We think it’s time to say “so long” to the status quo. No hidden fees, no complicated application process, and absolutely no one-size-fits-all approach to private student loans and student loan refinancing. Why? Because we believe your best days are ahead of you, and we’re committed to empowering you to reach your greatest potential.

Are you considering getting a loan? You`re most likely reviewing many offers, each with a different principal amount and interest rate. Through student loan refinancing and private student loans, ELFI helps families, individuals, and companies achieve their financial goals. Their lending program is tailored to meet the needs of a wide range of customers. The staff knows what graduates need, thanks to award-winning customer service and over 30 years of expertise in the student loan market. Individuals with student loan debt can use ELFI to refinance their loans, saving money and allowing them to pay off their debt faster. They collaborate with companies in addition to dealing with student loan debtors. They equip companies with the resources they need to recruit and retain great employees

Education Loan Finance (also known as ELFI) is a division of Tennessee-based SouthEast Bank which launched in 2015 and is designed to assist borrowers with student loan refinancing as well as with undergraduate, graduate and parent private student loans.

ELFI make financing your future simple by offering easy payment options, affordable rates, and flexible terms in an application process that is transparent and secure. Ready for something truly different? You’ll never go it alone. When you apply, you’ll receive your own Student Loan Advisor, an expert ready to walk you through the application process and answer any questions along the way.

ELFI is a national private lending company with deep roots in supporting education. SouthEast Bank’s parent holding company, Education Loan Finance, Inc., is a not-for-profit organization that has a longstanding (25 years) commitment to higher education.