{"id":"0f960f12-cafa-43b0-ac76-5c91156570a3","file":"elfi.json","bankData":{"metaKeywords":"Best Personal Loan, Cheap Rate Loans, Low rate loans, Low Interest rate loans, Low APR Loans, Best Mortgage Loans, Best Student Loans, Best Auto Loans, Best Credit cards","pageTitle":"Student Loan Refinance Options | ELFI Education Loan Finance","link":"https://www.elfi.com/","title":"ELFI","metaDescription":"ELFIs student loan refinancing options provide loan repayment plans that fit your needs with competitive rates in a range of loan terms.","content":[{"img":"","tab":"About ELFI","format":"none","content":["We think it’s time to say “so long” to the status quo. No hidden fees, no complicated application process, and absolutely no one-size-fits-all approach to private student loans and student loan refinancing. Why? Because we believe your best days are ahead of you, and we’re committed to empowering you to reach your greatest potential.","Are you considering getting a loan? You`re most likely reviewing many offers, each with a different principal amount and interest rate. Through student loan refinancing and private student loans, ELFI helps families, individuals, and companies achieve their financial goals. Their lending program is tailored to meet the needs of a wide range of customers. The staff knows what graduates need, thanks to award-winning customer service and over 30 years of expertise in the student loan market. Individuals with student loan debt can use ELFI to refinance their loans, saving money and allowing them to pay off their debt faster. They collaborate with companies in addition to dealing with student loan debtors. They equip companies with the resources they need to recruit and retain great employees","Education Loan Finance (also known as ELFI) is a division of Tennessee-based SouthEast Bank which launched in 2015 and is designed to assist borrowers with student loan refinancing as well as with undergraduate, graduate and parent private student loans.","ELFI make financing your future simple by offering easy payment options, affordable rates, and flexible terms in an application process that is transparent and secure. Ready for something truly different? You’ll never go it alone. When you apply, you’ll receive your own Student Loan Advisor, an expert ready to walk you through the application process and answer any questions along the way.","ELFI is a national private lending company with deep roots in supporting education. SouthEast Bank’s parent holding company, Education Loan Finance, Inc., is a not-for-profit organization that has a longstanding (25 years) commitment to higher education."]},{"img":"","tab":"Membership Eligibility","format":"none","link":{"label":"Refer to the link for more details","type":"button","url":"https://www.elfi.com/private-student-loan-eligibility/"},"content":[{"format":"disc","header":"","content":["Must be an authorized U.S. citizen or permanent resident immigrant with proper proof of eligibility.","At the time of the loan application, you must be at least 18 years old.","A Bachelor`s degree or above is required.","A minimum income of $35,000 is required.","A minimum loan amount of $15,000 is required Credit history of at least 36 months is required.","At least 36 months of credit history.","A bachelor`s degree from a Title IV U.S. domiciled non-profit institution or university is required.","Credit score of at least 680.",""]},{"format":"circle","header":"Documents Required:","content":["Recent Pay Stub or proof of employment from within the last 30 days.","W-2 Form from the most recent tax year.","Government-issued Identification"]}]},{"img":"","tab":"Bank Highlights","format":"disc","content":["There are no application or origination fees.","ELFI offers a student loan counselor that can assist you in determining which student loan refinancing option is best for you."," Education loan finance ELFI supports both business accounts and savings accounts.","There is no prepayment penalty if you pay off your debts at any time throughout the loan`s term.","To pay for college, ELFI provides both student loan repayment and private student loans.","Private student loans are available for undergraduates, graduate students, and parents"]},{"button":"","img":"","tab":"Bank Miscellaneous","format":"none","content":["Education Debt Finance, or ELFI for short, has a long history of providing graduates with student loan refinancing. Recently, the lender began offering student loans to help with education expenses. Private student loans and student loan refinancing applications may be completed entirely online, and borrowers can have freedom in their interest rates, repayment periods, and conditions."]},{"img":"","tab":"Here are some key points about ELFI to notify","format":"none","content":[{"format":"disc","header":"","content":["Competitive interest rates: ELFI now has some of the most competitive interest rates on the market.","Excellent customer service: ELFI has received great awards for customer service on consumer review websites.","Generous deferral and forbearance options: ELFI provides 12 months of student loan forbearance but not academic deferment.","Remove your cosigner: If you qualify on your own, you can refinance your loans to remove a cosigner.","Beneficial referral program: Customers who introduce friends will get a $400 referral incentive."]},"If you`ve exhausted your federal student loan options, and ELFI student loan may be precisely what you`re searching for."]}]},"highlight":false,"name":"ELFI","imgUrl":"elfi.png","createdAt":{"seconds":1675537263,"nanoseconds":928000000},"shortName":"elfi"}