55,302,381 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as well; with $1,685 in used auto loans and $226,408,786 in total loans and leases, we support our members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 63 full-time employees and 5 part-time employees. This dedicated team ensures that our branches are always ready to serve you with knowledge and commitment. Net Shares (funds available for lending and investments) stand at $0, while our total share accounts number 35,456, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Public Employees is your trusted partner. Visit us at 8013 Centre Park Dr Austin Tx 78754 or call (512) 474-1955 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $37,283,720 in used vehicle loans and $66,438,820 in new vehicle loans already helping members get on the road. Whether you're considering a new vehicle or a reliable used one, our financing options are designed to fit your budget and lifestyle.

Credit Lines and Personal Loans

For those needing flexibility, our total credit lines amount to $35,000,000. These lines can be used for unexpected expenses or planned purchases, giving you peace of mind that you have access to funds when you need them most. Additionally, we also offer unsecured credit card loans, with a total of $2,608,378 helping members manage their finances effectively.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $102,950,486, make buying or refinancing simple. We provide various solutions to help you secure the home of your dreams while ensuring you understand every step of the process.

Refinancing Options

If you're looking to save money on existing loans or improve your financial situation, ask about our refinancing options. We're here to help you find the best solution for your circumstances. For any questions regarding our loan offerings or eligibility requirements, feel free to contact us at (512) 474-1955. Our team is eager to assist you in navigating your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Come visit us at Public Employees and discover how we can support your financial goals today!

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